Director of Home Lending Operations @ Wealthfront

Operations & Logistics (2)
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Operations & Logistics (2)

Wealthfront is seeking a Director of Home Lending to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to play a pivotal role in origination, operational and compliance functions of the home lending unit. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.

Responsibilities

Provide pipeline support to origination and operations team members managing queues, workload and providing back-up support
Manage and support a team of origination and operations personnel
Maintain strong working relationships with compliance and legal teams to ensure timely updates to operations in response to regulatory changes.
Support configuration and optimization of the Loan Origination System (LOS) to meet business needs, ensuring efficient and compliant loan origination.
Collaborate with product and engineering teams to design scalable system workflows and ensure seamless integration with other technology platforms.
Oversee system testing, implementation and ongoing enhancements to maintain operational efficiency and an excellent client experience.
Ensure all home lending processes and systems are compliant with federal and state regulations
Assist with audits and licensing in alignment with industry standards.
Design and deliver comprehensive training programs for the home lending unit.
Implement training, reference material, policy and procedure to support the launch of new states and product offerings.
Identify opportunities for process improvements and implement technology-driven solutions to enhance efficiency.
Participates in and leads proactive team efforts to achieve departmental and company goals
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun

Expertise

Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about up-leveling the client experience.
Strong knowledge of pipeline management from loan origination to sale.
Working knowledge of state licensing and registration requirements and use of the NMLS.
Strong working knowledge of Federal and state regulations including TRID and HMDA.
Involvement in regulatory and loan file audits.
Deep understanding of mortgage loan products, underwriting guidelines and state requirements.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Strong analytical and problem-solving skills with the ability to identify opportunities for operational improvement
Proficiency in project management and familiarity with technology platforms commonly used in home lending operations
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes

Requirements

Minimum 7 years of retail mortgage lending experience
Minimum 4 years experience in leadership roles
Strong knowledge of Conventional Conforming and Jumbo guidelines
Solid understanding of state and federal lending regulations
Familiarity with digital lending platforms and automation tools
Proven expertise in collaborating with technical teams for system configuration, particularly with Loan Origination Systems (LOS) and related platforms

Estimated annual salary range: $130,000 - $145,000 USD plus equity and a discretionary bonus.

Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!

About Wealthfront

Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.

We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:

• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.

• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.

• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing—which we offer at industry-leading low costs and accessible minimums.

Our award-winning products have attracted over 1 million clients who trust us with more than $85 billion of their hard earned savings—and we're far from done. If you’re inspired to help us reshape the financial industry as we create our next chapter, let’s talk!

For more information please visit www.wealthfront.com.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Please review our candidate privacy notice.

Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn’t provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services–which are not FDIC insured–are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.

By “award-winning products”, please refer to www.wealthfront.com/reviews for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

Director of Home Lending Operations

Wealthfront

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