Kiavi, formerly known as LendingHome, is one of the largest lenders to real estate investors in the United States. With Kiavi’s technology platform and innovative financing solutions, real estate investors are empowered to make informed decisions, close deals faster, and realize the full potential of their real estate investment strategies.
Founded in 2013, Kiavi is committed to helping customers revitalize approximately $25 trillion worth of aged U.S. housing stock and provide move-in ready homes and rental housing for millions of Americans across the country. We have funded almost $13 billion dollars worth of loans across about 52,000+ projects, becoming one of the nation’s largest bridge loan lenders.
Combining our technology and industry expertise, Kiavi has grown to a team of over 400 and has won many awards over the years including Forbes Fintech 50, Finovate Awards: Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more.
- Loans Funded: $12.3+ billion in loans funded
- Homes financed: 52,000+ projects funded for our customers across the country. 95% of projects have successful exits
- Geography: 31 states + D.C. where we lend to real estate investors so they can revitalize neighborhoods
- Employees: Over 400 employees
This position can be based remotely in any of our approved hiring regions. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them. For those who prefer to work in-office, we have locations in San Francisco and Pittsburgh. We also plan to use these spaces to bring together teammates to drive creativity and innovation.
Overview
The FP&A Analyst will report directly to the Sr. Manager, FP&A and will have ample exposure to the VP of FP&A. This role will be a key contributor in ensuring accuracy of budgets and forecasts for various business units, assist in performance tracking initiatives, and lead variance and ROI analyses to drive informed decision making. This position will provide you with exposure to all facets of how the business is run. The primary focus is to assist and build relationships with business unit leaders, compile and analyze financial results, and assist in the forward-looking decision-making process.
Responsibilities
- Create financial reports and analysis and actively review results with business partners on a regular and ongoing basis (monthly, quarterly, etc.).
- Perform budget vs actual analyses at a business unit and consolidated level including identification and communication of key drivers and update forecasts as necessary.
- Analyze and report on current and future headcount (full time employees and contractors) status of each business unit.
- Prepare compliance reporting (debt covenants, industry reporting, etc.).
- Support FP&A management in partnering with business unit stakeholders to drive the annual planning and quarterly forecast process including preparation of operating budgets based on actual results, prior budgets, operational initiatives, and other factors.
- Leverage analytics and develop reporting tools to drive KPIs and inform business leaders.
- Work closely with Marketing, Sales, Business Development, Mortgage Operations, Data and Capital Markets to gain insight and knowledge of departmental initiatives and develop projections to be incorporated into forecasts.
- Create and lead presentations on planning, performance tracking, etc.
- Deliver reports and analyses in a timely manner.
- Manage ad hoc inquiries and information requests.
- Calculate and distribute calculations for accruals and payroll for Kiavi’s commission plans; communicate, explain, and resolve discrepancies with reporting managers.
Qualifications
- Bachelor’s Degree required
- Relevant work experience in Accounting, Finance, or Capital Markets required; Corporate or Business Unit FP&A experience a plus.
- Minimum of 2 years of relevant experience at a management consulting firm, accounting firm, investment bank, private equity firm, investment and/or technology company.
- Financial modeling: Advanced proficiency in MS Excel required (e.g. Ability to build financial and operational models from scratch utilizing Excel); Adaptive and Tableau a plus.
- Strong work ethic and attention to detail required.
- Strategy and execution: Capacity to problem solve in a structured way and provide actionable insights to drive growth.
- Adaptability and drive: Kiavi is a fast-paced, constantly changing environment. We value completion of tasks over absolute perfection. If you do not know the answer, initiative is taken to seek the appropriate resources to find the right answer.
- Analytical and business rigor: Ability to translate business questions such as “How do we increase our margin?” or “In what ways can we use our balance sheet more efficiently?” meaningful analysis.
- High-energy & Positive Attitude: A sense of ownership and positive attitude are the keys to success.
- Effective communication: Strong communication skills that enable you to work productively across disparate functional groups and communicate key findings and solutions persuasively. This also includes clear communication of expectations and managing timing for deliverables.
- Multi-tasking prioritization expertise: Experience (and preferably enjoyment of) balancing numerous different priorities and demands.
Kiavi takes a market-based approach to pay, and pay may vary depending on your location. Work locations are categorized into one of three tiers based on cost of labor for that geographic area. These ranges may be modified in the future.
Tier B - 78K to 100K + 5% bonus + equity + benefits
Tier C - 70K to 90K + 5% bonus + equity + benefits
To find a location’s tier, please refer to https://kiavi.com/compensation. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries. Within the range, the successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. Your recruiter can share more about the specific base pay range for your preferred location during the hiring process. Please note that the pay range listed above reflects the base salary only, and does not include the target value of bonus, equity, or benefits.
Benefits and Perks
- Product Ownership: All employees think like an owner because all new hires are granted stock options. After meeting a service requirement at Kiavi, we offer an extension to exercise options up to 3 years after termination.
- Health Insurance: Our medical, dental, and vision plans are completely free for employee-only coverage, and the company pays 80% of the total premium for dependents.
- Whole-Person Wellness: Anyone can schedule no-cost unlimited virtual therapy sessions, use a monthly subsidy for fitness facilities, and access reimbursements for fertility services.
- Carrot: The leading global fertility benefits provider, built to support employees through their lifelong fertility healthcare journey.
- Retirement Savings. Employees who participate in our “no fee” 401(k) receive an immediately-vested employer match on 100% of contributions up to 3% of compensation.
- Career Growth: We foster an environment that encourages opportunities to use your voice, do better for our customers and each other, and support your career journey.
- Flexible Time Off: With no cap on the number of days of PTO each year, employees are encouraged to enjoy a well-rounded lifestyle with work, travel, and family.
- Paid Leaves: You’re immediately eligible for up to 12 weeks of paid leave each year to bond with a new child (mothers & fathers) and up to 8 weeks for medical or caregiver leave so you come back ready to deliver high-impact results.
- Remote-First: We win together while still being fully remote, and each employee receives a stipend for their home office setup and a monthly allowance to help with the cost of internet/phone.
Kiavi in the News:
If you’d like to see more about what Kiavi has to offer or explore additional opportunities, visit our careers page.
