Compensation Overview

The Member Progress Data Science & AI team is focused on championing financial progress for our more than 130 million members globally. We want to understand members’ financial situation and give them a path to financial success.

The team is on a mission to enhance the Credit Karma product by providing a personalized and relevant experience, through the application of machine learning and artificial intelligence solutions. We are looking for an innovative, experienced and hands-on Staff Data Scientist to join our effort to help Credit Karma members achieve their financial goals.

What you’ll do:

• Provide technical leadership for the Member Progress Data Science & AI team by enhancing the impact of others and playing an active role in fostering a culture of ownership and autonomy.
• Partner with colleagues throughout the organization to identify high-impact opportunities to leverage and utilize data science models to best suit the business needs, including contributing to strategies which balance revenue and risk. 
• Create detailed road maps to execute on those high impact initiatives, detail the steps in actionable tickets to be assigned to the team and own the execution.
• Lead engagement and revenue initiatives including complete hands-on ownership of the model lifecycle; success and key results at the program-level; and driving the technical strategy and strategic decisioning roadmap across all involved teams.
• Mentor team members to upscale their technical skills and participate in the creation of a highly functioning team.
• Contribute to the design and execution of a cohesive data strategy (evaluating, obtaining, accessing and optimally storing data) across all data users
• Contribute to the evolution of our data and machine learning infrastructure to improve efficiency and effectiveness of data science solutions
• Represent the team and Credit Karma in internal and external forums such as executive level presentations, conferences, speaking engagements and meetups, and act as a talent magnet and spokesperson in such forums.
• Research and implement practical and creative machine learning and statistical approaches suitable for our fast-paced, growing environment.

Minimum Basic Requirement:

• Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
• 6-8+ years of experience in Data Science / Machine Learning and related areas
• Work experience with public cloud platforms (especially GCP), Apache airflow, Vertex AI, unsupervised machine learning
• Relevant work experience in machine learning techniques, including but not limited to, deep learning, tree-based models, reinforcement learning, clustering, time series, causal analysis, natural language processing
• Experience with embeddings and approximate nearest neighbors technology. This would include the application of such techniques in a production environment leading to measurable metrics improvement.
• Proficiency in deep learning ML frameworks such as TensorFlow, PyTorch, etc.
• Expertise in experimentation design, analysis and testing (AB testing, multi arm bandits); prioritization of layer space.
• Experience in operational excellence, model and data monitoring, anomaly detection.
• Ability to quickly develop a deep statistical understanding of large, complex datasets
• Expertise in designing and building efficient and reusable data pipelines and framework for machine learning models
• Authoritative knowledge of Python and SQL
• Strong business problem solving, communication and collaboration skills
• Results oriented, hardworking, team player, innovator and creative thinker

Preferred Qualifications:

• Exposure in Generative AI technologies and embedded LLM calls into in-app recommender system
• Experience in model explainability
• Experience in MLOps infrastructure and tooling

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Pay Transparency Notice: 

Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary range for this role is $331,066 - $368,400, plus equity and benefits.