Full-Time
AI lending marketplace for financial products
$45.4k - $60.5k/yr
Entry, Junior
Company Historically Provides H1B Sponsorship
Remote in USA
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Upstart connects consumers with banks and credit unions through its AI-driven lending marketplace. The platform uses advanced AI models to assess borrowers' creditworthiness, allowing lenders to approve more loans at lower rates without bias based on race, age, or gender. Borrowers can receive instant approval for loans, often without needing to provide documentation. Upstart offers various financial products, including personal loans, automotive loans, home equity lines of credit, and small-dollar relief loans. What sets Upstart apart from its competitors is its focus on a digital-first experience and the ability to approve a high percentage of borrowers quickly. The company's goal is to make credit more accessible and affordable for everyone.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
San Mateo, California
Founded
2012
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Health Insurance
401(k) Company Match
Employee Stock Purchase Plan
Life Insurance
Paid Vacation
Parental Leave
Flexible Work Hours
Wellness Program
Holyoke Credit Union selects Upstart for personal lending.
Sandia Area Federal Credit Union selects Upstart for personal lending.
Advia Credit Union, a major credit union with $3 billion in assets and nearly 200,000 members across Michigan, Wisconsin, and Illinois, has partnered with Upstart (NASDAQ: UPST) to expand its personal lending services.
DR Bank chooses Upstart's small-dollar loan product to expand access to credit.
Upstart Holdings (NASDAQ: UPST) has announced the pricing of a $425 million offering of 1.00% Convertible Senior Notes due 2030 in a private sale to qualified institutional buyers. The notes, with an initial conversion rate of 10.8702 shares per $1,000 principal amount (approx. $91.99 per share), will mature on November 15, 2030. Upstart expects net proceeds of about $414.8 million, intended for general corporate purposes, including potential debt repayment. An additional $75 million option was granted to initial purchasers.