Full-Time

Senior Analyst

Fraud, Risk, Strategy, And Analytics

Posted on 8/15/2024

Navan

Navan

1,001-5,000 employees

Travel and expense management solution for enterprises

Data & Analytics
Enterprise Software
Fintech

Compensation Overview

$62.3k - $130kAnnually

Mid, Senior

New York, NY, USA

Requires onsite presence in New York for three days per week.

Category
Risk Management
Finance & Banking
Required Skills
Python
SQL
Data Analysis
Snowflake
Requirements
  • 3+ years of experience in fraud risk management in the credit cards and payments industry or eCommerce with risk strategies related to card products and payment acceptance is desired
  • Bachelor's degree in statistics, business, data sciences or equivalent professional experience preferred
  • Demonstrated experience in building automated fraud detection and prevention strategies that scale, online fraud prevention experience a plus
  • Understanding of common and creative techniques used by fraudsters to exploit e-commerce/issuer systems and processes is desirable
  • Expertise in authoring and analyzing fraud rules desired with rules authoring through Boolean logic and/or SQL is desired
  • Strong command of data analytics methods and software such as Snowflake/Python and other data mining and analysis tools
  • Understanding of key business drivers and performance metrics as it relates to fraud rules and risk management
  • Ability to interact and coordinate effectively with internal and external business partners
  • Ability to demonstrate exceptional organizational skills by efficiently managing and prioritizing multiple analytical projects
Responsibilities
  • Detect risk and prevent fraud loss across all payment channels and customer segments through the full life cycle while balancing profitable growth with best customer experience
  • Build out and lead portfolio fraud analytics across different customer segments with actionable data insights for risk strategies that detect linkages and mitigate fraud patterns
  • Maintain lead responsibility for the identification, selection, management, and enhancement of business rules, while managing towards Fraud KPIs and KRIs of the Travel and Expense portfolios
  • Drive analysis for fraud rule discovery activities that support both new and existing fraud service initiatives that identify policy or process improvement opportunities
  • Generate queries that monitor and identify fraud patterns which identify high fraud risk transactions via multiple attribute analysis, including transaction details, velocity of activity, and user behavior of new and existing customers
  • Manage fraud reviews and take the initiative to coordinate resolution with cross-functional stakeholders to reduce fraud exposure
  • Leverage cross-functional teams, systems, and processes as required to prioritize and/or proactively address risk management improvement needs
  • Ability to lead multiple tasks and projects simultaneously, prioritize work effectively, and thrive in a constantly evolving environment

Navan provides a travel and expense management platform tailored for enterprises. The platform enables users to efficiently book, view, and manage their business travel and expenses through a cloud-based and mobile interface. It incorporates AI technology to streamline processes and offers features like Navan Rewards, which incentivizes employees to make cost-effective travel choices by providing rewards for saving on travel costs. Additionally, the Navan card integrates expense management directly into the travel booking experience. Unlike many competitors, Navan focuses on creating a supportive environment for its users by emphasizing diversity, equity, and inclusion within its workforce. The company's goal is to enhance human connections, improve operational efficiency for businesses, and empower better decision-making through data and insights.

Company Stage

Debt Financing

Total Funding

$1B

Headquarters

Palo Alto, California

Founded

2015

Growth & Insights
Headcount

6 month growth

6%

1 year growth

19%

2 year growth

34%
Simplify Jobs

Simplify's Take

What believers are saying

  • Navan's acquisition of Tripeur enhances its presence in the Indian market.
  • Partnership with Rho offers a unified finance suite, improving operational efficiency.
  • Expansion of Navan Connect in Europe attracts multinational clients with seamless expense management.

What critics are saying

  • Brex's enhanced solutions may attract Navan's clients, reducing market share.
  • Regulatory hurdles in Europe could delay Navan Connect's implementation.
  • Integration challenges with Tripeur may impact Navan's operations in India.

What makes Navan unique

  • Navan integrates AI, cloud, and mobile for seamless travel and expense management.
  • Navan Rewards incentivizes cost-effective travel decisions, enhancing user engagement.
  • Navan Connect supports global expense management with card-link technology across 250 banks.

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Benefits

Flexible Vacation: Take time off when you need it, just work with your manager.

Healthcare: Medical, dental, and vision for you and your family.

Commuter benefits: Pre-tax transit dollars, $70 a month to ease your commute.

Parental leave: All parents (birthing and non-birthing) are eligible for paid leave.

Health and Wellness: Annual wellness stipend and access to a full spectrum of resources.

Fuel for Connection: We provide in-office snacks and lunches*, fostering community and in-person connections.

Pet Friendly: Pet insurance with preferred rates and dog friendly offices*.

401k: We care about your future and offer a 401k retirement plan program and company match.

IATAN: Employees can register and receive access to thousands of travel related discounts.

Connectivity Allowance: We support our employees ability to work seamlessly and confidently while from home and offer a bi-weekly stipend

Learning & Development: Annual Learning and Development allowance to propel professional growth

INACTIVE