Full-Time

VP/D Product Manager

Credit & Pricing and Data Sciences

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Fintech
Financial Services

Compensation Overview

$170k - $190kAnnually

+ Bonus + Additional Compensation Program

Senior, Expert

Charlotte, NC, USA + 4 more

More locations: Evansville, IN, USA | Wilmington, DE, USA | Irving, TX, USA | Baltimore, MD, USA

Hybrid role; must be within a commutable distance to one of the listed offices.

Category
Product Management
Product Strategy
Product
Required Skills
Agile
Data Science
Development Operations (DevOps)
Requirements
  • Experience in building modern credit, pricing and data science platforms in a reputed financial services organization.
  • Bachelor’s degree in engineering or equivalent practical experience.
  • Demonstrated understanding of the techniques and methods of modern product discovery and delivery.
  • 8+ years of progressive experience in a plan, build and/or operation role in a high performing technology powered product organization.
  • Proven experience providing roadmaps, product overviews, reports, backlog and documentation for enterprise technology solutions.
  • Ability to translate business requirements to technology architecture plans.
  • Experience delivering within cloud-based environments & applications; and understanding of legacy applications built using mainframes.
  • Experience in continuous delivery using Agile delivery concepts and toolkits.
  • Strong influence and negotiating skills, and the ability to overcome barriers and resistance to execute against strategic plans.
  • Strong interpersonal and communication skills at all levels of a large enterprise organization.
  • Demonstrated ability to learn multiple functional areas of business – engineering, design, finance, sales, or marketing.
  • Demonstrated ability to figure out solutions to hard problems with many constraints, using sound judgement to assess risks, and to lay out your argument in a well-structured, data-informed, written narrative.
  • Proven ability to engage with engineers, designers, and company leaders in a constructive and collaborative relationship.
  • Experience with Infrastructure technologies such as Infrastructure as Code and Platforms (preferred).
  • Experience with Monitoring Products (preferred).
  • SDLC and DevOps experience with automation concepts around CI/CD (preferred).
Responsibilities
  • Setting and evangelizing the vision that achieves business objectives, such as growth in new money, reduction in costs and transition to a modern target state tech platforms.
  • Consistent engagement with senior executive and front-line stakeholders to build consensus and drive decisions.
  • Partnering with Engineering Leads to drive the technical agenda and workforce in delivering against the Product roadmap.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself from competitors by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.

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