Full-Time

VP/D Product Manager

Credit & Pricing and Data Sciences

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Compensation Overview

$170k - $190kAnnually

+ Additional Compensation Program

Senior, Expert

Charlotte, NC, USA + 3 more

More locations: Evansville, IN, USA | Wilmington, DE, USA | Baltimore, MD, USA

Hybrid role; must be within a commutable distance to Baltimore MD, Charlotte NC, Wilmington DE, or Evansville IN.

Category
Product Management
Product Strategy
Product
Required Skills
Agile
Sales
Data Science
Marketing
Requirements
  • Experience in building modern credit, pricing and data science platforms in a reputed financial services organization.
  • Bachelor’s degree in engineering or equivalent practical experience.
  • Demonstrated understanding of the techniques and methods of modern product discovery and delivery.
  • 8+ years of progressive experience in a plan, build and/or operation role in a high performing technology powered product organization.
  • Proven experience providing roadmaps, product overviews, reports, backlog and documentation for enterprise technology solutions.
  • Ability to translate business requirements to technology architecture plans
  • Experience delivering within cloud-based environments & applications; and understanding of legacy applications built using mainframes
  • Experience in continuous delivery using Agile delivery concepts and toolkits
  • Strong influence and negotiating skills, and the ability to overcome barriers and resistance to execute against strategic plans
  • Strong interpersonal and communication skills at all levels of a large enterprise organization.
  • Demonstrated ability to learn multiple functional areas of business – engineering, design, finance, sales, or marketing.
  • Demonstrated ability to figure out solutions to hard problems with many constraints, using sound judgement to assess risks, and to lay out your argument in a well-structured, data-informed, written narrative.
  • Proven ability to engage with engineers, designers, and company leaders in a constructive and collaborative relationship.
Responsibilities
  • Setting and evangelizing the vision that achieves business objectives, such as growth in new money, reduction in costs and transition to a modern target state tech platforms.
  • Consistent engagement with senior executive and front-line stakeholders to build consensus and drive decisions.
  • Partnering with Engineering Leads to drive the technical agenda and workforce in delivering against the Product roadmap.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows customers to address different financial needs, such as debt consolidation or home improvements. OneMain generates revenue through interest and fees on these loans and has a securitization platform called Springleaf Funding Trust, which enables it to bundle and sell loans as securities to investors. This process helps OneMain maintain a steady flow of capital for lending. Additionally, the company offers other financial products, including insurance and credit information, to better serve its customers. OneMain's goal is to provide accessible financial solutions tailored to the needs of its clients, supported by a strong branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for digital lending boosts OneMain's loan processing efficiency.
  • AI-driven credit scoring models enhance risk assessment and personalized loan offerings.
  • Investor interest in securitized loans provides capital opportunities for OneMain.

What critics are saying

  • Competition from fintechs offering lower rates threatens OneMain's market share.
  • Class action lawsuit over Military Lending Act violations poses legal and reputational risks.
  • Executive share sales may indicate internal concerns about OneMain's future performance.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for clients with lower credit scores.
  • The company offers both secured and unsecured loans, providing flexibility to borrowers.
  • OneMain's Springleaf Funding Trust securitizes loans, ensuring a steady capital stream.

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