Credit Karma is a mission-driven company, focused on championing financial progress for our more than 110 million members in the U.S., Canada and U.K. While we’re best known for pioneering free credit scores, our members turn to us for tips as they work on their financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we’ve added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in Oakland, Charlotte, Los Angeles and London.
*Banking services provided by MVB Bank, Inc., Member FDIC
Credit Karma is a mission-driven company, focused on championing financial progress for our more than 100 million members in the U.S., Canada and U.K. While we’re best known for pioneering free credit scores, our members turn to us for tips as they work on their financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we’ve added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in Oakland, Charlotte, Los Angeles and London.
*Banking services provided by MVB Bank, Inc., Member FDIC
Credit Karma is transforming its business through an innovative platform called Lightbox. Lightbox enables our partners to build and deploy targeting models in Credit Karma’s Model Building Environment. This, in conjunction with other Lightbox platform capabilities, provides partners with the ability to make real time, customized, higher-certainty offers to our 100 million plus members upon login. While the capability is currently focused on our credit cards, personal loans, and auto lending businesses, we have ambitions to scale this one-of-a-kind tech across even more of our businesses.
The Lightbox team is looking for a Director, Partner Decision Science to help partners grow their Lightbox programs, driving higher revenue and share of wallet for Credit Karma. This role will report directly to the Head of Lightbox and will work with cross functional internal teams (Data, Product, Engineering, BD) and data science & risk leaders at partner financial institutions.
What you’ll do:
- Be the critical bridge between lending partners and the Credit Karma platform. Help some of the biggest financial institutions in the country optimize their credit and marketing strategies for Credit Karma
- Attract, build and mentor a strong team of data scientists who work hand-in-hand both with the internal product and engineering teams, as well as partner credit teams. Grow their careers
- Build strong relations with credit, marketing, and data science teams at financial institutions, ranging from hands-on data scientists to C-level executives
- Influence Credit Karma’s product and engineering teams to iterate on the Lightbox platform roadmap to make Lightbox even more valuable to Credit Karma and our lending partners
- Guide model building and analytics processes in our partner financial institutions, in order to achieve optimal results. Coach partner risk teams on capabilities provided by the CK platform, while being in their shoes and speaking their language.
- Manage multiple teams of data scientists and risk professionals focused on driving Lightbox adoption in specific verticals such as credit cards and personal loans
Minimum Basic Requirement:
- Bachelor’s degree in a quantitative discipline such as math, statistics, or economics, from an accredited college or university
- At least 10 years of experience in underwriting, originations, data science, or risk management at one or more financial institutions
Preferred Qualifications:
- Graduate degree in a quantitative discipline such as math, statistics, or economics
- Proven track record of creating and implementing company-wide data strategies from a risk management or business perspective
- Experience in managing relationships and partnering with credit bureaus, media technologies, or other third-party data providers/sources
- Comfortable working with complex data environments and with big data and machine learning techniques
- Experience in working across verticals at financial institutions such as Personal Loans, Auto Loans and Mortgage
- Experience leading and managing a team of data scientists and risk professionals
Benefits at Credit Karma includes:
- Medical and Dental Coverage
- Retirement Plan
- Commuter Benefits
- Wellness perks
- Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
- Education Perks
- Paid Gift Week in December
Pay Transparency Notice: Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary range for this role is $287,711 to $302,567, plus equity and benefits.
Equal Employment Opportunity:
Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws.
Credit Karma is also committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.
Please contact [email protected] if you are interested in employment with Credit Karma and need special assistance or an accommodation to either apply or interview for a specific role.
COVID-19 update (US Jobs Only):
Credit Karma believes that vaccines are one of the most powerful tools to fight COVID-19 and save lives. We also believe that in order to work toward our mission of helping people make financial progress, people first and foremost need their health. All employees are required to be fully vaccinated (including eligible boosters) against COVID-19 prior to their start date unless otherwise approved for an exception as may be required by law.
Privacy Policies:
Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies:
