Full-Time
Senior Software Engineer
Nelo Mobile
51-200 employees
BNPL payments for online shoppers
Compensation Overview
$165k - $210k/yr
New York, NY, USA
In Person
 Software Engineering (1) |
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- Five or more years of backend engineering experience.
- Proficiency in Kotlin and Spring (or similar frameworks).
- Experience with Amazon Web Services and Terraform.
- Experience designing and operating distributed systems.
- Systems thinking and ability to consider the overall system behavior.
- Strong opinions on performance and data integrity and willingness to speak up about potential quick fixes that could cause problems later.
- Architect and ship backend systems that can scale with rapid growth and handle millions in transactions.
- Lead the transition from a Kotlin monolith to smarter microservices.
- Mentor engineers by coding well and providing rigorous code reviews to raise the team's capabilities.
- Collaborate with product and data teams to turn abstract ideas into working software and demonstrate the impact of your work.
Nelo Mobile provides a buy now, pay later (BNPL) service for online shoppers in Mexico. It partners with e-commerce platforms and retailers to integrate its payment option at checkout, allowing customers to buy goods and pay in installments over time. Merchants pay Nelo a transaction fee to offer the service, and Nelo may charge interest or fees to consumers who choose longer repayment terms. The product uses credit assessment technology to evaluate a buyer’s eligibility and repayment risk, enabling flexible financing while aiming for responsible lending. Nelo differentiates itself by focusing on the Mexican online shopping market through merchant partnerships and a credit-scored, installment-based payment method that can help merchants increase conversions. The company’s goal is to expand access to flexible, digital lending in LATAM by enabling merchants to offer BNPL and giving consumers more payment options at checkout.
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$123M
Headquarters
Mexico City, Mexico
Founded
2019
Simplify's Take
What believers are saying
- $100M Victory Park credit facility scales lending capacity.
- Paymentology partnership enables fast Google Pay rollout in Mexico.
- 6 million purchases power data moat against new entrants.
What critics are saying
- Klarna erodes share via Mercado Libre and Amazon integrations.
- CNBV caps credit at 30% income, slashing approvals.
- Atrato captures bill payments with Telcel partnerships.
What makes Nelo Mobile unique
- Biweekly repayments match Mexican quincenal income cycles.
- Physical Mastercard integrates with Google Wallet for offline use.
- Proprietary underwriting uses transaction data for underbanked users.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Unlimited Paid Time Off
401(k) Retirement Plan
Extended maternity and paternity leave
Relocation Support
Remote Work Options
Hybrid Work Options
Sabbatical Leave
Stock Options
Company Equity
401(k) Company Match
Unlimited Paid Time Off
Health Insurance
Growth & Insights and Company News
6 month growth
↓ -4%1 year growth
↓ -5%2 year growth
↓ -6%Paymentology, a global card and payment processing leader, teamed up with Nelo, a Mexican buy now pay later platform.The partnership will encompass support for Nelo’s Mastercard for in-person payments via Google Wallet allowing customers to pay their balance immediately over time, along with the introduction of physical cards.To date, Nelo has raised over $25 million in venture capital and a $100 million credit line from Victory Park Capital.“We are very proud to be among the first to enable Google Pay in Mexico. Through our collaboration with Paymentology, we have the expertise and infrastructure to introduce a transparent and equitable credit solution,” said Kyle Miller, Nelo’s co-founder.While Alejandro Del Río, Paymentology’s Regional Director for Latam, added:“We are empowering Nelo to bridge the financial gap, and we are excited to continue supporting their mission to enhance the purchasing power of their customers.”Read more on Contxto
Paymentology, the leading global issuer-processor, today announces its partnership with Nelo, a consumer payments platform in Mexico, to support its Mastercard in-person payments via Billetera de Google in Mexico and the launch of physical cards.With over 6 million online purchases on its platform, Nelo is reimagining the way that credit products should be delivered. The Nelo card, along with the integrated Google Wallet feature, provides customers with the flexibility to either settle their entire balance or opt for financing specific purchases gradually, enabling widespread usage of the popular online purchasing solution. What sets Nelo’s product apart from a conventional revolving credit card is the inclusion of partial biweekly repayments, making it a distinctive offering in the market.Thanks to Paymentology, Nelo now has access to a fast and scalable infrastructure solution, enabling the smooth launch of its Tap to Pay solution through Google Wallet, along with its physical card. With Paymentology’s support, Nelo can offer more people access to credit swiftly and reliably, making Nelo’s services accessible and efficient.The news comes at a time when over 40% of the Mexican population remains financially excluded, meaning they do not have access to formal financial services such as banking, savings, credit, and insurance. However, technology partnerships like that of Nelo and Paymentology are critical in improving financial inclusion in the country by bringing financial services to the previously unbanked and enabling consumers to pay how and when they want.Kyle Miller, co-founder and CEO of Nelo commented: “We’re incredibly proud to be among the first to enable Google Pay in Mexico. Empowering consumers across LatAm is our mission, and in response to our customers’ high demand, we now provide the means to pay in person
Paymentology, the leading global issuer-processor, today announces its partnership with Nelo, a consumer payments platform in Mexico, to support its Mastercard in-person payments via Billetera de Google in Mexico and the launch of physical cards.
Nelo announced a $ 20 million Series A round led by Two Sigma Ventures with participation from Homebrew, Susa Ventures, and Crossbeam.
Nelo, a consumer payments platform in Mexico, announced an integration with Google Wallet and the launch of physical cards. The Nelo card can be securely added to Google Wallet, enabling consumers to make contactless payments effortlessly from their Android devices. To date, Nelo has powered 6 million online purchases in its app. These new products allow Nelo customers to pay with Nelo offline.When Nelo customers charge a purchase to their card (either physical or through Google Wallet), they can repay in full at the end of their statement period interest-free or can elect to finance their transaction over time and repay in instalments. This model, paired with a biweekly repayment schedule, differentiates Nelo’s product from a traditional revolving credit card.“The number one request we’ve had from our customers has been a way to pay in person. With these launches, we enable that,” said Kyle Miller, co-founder and CEO of Nelo