Full-Time
Java Fullstack Developer Lead
Updated on 8/23/2026
TransUnion
5,001-10,000 employees
Credit reporting, risk analytics, fraud detection
No salary listed
Bengaluru, Karnataka, India
Hybrid
At least two days per week in person at an assigned TransUnion office.
Bachelor's, Master's
 Software Engineering (1) |
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- At least 10 years of experience in service-oriented solution delivery.
- Previous success in senior technical roles for engineering and architecture teams.
- Experience with cloud platforms such as Google Cloud Platform, Amazon Web Services, or Microsoft Azure.
- Experience with DevOps tools and technologies.
- Experience in systems design, implementation, and engineering leadership for software-as-a-service products and services.
- Experience designing and implementing application programming interfaces.
- Familiarity with NoSQL data stores, including key-value, column-oriented, and graph databases, and with messaging systems.
- Experience delivering high-availability, low-latency architectures.
- Expertise in Agile methodologies and frameworks.
- Demonstrated experience delivering technology solutions in multidivisional, multinational organizations.
- A Bachelor of Science and/or Master of Science degree in Computer Science, Information Technology, or a related field.
- Ability to assimilate key issues and concepts and come up to speed quickly.
- Experience working in a matrixed structure with dynamic teams across Sales, Marketing, Product, Product Marketing, Operations, Technology or Engineering, and senior executive functions.
- Ability and self-motivation to excel in an environment of rapid change, growth, and continuous improvement.
- Ability to interact effectively with technical and non-technical colleagues and clients.
- Ability to manage multiple projects and various deadlines simultaneously.
- Define and execute the fraud platform modernization plan in collaboration with Global Fraud Solutions Product Management, Development, and Platform Engineering teams.
- Lead cloud development practices that enable global delivery of fraud point solutions with a privacy-by-design focus.
- Enhance existing fraud solutions for cloud-native delivery and build scalable global applications at consumer scale.
- Define and execute a resourcing plan combining new and existing teams with third-party consulting services where needed to accelerate delivery.
- Partner with Fraud Solutions Architecture, Development Teams, and Product Management to drive the design and implementation of the next-generation fraud platform.
- Partner with Product Management, Platform Engineering, and point-solutions development teams to ensure alignment with product and technical vision.
- Inspire, motivate, and challenge the Platform Engineering team to identify possibilities and opportunities.
- Conduct regular one-on-ones with team members and provide constructive feedback for continuous improvement of the team.
- Participate in PI ceremonies and remain accountable for agreed-upon commitments.
- Attend regular one-on-ones with the manager and contribute questions, ideas, and feedback toward continuous improvement of teams, processes, and products.
TransUnion is a global information and insights company. It collects and analyzes data to provide services for businesses and consumers. For business clients, it offers credit portfolio management, marketing solutions, and fraud detection to help manage risk and make informed decisions. For consumers, it provides tools to monitor personal credit, including credit reports and scores. The platform supports enterprise use by enabling storage, identity resolution, and protection for building traditional and generative AI models. TransUnion generates revenue through three segments: U.S. Markets, International, and Consumer Interactive. Its goal is to help customers understand and manage credit risk, prevent fraud, and derive actionable insights from large data assets.
Company Size
5,001-10,000
Company Stage
IPO
Headquarters
Chicago, Illinois
Founded
1968
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Simplify's Take
What believers are saying
- July 2026 Q2 revenue reached $1.31 billion, with 10% organic constant-currency growth.
- Management raised 2026 guidance to $5.127 billion-$5.162 billion and 11%-12% adjusted EPS growth.
- March 2026 acquisition of Trans Union de México lifted international growth and earnings power.
What critics are saying
- April 2026 CFPB order fined TransUnion $16.9 million for deceptive credit-score subscriptions.
- CFPB scrutiny threatens TransUnion’s consumer unit, where recurring payments and marketing practices stay exposed.
- Privacy rules and lender in-sourcing threaten bureau relevance, shrinking credit-data tolls by 2027.
What makes TransUnion unique
- TransUnion’s OneTru platform centralizes data collaboration, governance, and AI workflows across clients.
