Full-Time

Director – Treasury

Cash Management & Safeguarding

Posted on 10/31/2025

Nium

Nium

1,001-5,000 employees

Real-time cross-border payments and FX platform

No salary listed

London, UK

Hybrid

Hybrid role: 3 days per week in London office.

Category
Finance & Banking (2)
,
Requirements
  • 10 years in a treasury, finance, or risk role, preferably within a regulated EMI, fintech, bank, or payments company.
  • Hands-on experience with safeguarding frameworks under FCA, MAS, or EU rules.
  • Strong working knowledge of multi-currency operations, liquidity planning, and banking operations.
  • Exposure to audits, regulatory reviews, or interaction with financial supervisors is a plus.
  • Strong financial acumen with advanced Excel and treasury tool proficiency.
  • Clear communicator with ability to influence across functions.
  • Highly organised with strong documentation, reconciliation, and controls mindset.
  • Able to operate independently with full ownership and accountability.
Responsibilities
  • Safeguarding (Primary Accountability): Serve as the accountable safeguarding owner across all NIUM entities where applicable.
  • Maintain and continuously update the safeguarding policy and procedures in compliance with FCA, EEA, MAS, and other relevant regulations as NIUM’s entities and licences grow.
  • Oversee daily safeguarding reconciliations, asset segregation, and safeguarding fund optimisation.
  • Ensure readiness for audits, inspections, and regulatory reporting on safeguarded funds.
  • Work with Legal/Compliance to assess and implement permissible safeguarding investment options.
  • Work with Product and Engineering teams to deliver technical capabilities and reduce operational risk.
  • Cash Management: Oversee daily cash positions across multiple currencies and corridors.
  • Implement and manage short-term liquidity forecasts and funding needs for operational and safeguarded flows.
  • Support pre-funding frameworks, including risk-based allocation models across customers and corridors.
  • Optimise NIUM’s own-fund usage and liquidity buffers while maintaining regulatory compliance.
  • Treasury Operations & Governance: Maintain robust treasury policies, SOPs, and internal control frameworks
  • Lead operational excellence in banking infrastructure, payment rail access, and account setup
  • Actively manage bank relationships and monitor key treasury SLAs
  • Collaborate on system upgrades and treasury automation opportunities
  • Reporting & Risk Monitoring: Deliver timely and accurate reports on cash positions, safeguarding levels, liquidity coverage, and reconciliation status.
  • Support Board/Committee updates on safeguarding health and risk metrics.
  • Work with Finance to support statutory audit requests and treasury-related disclosures.

Nium provides a real-time global payments platform for businesses, including banks, fintechs, and money services. It uses a proprietary API to connect a company’s systems to instant cross-border transfers, foreign exchange management, and payment processing. The platform supports corporate purchasing, supplier payments, and travel payments, with flexible funding and direct debit options to fit different business needs. Its goal is to streamline global money movement, improve efficiency, and reduce costs for enterprise clients.

Company Size

1,001-5,000

Company Stage

Series E

Total Funding

$314M

Headquarters

San Francisco, California

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Brazil license activates real-time payouts, expanding Latin America volume.
  • MOIN partnership boosts KRW settlements and stablecoin remittances globally.
  • New C-suite from Coinbase, Stripe drives AI-stablecoin infrastructure growth.

What critics are saying

  • Stripe's May 2026 stablecoin accounts capture 15-25% of Nium's card market.
  • Wise's March 2026 API undercuts Nium's FX rates, diverting 40% marketplace clients.
  • US Treasury's April 2026 rules raise Nium's compliance costs by $50M yearly.

What makes Nium unique

  • Nium processes $60B annually across 190+ countries with 40+ licenses.
  • Coinbase partnership enables USDC payments and cards in 190+ countries.
  • Stablecoin card platform converts digital dollars via Visa, Mastercard APIs.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
MemeBlock
Apr 21st, 2026
Nium Coinbase partnership boosts global stablecoin payments and settlement infrastructure.

