Home Equity Underwriter

Description

POSITION SUMMARY

Responsible for the review and underwriting of home equity loans. Additionally responsible for providing support to home equity processing and first mortgage operations teams as needed.

QUALIFICATIONS

Requires a motivated individual with the ability to comprehend mortgage guidelines and apply sound judgment in loan decisions and recommendations. Must possess knowledge regarding credit union Home Equity products. Lending experience is required. Must promote and demonstrate an atmosphere of enthusiasm and teamwork with credit union personnel. Requires completion of detailed documentation and ability to perform mathematical computation. Must be able to work well under pressure as industry dictates.

PHYSICAL REQUIREMENTS

Must be able to view a terminal screen and operate a computer keyboard. Must be able to communicate clearly and effectively with others. Must be able to sit or stand for prolonged periods.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Review and underwrite home equity loans 
• Analyze loan applications for cross-selling opportunities
• Order AVM (if necessary) and pull property assessed value data
• Assist loan officers with home equity loan application questions and details
• Provide support to home equity and first mortgage operations teams as needed
• Assist home equity loan closer with documents and in entering loan data into system
• Provide support with investor loan deliveries
• Additional duties as assigned

 ProFed is an EEO employer – M/F/Vets/Disabled