- June 2026 Snowflake integration embeds TruIQ credit data inside customer environments without data movement.
- July 2026 Universal Ads partnership extends TransUnion audience data into premium TV inventory.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Mental Health Support
Disability Insurance
Paid Parental Leave
Adoption Assistance
Fertility Treatment Support
Legal Services
Long-Term Care Insurance
Commuter Benefits
Tuition Reimbursement
Charity Gift Matching
Employee Stock Purchase Plan
401(k) Retirement Plan
401(k) Company Match
Company News
TransUnion has joined Universal Ads as an inaugural Audience partner, bringing its audience data into premium TV advertising inventory for app advertisers. The partnership extends cross-channel audience targeting and measurement from digital media to television. The move highlights how TransUnion is expanding uses of its data assets beyond traditional credit reporting. The integration allows app marketers to use consistent targeting across mobile, web, and connected TV platforms. TransUnion reported Q2 2026 sales of $1.31 billion and net income of $143.4 million. The company raised its full-year 2026 guidance to revenue of $5.13 billion to $5.16 billion and net income of $807 million to $821 million. Management has repurchased 5.67 million shares for $449.84 million under its current buyback programme.
TransUnion reported its tenth consecutive quarter of high single-digit revenue growth or better, achieving 10% organic constant currency growth in Q2 2026. The company raised its full-year adjusted diluted EPS guidance to 11-12% growth, reflecting strong first-half performance. U.S. Financial Services grew at a 9% CAGR excluding mortgage, driven by market share gains and innovation rather than underlying volumes. Over one-third of Financial Services revenue now comes from alternative data and non-credit solutions. The company's platform modernisation reached 60% of U.S. match activity migrated to OneTru, with completion expected by year-end. International operations accelerated to 6% organic growth, supported by recovery in India and strong performance in Canada and the UK. TransUnion reduced its leverage ratio to 2.6x, targeting below 2.5x long-term.
TransUnion reported second-quarter revenue of $1.31 billion, beating Wall Street expectations by 1.8% and marking 14.9% year-on-year growth. The credit reporting company also exceeded profit forecasts, with adjusted earnings per share of $1.23, 6.9% above analyst estimates. However, the company's revenue guidance for the next quarter disappointed, coming in 0.6% below expectations at $1.30 billion. TransUnion raised its full-year revenue guidance to $5.14 billion and lifted its adjusted earnings per share forecast to $4.79. Operating margin improved to 19.7%, up from 16.9% in the same quarter last year. Free cash flow margin also increased to 23.3% from 18.8%. Chief executive Chris Cartwright said TransUnion "delivered another strong quarter of outperformance".
TransUnion and ScanSource represent contrasting fortunes in the business services sector, which has lagged the S&P 500 with an 8% gain versus 10.8% over six months. TransUnion, one of America's three major credit bureaus, shows strong momentum with 11.6% annual revenue growth over five years and projected 11.4% growth ahead. The company's 10.1% free cash flow margin provides resources for reinvestment. At $79.84 per share, it trades at 16.4x forward P/E. ScanSource presents challenges. The technology distributor's sales fell 4.9% annually over two years, with Wall Street forecasting modest 2.4% growth. Its poor 3.4% free cash flow margin limits investment flexibility. The sector faces pressure from AI disruption and tightening corporate budgets, though quality businesses can still deliver earnings growth. TransUnion trades at $15.4 billion market capitalisation, whilst ScanSource stands at $1.11 billion.
TransUnion has enhanced its mortgage credit report by adding TruVision Alternative Credit Attributes from its FactorTrust Alternative Lending Database. The enhancement provides lenders with additional financial signals beyond traditional credit data at no extra cost. The new attributes enable lenders to assess borrower stability earlier in the application process, starting at prequalification. This helps streamline workflows and focus resources on applications more likely to convert whilst reducing risk. According to Satyan Merchant, senior vice president at TransUnion, the enhancement gives lenders "a more complete and actionable view of borrower behaviour". The addition builds on TransUnion's previous innovations, including trended credit data introduced in 2013 and the TruVision Early Access Soft Check solution.