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Underwriter (Retail)
Posted on 4/20/2022
INACTIVE
Locations
Chicago, IL, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Customer Service
Requirements
  • Bachelor's degree in Finance, Economics, Accounting or similar field
  • Experience in underwriting unsecured personal loans and/or credit cards
  • Knowledge of applicable regulatory requirements
  • Ability to question and scrutinise information
  • High level of numeracy
  • High level of attention to detail regarding documentation examination
  • Ability to work within given deadlines/SLAs
  • Solid understanding of lending products and practices
  • Excellent communication and interpersonal skills
  • Customer service experience
Responsibilities
  • Evaluating applicant's creditworthiness and identify risks including an assessment of affordability and review of applicant's credit file in line with Revolut's lending criteria
  • Reviewing customer documentation and details for accuracy and authenticity
  • Identifying potentially fraudulent applications and escalating where required
  • Communicating with customers either to request or to provide information relating to credit applications
  • Making decisions regarding whether to approve an applicant for credit
  • Assessing and making decisions regarding overdue/forborne/non-performing loans that do not pass automated decision making
  • Consulting internal Operation teams regarding lending/forbearance/collections
Revolut

1,001-5,000 employees

Financial technology
Company mission
Revolut's mission is to help their customers improve their financial health, empower them to have more control, and promote financial cohesion across the communities in which they operate.
Benefits
  • You’ll get to work in one of the hottest and fastest growing tech startups in the world right now
  • We’ll arm you with all of the latest tech equipment
  • Competitive salary
  • Competitive 401(k) plan
  • Competitive vacation policy
  • Flexible work hours
Company Values
  • Think deeper
  • Never settle
  • Think deeper
  • Get it done
  • Deliver wow