Nium Coinbase partnership boosts global stablecoin payments and settlement infrastructure. * 2026-04-21 * Nav A * Sponsored * 0 Table of Contents hide The global payments ecosystem is entering a new era as Nium and Coinbase join forces to accelerate stablecoin adoption. Their latest partnership signals a major shift toward faster, blockchain-powered cross-border transactions, positioning stablecoins like USDC at the center of modern financial infrastructure. A Strategic Move Toward Real-Time Global Payments The collaboration enables Nium to integrate Coinbase's infrastructure for seamless stablecoin transactions across its global network. Through this integration, businesses can send, receive, and settle payments using USDC, a widely adopted dollar-backed stablecoin. Coinbase will act as the liquidity provider, wallet infrastructure partner, and regulated custodian, allowing Nium clients to access a unified platform that bridges fiat and blockchain-based financial systems. This move addresses long-standing inefficiencies in traditional cross-border payments, such as delays, high costs, and complex reconciliation processes. Expanding Stablecoin Utility Across 190 Countries One of the most significant advantages of this partnership is its global reach. Nium operates across more than 190 countries and holds over 40 regulatory licenses, making it one of the most extensive payment infrastructures worldwide. By embedding Coinbase's APIs, Nium clients can now: * Execute near-instant cross-border payouts using USDC * Convert stablecoins to fiat at the point of transaction * Reduce the need for pre-funded accounts in multiple markets This streamlined approach simplifies treasury management while improving liquidity efficiency for enterprises and fintech platforms. Bridging Crypto and Traditional Finance The partnership highlights a growing trend: the convergence of blockchain and traditional financial systems. Instead of replacing fiat rails, stablecoins are increasingly being layered on top of them. Nium's CEO emphasized that the future of money movement is "multi-rail," where digital assets and fiat currencies coexist within a single ecosystem. This hybrid model enables businesses to operate more flexibly, choosing between on-chain settlement or traditional payment methods depending on their needs. Powering card payments with stablecoins. Beyond payouts, the collaboration also unlocks new use cases in card payments. Businesses holding stablecoin balances can issue payment cards and spend globally, with seamless crypto-to-fiat conversion at checkout. This capability builds on Nium's recent launch of its stablecoin card issuance platform, which allows enterprises to integrate card programs via a single API across major networks like Visa and Mastercard. The result is a fully integrated ecosystem where stablecoins are not just stored or transferred but actively used in everyday transactions. Why stablecoins are gaining momentum in 2026. Stablecoins are rapidly becoming a preferred tool for global payments due to their ability to offer: * Faster settlement compared to traditional banking systems * 24/7 transaction capabilities without cutoff times * Lower transaction costs in cross-border transfers Nium's earlier participation in stablecoin settlement initiatives, including collaborations with major payment networks, further demonstrates its commitment to modernizing financial infrastructure. What this means for businesses and fintechs. For enterprises, the Nium-Coinbase partnership reduces the complexity of adopting stablecoins. Instead of building blockchain infrastructure from scratch, companies can leverage an end-to-end solution that includes liquidity, compliance, and settlement. This is particularly valuable for: * Fintech startups scaling globally * Marketplaces managing international payouts * Enterprises optimizing treasury operations By removing technical and regulatory barriers, the partnership accelerates the mainstream adoption of stablecoin payments. The future of global money movement. The alliance between Nium and Coinbase marks a significant milestone in the evolution of digital finance. As stablecoins continue to gain institutional support, partnerships like this will play a crucial role in reshaping how money moves across borders. With real-time settlement, improved liquidity management, and seamless integration between crypto and fiat systems, the future of payments is becoming faster, smarter, and more interconnected than ever before. Your email address will not be published. Required fields are marked *

The Digital Track
Mar 30th, 2026
Nium launches stablecoin card issuance platform across Visa and Mastercard.

