Full-Time

Direct Mail Marketing Manager

Confirmed live in the last 24 hours

Earnest

Earnest

201-500 employees

Provides student loan refinancing and personal loans

Fintech
Financial Services

Compensation Overview

$118k - $151kAnnually

Senior

Remote in USA

Category
General Marketing
Growth & Marketing
Required Skills
Data Analysis
Requirements
  • 5+ years of experience in direct mail marketing or a related field, with a strong focus on campaign execution, budget management, and cross-functional collaboration.
  • Proven track record of managing large-scale marketing campaigns and working with external vendors (e.g., credit bureaus, agencies, lettershops).
  • Experience using data analytics to inform campaign decisions and drive growth.
  • Ability to work collaboratively with legal, compliance, and finance teams for approvals and reporting.
  • Willingness to travel to the Oakland office monthly to collaborate with other team members.
  • Experience with machine learning models or predictive analytics in marketing (even better).
  • Familiarity with marketing automation platforms and CRM systems (even better).
  • Previous experience managing budgets and vendor contracts in a high-volume marketing environment (even better).
Responsibilities
  • Oversee and manage large-scale direct mail campaigns (over 30 million mail pieces annually) aimed at driving new customer acquisition.
  • Collaborate with cross-functional teams (Marketing, Risk, Finance, Client Happiness, Data & Analytics) to align on campaign goals and execution.
  • Work closely with credit bureaus to procure audience files, optimize lists, and develop new machine learning models.
  • Manage external agencies and vendors, ensuring on-time production, budget control, and quality output for all creative assets.
  • Lead campaign forecasting, including financial performance, cost, and revenue projections, while maintaining dashboards and KPIs.

Earnest provides financial solutions focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer personalized low-interest rates. Clients can select flexible repayment plans that suit their needs, making it easier to manage their educational and personal debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to ensure they remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their debt while providing them with tailored financial options.

Company Stage

Acquired

Total Funding

$123.5M

Headquarters

San Francisco, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for refinancing due to rising traditional banking interest rates.
  • Growing preference for digital-first banking among millennials and Gen Z.
  • Expansion of AI-driven credit scoring models enhances underwriting.

What critics are saying

  • Increased competition from fintech startups with innovative features.
  • Rising U.S. interest rates may reduce refinancing demand.
  • Potential regulatory changes could increase compliance costs.

What makes Earnest unique

  • Earnest uses data-driven underwriting beyond traditional credit scores.
  • Offers flexible repayment plans tailored to individual financial situations.
  • Maintains a strong brand identity under Navient's ownership.

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