Manager – Finance

About the role 

We’re seeking a Manager to join our Finance Business Partnership team at Chime! In this role, you will play a crucial role in developing and shaping our business, financial strategy, and executing against high-impact and cross-functional initiatives. As a manager, you have both strong attention to detail and the ability to consider the big picture to drive strategic recommendations and influence business partners. You have a bias towards action, exceptional partnership and communication skills, and know-how to balance getting the details right while still moving fast.

The base salary offered for this role and level of experience will begin at $146,610 and up to $207,700 Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Own the Finance relationship with the Risk and Tech organization, working directly with the Chief Risk Officer (CRO), Chief Technology Officer (CTO), Chief Product Officer (CPO), and other senior leaders to provide data-driven insights that influence strategy while consolidating losses and opex forecasts across these functions
• Provide trusted financial advice on both day-to-day operations and strategic initiatives, including annual and long-range planning, balancing evolving business priorities while maintaining financial goals
• Deliver comprehensive financial planning with high forecast accuracy, holding teams accountable to losses and opex budgets while proactively identifying optimization opportunities and cost savings across Risk and Tech organizations
• Drive strategic decision-making through advanced financial modeling and compelling storytelling, influencing cross-functional stakeholders to adopt financially sound approaches
• Collaborate cross-functionally to evaluate investment opportunities, size relative impacts, and drive unit economics metrics across the Risk and Tech organizations
• Risk: Partner with Risk leaders and product managers on fraud loss projections, as well as the Product Finance team on loss forecasts related to our Liquidity products. Maintain deep understanding of business tradeoffs (e.g., trading off higher losses for revenue or member growth) to make informed P&L decisions that maximize ROI
• Tech (Engineering/Product/Data): Partner with Tech leaders to manage their operational budget, with particular focus on top variable spend that scales with business growth (e.g., hosting). Work closely with leadership to understand key drivers and assumptions in the forecasts, while understanding resource allocation across products. Develop a comprehensive R&D analysis framework using ROI metrics and external benchmarking to support strategic investment decisions

To thrive in this role, you have          

• Minimum 6 years of finance/FP&A, investment banking, business intelligence, or consulting experience, with 3+ years at a high-growth pre-IPO startup or public company (FinTech experience strongly preferred)
• 1-2 years managing at least one direct report; prior experience building a team a plus
• Demonstrated ability to question the status quo, improve existing processes, and evolve systems in high-growth environments with proven success driving financial performance
• A hands-on approach with eagerness to dig into detailed analysis while maintaining strategic vision; thrives in fast-paced environments requiring adaptability and quick pivots
• Superior communication and presentation skills with proven ability to influence senior leadership and collaborate effectively across different functions and organizational levels
• Strong technical capabilities including expertise in Excel/Google Sheets to build scalable, efficient, and intuitive financial models; experience with Pigment, NetSuite, Workday, Looker, SQL, and Python a plus
• Prior experience with actuarial indications or forecasting loss reserves at a FinTech highly preferred.

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that basic banking services should be helpful, transparent, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer

• 🏢 A thoughtful hybrid work policy that combines in-office days and trips to team and company-wide events depending on location to ensure you stay connected to your work and teammates, whether you’re local to one of our offices or remote
• 💻 Hybrid work perks like backup child, elder and/or pet care, as well as a subsidized commuter benefit
• 💰 Competitive salary based on experience
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off 
• 🫂 1% of your time off to support local community organizations of your choice
• 👟 Annual wellness stipend to use towards eligible wellness related expenses
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• 🎉 In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance, Cook County Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation, please let us know. 

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice. 

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