Nium launches stablecoin card issuance platform across Visa and Mastercard. March 30, 2026 Cointelegraph general The platform aims to help businesses issue stablecoin-funded cards is aimed at using digital dollar balances at the point of sale using existing card networks. Key takeaways. Nium has unveiled an innovative card issuance solution that bridges the gap between cryptocurrency and traditional payment infrastructure. This new platform enables enterprises to facilitate stablecoin-backed payment cards across both Visa and Mastercard networks, allowing customers to seamlessly convert digital dollar reserves into usable funds at point-of-sale terminals worldwide. This development represents a significant milestone in cryptocurrency adoption, addressing a critical gap where businesses and consumers can leverage stablecoin benefits without abandoning established payment networks. By integrating with existing card infrastructure, the solution eliminates friction points that previously complicated cryptocurrency spending for everyday transactions. The platform's dual-network support provides enhanced flexibility and broader merchant acceptance, essential factors for mainstream adoption of blockchain-based payments. Financial institutions, fintech companies, and enterprise clients can now issue cards backed by stablecoin reserves, combining regulatory compliance with modern payment technology. This advancement demonstrates growing institutional recognition of stablecoins as viable payment instruments. The integration of digital currencies with traditional card networks marks an important convergence trend in financial technology, potentially accelerating the mainstream integration of cryptocurrency into everyday commerce while maintaining security and regulatory standards essential for institutional-grade payment solutions.

The Digital Track
Mar 30th, 2026
Nium unveils stablecoin-powered card platform for Visa and Mastercard networks.

Nium unveils stablecoin-powered card platform for Visa and Mastercard networks. March 30, 2026 Blockonomi general Nium has introduced a groundbreaking card issuance solution that brings stablecoin transactions to mainstream payment networks. The innovative system links digital currency holdings with established card infrastructure via streamlined API connectivity. Key takeaways. Nium's latest innovation bridges the digital currency and traditional payment sectors by launching a sophisticated card platform that enables stablecoin transactions through Visa and Mastercard networks. This development represents a significant advancement in cryptocurrency integration with mainstream financial infrastructure. The solution operates through a streamlined API framework that connects stablecoin holdings directly to physical and digital card systems. By leveraging established payment networks, Nium creates a pathway for users to spend digital assets seamlessly in everyday transactions without conversion friction. This card issuance platform addresses a critical gap in cryptocurrency adoption by combining the stability and predictability of stablecoins with the widespread acceptance of traditional payment methods. Financial institutions and fintech companies can now offer enhanced payment solutions that appeal to both traditional and crypto-native customers. The integration reduces operational complexity while maintaining security standards required by major card networks. This infrastructure advancement facilitates broader cryptocurrency acceptance in mainstream commerce, potentially transforming how digital currencies function in everyday spending scenarios. Such innovations demonstrate the evolving landscape where traditional finance and blockchain technology converge to create more versatile payment ecosystems. The development opens new opportunities for financial service providers seeking to modernize their offerings.

PR Newswire
Mar 30th, 2026
Nium launches dual-network stablecoin card platform across Visa and Mastercard with 40+ licences in 190+ countries

Nium has launched a stablecoin card issuance platform enabling businesses to spend digital dollars at hundreds of millions of merchant locations worldwide through both Visa and Mastercard networks. The platform converts stablecoin balances to fiat currency at point of sale via a single API integration. The San Francisco-based payments infrastructure company holds regulatory licences in over 40 countries and principal memberships with major card networks. Nium issues 38 million card tokens annually for banks, fintechs and enterprises. The platform reduces time-to-market for stablecoin card programmes from months to days, handling conversion complexity and compliance requirements. With an estimated $200 billion in stablecoins now in circulation, Nium aims to connect digital currencies to established payments infrastructure without requiring businesses to build new systems.

Buzzword News
Mar 30th, 2026
Nium launches stablecoin card issuance platform across visa and mastercard.

Nium launches stablecoin card issuance platform across visa and mastercard. Mar 30, 2026 - 11:00 The platform aims to help businesses issue stablecoin-funded cards is aimed at using digital dollar balances at the point of sale using existing card networks.

INACTIVE