Full-Time

Consumer Loan Sales Specialist

Posted on 4/19/2025

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

No salary listed

Entry, Junior

Garland, TX, USA

Category
Inside Sales
Sales & Account Management
Required Skills
Customer Service
Requirements
  • High School Diploma or GED
Responsibilities
  • Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
  • Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
  • Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
  • Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
  • Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
  • Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
  • Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Desired Qualifications
  • Sales, Collections or Customer Service experience
  • Bilingual - Spanish

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the United States.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Baltimore, Maryland

Founded

1912

Simplify Jobs

Simplify's Take

What believers are saying

  • Digital lending platforms expand OneMain's reach and streamline operations.
  • Alternative data sources improve credit assessments, potentially expanding OneMain's customer base.
  • Renewed interest in securitization increases liquidity for OneMain's loan operations.

What critics are saying

  • Competition from fintechs with lower rates could erode OneMain's market share.
  • Rising interest rates may increase default rates among OneMain's nonprime borrowers.
  • Volatility in the securitization market could impact OneMain's liquidity and capital availability.

What makes OneMain Financial unique

  • OneMain specializes in serving nonprime borrowers with limited access to traditional credit.
  • The company offers both secured and unsecured loans, providing flexibility to customers.
  • OneMain's Springleaf Funding Trust securitization platform enhances its capital funding capabilities.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

401(k) Company Match

Employee Stock Purchase Plan

Tuition Reimbursement

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Volunteer Time

Company News

PR Newswire
Apr 8th, 2025
Onemain Holdings Announces Date Of First Quarter 2025 Earnings Release And Conference Call

NEW YORK, April 8, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its first quarter 2025 results before the market opens on Tuesday, April 29, 2025. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com .A conference call to discuss the company's results, outlook and related matters will be held that morning at 9:00 a.m. Eastern. The general public is invited to listen to the call by dialing 800-451-7724 (U.S. domestic) or 785-424-1116 (international), and using conference ID 93264, or via a live audio webcast through our investor relations website

PR Newswire
Mar 23rd, 2025
Onemain Financial Elects Andrew D. Macdonald To Board Of Directors

NEW YORK, March 17, 2025 /PRNewswire/ -- OneMain Financial, the leader in offering nonprime customers responsible access to credit, today announced that Andrew D. Macdonald was elected to its Board of Directors, effective immediately. Macdonald is the CEO of Consilio LLC, a global provider of legal technology solutions and enterprise legal services, including patented electronic discovery and risk management technology that empowers corporations and multinational law firms involved in investigations, regulatory reviews, litigation, and arbitration."We are delighted to welcome Andy to our Board," said Doug Shulman, Chairman and CEO of OneMain. "He has built and sold multiple companies and has a long track record of identifying and realizing significant revenue, profitability and growth opportunities. He has consistently used technology and data science to drive successful business performance. I look forward to working together to advance our mission of improving the financial well-being of hardworking Americans."Macdonald has been the CEO of Consilio since 2012

MarketBeat
Mar 21st, 2025
William Blair Investment Management LLC Makes New $46.20 Million Investment in OneMain Holdings, Inc. (NYSE:OMF)

William Blair Investment Management LLC makes new $46.20 million Investment in OneMain Holdings, Inc. (NYSE:OMF).

PR Newswire
Feb 6th, 2025
Onemain Holdings To Present At Bank Of America Securities 2025 Financial Services Conference

NEW YORK, Feb. 6, 2025 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, announced today that Doug Shulman, Chairman and CEO, will present at the Bank of America Securities 2025 Financial Services Conference at 11:20 a.m. Eastern on Wednesday, February 12.Webcast InformationThe general public is invited to listen to the live audio webcast through the Investor Relations section of OneMain's website at http://investor.onemainfinancial.com .About OneMain Holdings, Inc.OneMain Financial (NYSE: OMF) is the leader in offering nonprime consumers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. We empower our customers to solve today's problems and reach a better financial future through personalized solutions across 47 states, available online and in 1,300 locations. OneMain is committed to making a positive impact on the people and the communities we serve

PR Newswire
Jan 31st, 2025
Onemain Holdings, Inc. Reports Fourth Quarter 2024 Results

4Q 2024 Diluted EPS of $1.05. 4Q 2024 CI adjusted diluted EPS of $1.16. 4Q 2024 Managed receivables of $24.7 billion

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