Full-Time

VP/D – Product

Servicing

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Senior, Expert

Charlotte, NC, USA

Hybrid position requiring in-office presence.

Category
Product Management
Product Operations
Product
Required Skills
Product Management
Data Analysis
Requirements
  • 10+ years of experience working on successful digital consumer products
  • 4 years in a leadership role
  • 4 years in a fast-paced environment such as a startup, fintech, etc
  • Demonstrated success in standing up or running new products or experiences, and the relentless pursuit of details needed for execution
  • Experience creating a product vision and strategy and aligning it across cross-functional teams
  • Experience with a Product Operating Model and the OKR framework
  • Strong written and verbal communication skills, ability to present at an executive level
  • Customer obsession and drive to deliver constant value
  • Demonstrated ability to autonomously solve complex problems and carry the solution end to end
  • Extensive hands-on experience working across the digital product development process: problem mapping, problem definition, exploration, requirements documentation, front and back-end development, testing and code deployment
  • Strong sense of ownership and accountability for your domain
  • Experience and a passion for developing product managers
Responsibilities
  • Partner closely with cross functional team members across design, engineering, operations, and analytics to ensure alignment, prioritization, and delivery across launches
  • Manage relationships with external vendors, fostering collaboration that leads to smooth integration and implementations
  • Identify and drive strategic initiatives, staying on top of the market and customer expectations. You should bring unique and ownable solutions to our business challenges
  • Communicate status updates, strategic risks and key dependencies, progress against objectives, and wins to your team and to leadership. Being a critical voice for the team to help clarify the strategy and amplify the work
  • Creating and evolve a high performing team of product manager that constantly strive to redefine how product management adds value to our customer and OneMain Financial

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows customers to address different financial needs, such as debt consolidation or home improvements. OneMain generates revenue through interest and fees on these loans and has a securitization platform called Springleaf Funding Trust, which enables it to bundle and sell loans as securities to investors. This process helps OneMain maintain a steady flow of capital for lending. Additionally, the company offers other financial products, including insurance and credit information, to better serve its customers. OneMain's goal is to provide accessible financial solutions tailored to the needs of its clients, supported by a strong branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • AI-driven credit scoring models can reduce default rates for OneMain.
  • Partnership with Pagaya expands OneMain's reach and streamlines loan processing.
  • Renewed investor interest in securitization benefits OneMain's capital for loan origination.

What critics are saying

  • Increased competition from fintechs could erode OneMain's market share.
  • Class action lawsuit over Military Lending Act violations may harm OneMain's reputation.
  • Executive share sales might indicate a lack of confidence in OneMain's future.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for clients with lower credit scores.
  • The company offers both secured and unsecured loans, providing flexibility to borrowers.
  • OneMain's Springleaf Funding Trust securitizes loans, ensuring a steady capital stream.

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