Full-Time

Assistant Branch Manager

Apple Bank

Apple Bank

1,001-5,000 employees

High-yield savings via Wallet app

Compensation Overview

$65k - $85k/yr

No H1B Sponsorship

Scarsdale, NY, USA

In Person

Mandatory training may require occasional travel.

Bachelor's

Category
Finance & Banking (1)
Required Skills
Microsoft Office
Sales
Word/Pages/Docs
Risk Management
Customer Service
Excel/Numbers/Sheets
PowerPoint/Keynote/Slides

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Requirements
  • A High School Diploma or GED is required.
  • At least 6 years of experience in a customer service or supervisory role within a banking or retail environment is required.
  • A minimum of 3 years of operations experience is required.
  • The candidate must have excellent customer service and sales skills.
  • The candidate must have excellent working knowledge of branch operations and banking regulations.
  • The candidate must demonstrate effective problem-solving skills and the ability to maintain composure when interacting with customers and staff.
  • The candidate must have strong leadership and interpersonal skills.
  • The candidate must have excellent verbal and written communication skills.
  • The candidate must be proficient in Microsoft Office suite products, including Word, Excel, and PowerPoint, and have experience using banking software.
  • The candidate must be able to stay current with and comply with industry regulations.
  • The candidate must be able to work a flexible schedule, including weekends.
  • The candidate must qualify to be licensed as a Notary Public in New York State.
  • The candidate must be available for occasional travel required by mandatory training.
  • Visa sponsorship is not available.
Responsibilities
  • Support the Branch Manager by overseeing the efficient operation of the branch and ensuring staff perform operational functions according to established bank policies, procedures, and controls.
  • Handle operational issues and branch-related matters and make sound business decisions.
  • Coach staff on sales techniques and product knowledge, motivate them to offer suitable bank products and services, and stay current on new products, services, and promotions.
  • Supervise staff on service expectations, policies, procedures, products, systems, and banking transactions; conduct performance appraisals and counsel employees accordingly.
  • Identify and mitigate operational risk, ensure compliance procedures are followed, and implement action plans to improve operational controls and reduce controllable losses.
  • Oversee compliance functions, including reconcilements, audits, reporting, controls, records management, approvals, and opening and closing procedures, while ensuring security procedures are followed.
  • Cross-train on all branch positions and perform operational duties as needed during peak periods or to maintain teller coverage.
  • Ensure the branch receives an audit grade of Satisfactory or better.
  • Troubleshoot problems and complex client service needs at the teller line and monitor the quality and efficiency of customer service delivery.
  • Serve as the liaison between the branch and various departments regarding internal policies and procedures.
  • Apply knowledge of bank products, services, procedures, policies, and regulatory issues, including the Bank Secrecy Act, Privacy, Fair Lending, Regulation E, deposit transactions, personal loan accounts, mortgage and equity loan originations, cash management, and electronic services.
  • Meet assigned sales goals by following the bank's business development model and using provided resources.
  • Assist the Branch Manager with sales program implementation and use sales coaching techniques to attain branch goals.
  • Execute sales opportunities with new and existing customers, increase deposit growth, make referrals for non-deposit products, promote new business, and cross-sell additional products and services.
  • Assist with staffing decisions, including hiring, scheduling, disciplinary actions, and performance evaluation.
  • Prepare daily, weekly, and monthly reports, including potential-loss, cash-item, and sales reports, and reconcile branch general ledger accounts.
  • Conduct staff meetings to discuss bank and branch objectives and establish priorities for policy and procedure compliance.
  • Approve customer and bank transactions within authority limits while weighing customer satisfaction against bank exposure to loss or fraud.
  • Notarize legal documents for bank customers.
  • Perform other duties as requested.
Desired Qualifications
  • A Bachelor's degree is preferred.
  • Experience in banking operations is preferred.
  • Comfort with technology, mobile services, and online banking services is a plus.

Apple Bank is a high-yield savings option offered by Goldman Sachs for Apple Card holders, accessible and manageable directly within the iPhone Wallet app. The product lets users earn interest on Daily Cash rewards automatically deposited into the Savings account and supports additional deposits from linked bank accounts. The business model relies on the interest rate spread between what Goldman Sachs earns on its investments and what it pays to savers. The primary customers are digitally savvy Apple Card users seeking to grow savings through a convenient, Apple-native experience. The goal is to broaden consumer savings by combining Goldman Sachs’ investment capabilities with Apple’s ecosystem, delivering a straightforward, mobile-first savings solution.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

New York

Founded

1863

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Simplify Jobs

Simplify's Take

What believers are saying

  • December 31, 2025 deposits reached $15.7 billion, supporting lending and liquidity.
  • Net income hit $62.96 million in 2025, with capital ratios above regulatory minimums.
  • Community programs with Hofstra and Art on the Ave strengthen local brand loyalty in 2025.

What critics are saying

  • Digital banking lags pure-play fintechs; its branch-heavy model faces fee compression by 2026.
  • Apple Bank depends on New York and New Jersey geographies, concentrating execution and credit risk.
  • An earnings recession or deposit flight would pressure its spread business and branch economics.

What makes Apple Bank unique

  • Apple Bank has 30+ consecutive profitable years and 75+ branches across New York, New Jersey.
  • Its December 2025 loan-to-deposit ratio was 85%, signaling disciplined balance-sheet management.
  • Hartsdale and Lakewood openings in 2025 show a dense neighborhood-banking footprint.

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Benefits

Flexible Work Hours

Professional Development Budget

Company News

Hofstra University
Oct 2nd, 2025
Zarb Expands Financial Literacy Program With Apple Bank

For more than five years, Apple Bank has partnered with Hofstra to strengthen Money & Me and extend its reach across Long Island schools.

Apple Bank
Jul 16th, 2025
Apple Bank Announces Opening of Hartsdale Branch (Coming Soon)

Apple Bank announces opening of Hartsdale branch (coming soon).

ROI-NJ
Nov 20th, 2024
Apple Bank to open Lakewood branch in 2025; Hires Crisafulli as new relationship manager

Apple Bank to open Lakewood branch in 2025; hires Crisafulli as new relationship manager.

Apple Bank
Oct 9th, 2023
Art on the Ave NYC

Apple Bank has partnered with Art on the Ave NYC to showcase multi-disciplinary art by James Hsieh as part of a ten-week artist residency at 812 Lexington Avenue, in the retail space next door to their East Midtown branch.

TechRechard
Apr 18th, 2023
Apple Launches Apple's High-Yield Savings Account

However, Apple Savings is expected to provide strong customer support since it launched with the Savings panel in the Wallet app, allowing users to quickly track their account balance and interest earned over time.