Full-Time

Software Engineer

Backend

Posted on 10/31/2025

Column

Column

51-200 employees

API for processing financial transactions

Compensation Overview

$150k - $250k/yr

+ Equity

San Francisco, CA, USA

In Person

San Francisco-based role; on-site 3+ days per week at Presidio office.

Category
Software Engineering (1)
Requirements
  • Proven experience with a strongly typed back-end language, coupled with proficiency in SQL
  • A track record of making independent product decisions and exhibiting strong self-management skills
  • Preferably an interest and desire in the financial services/fintech industry is ideal, but not a requirement
  • We’ll require a take-home that does take time as part of the hiring process
Desired Qualifications
  • An interest and desire in the financial services/fintech industry is ideal, but not a requirement

Column provides a fintech API for businesses to manage and automate financial transactions—ACH transfers, wire transfers, book transfers, and check issuance—through a single integration. The API lets a company's own software initiate and track payments, while Column handles the underlying settlements and processing. Revenue comes from per-transaction fees (ACH $0.50; same-day and returns extra; wires free for the first 10 incoming, then $5 each; checks $1 each) and a monthly minimum if usage falls below a threshold. The leadership combines experience from Bain & Co, Goldman Sachs, and Silicon Valley startups, helping navigate finance and tech. Column differentiates itself by offering a broad, end-to-end transaction suite via API, with transparent pricing and a focus on seamless integration for businesses that need to embed payments into their systems. The goal is to help businesses run payments efficiently and at scale by providing integrated processing under a single API.

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

San Francisco, California

Founded

2021

Simplify Jobs

Simplify's Take

What believers are saying

  • Partnership with Affiniti expands Column's SMB financial platform funding in 2026.
  • Regional Management Corp alliance accelerates consumer lending in 19 states since March 2026.
  • Energy volatility drives demand for Column's transaction tools amid $76-$115 oil prices.

What critics are saying

  • Stripe erodes clients with $0.25 ACH fees versus Column's $0.50 within 6-12 months.
  • FDIC July 2026 cybersecurity rule demands $10M upgrades exceeding Column's reserves.
  • Plaid bypasses Column for 80% SMB clients handling 2B transactions annually.

What makes Column unique

  • Column operates as nationally chartered bank with proprietary APIs for payments and lending.
  • Column eliminates middleware by combining banking and software infrastructure directly.
  • Column's co-founder William Hockey brings Plaid expertise to fintech infrastructure.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Parental Leave

Commuter Benefits

401(k) Retirement Plan

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

2%

2 year growth

0%
PR Newswire
Mar 9th, 2026
Affiniti secures financing from Column to expand SMB financial platform

Affiniti, an AI-powered financial operations platform for small and medium-sized businesses, has entered a financing agreement with Column N.A., a nationally chartered bank. Column will provide funding to support the growth of Affiniti's expanding SMB customer base and accelerate its card product expansion. Affiniti is building an integrated platform combining banking, bill pay, cards, expense management and AI-powered automation for traditionally underserved business sectors. The partnership with Column will help Affiniti scale its card offering as it expands into new product lines including banking and bill pay. Column, designed specifically to help companies build financial technology products, offers direct access to payment rails and lending programmes through a modern API platform. The bank will provide committed balance sheet funding to support Affiniti's growth trajectory.

AInvest
Mar 3rd, 2026
Regional Management Corp. and Column N.A. Partner to Expand Consumer Finance Offerings

Regional Management Corp. and Column N.A. Partner to expand consumer finance offerings. Tuesday, Mar 3, 2026 4:16 pm ET 1min read Regional Management Corp. has partnered with Column N.A. to support growth and returns. Column will serve as a bank partner for Regional's secured and unsecured installment lending products in select states. The partnership will enable faster entry into new markets, broaden product offerings, and enhance customer reach. Regional Management Corp. is a diversified consumer finance company operating under the name "Regional Finance" across 19 states. Ask Aime: Could this partnership lead to a better investment opportunity in the consumer finance sector? Aime insights. How might the expected interest rate cuts in the US influence the performance of the technology sector? What is the current sentiment of the market towards the oil and gas sector in light of recent geopolitical tensions? How might the AI and cybersecurity themes interact in the near future? What are the potential risks for Blackstone's private credit fund?

Finextra Research
Jun 18th, 2024
Brex launches business accounts for startups

"Fin-Serv Advisors Inc. partnered with Column because their unique approach to banking provides the speed, flexible account model, and API-first approach that no one else can.

PR Newswire
Jun 18th, 2024
Brex Launches New Digital Banking* Products For Startups

New Checking and updates to Treasury and Vault accounts offer increased saving flexibility and higher yieldNew partnership with Column N.A., Member FDIC enables businesses to quickly and easily open new accounts, and avoid transaction feesSAN FRANCISCO, June 18, 2024 /PRNewswire/ -- Brex, the leading all-in-one financial stack supporting 1 out of 3 startups in the U.S.**, today launched new digital banking products and a number of updates to its flagship business account, giving founders access to capital where and when they need it. This launch makes Brex the only spend management platform to marry corporate cards, expense management, bill pay, travel booking, treasury, and banking into one vertically integrated offering.Brex Launches New Digital Banking* Products for Startups"Henrique and I started Brex after moving from Brazil to the Bay Area and seeing firsthand the uphill financial battle founders face. Traditional banking is too slow, and even 'founder-friendly' neobanks still charge hidden fees and lack global support," said Pedro Franchesci, Co-Founder and CEO of Brex. "Access to banking and cash is one of the most critical factors for startup success, and we're proud to be expanding our Banking capabilities to support founders from inception to IPO."Brex business accounts now benefit from new advanced security features including comprehensive fraud protection, authentication tools and built-in payment approval flows, all accessible directly from the Brex mobile app with 24/7 support via the app, by phone, or through WhatsApp. Customers can now access three distinct accounts within business accounts to:Confidently open accounts and transfer funds around the world with the new Checking account powered by Column N.A., with no transaction fees on ACH transfers, checks, and domestic wires – plus international wires in over 40 currencies. Opening a Checking account is easy and can be done entirely online.powered by Column N.A., with no transaction fees on ACH transfers, checks, and domestic wires – plus international wires in over 40 currencies

Texarkana Gazette
Jan 3rd, 2024
HER | COLUMN | Disastrous weather, an airport bomb scare and a lesson that I'm taking into the new year

HER | COLUMN | disastrous weather, an airport bomb scare and a lesson that I'm taking into the new year.

INACTIVE