Credit Review Senior Officer

Citibank, N.A. seeks a Credit Review Senior Officer for its Irving, Texas location.

Duties: Assess the effectiveness of credit risk management as well as the ability of the business and independent risk to identify, monitor, and mitigate current and emerging credit risks. Oversee Banking and International Credit Review (BICR) Entities through periodic full Risk Differentiated Reviews (RDR) and quarterly reviews (Business Monitoring). Lead BICR reviews for assigned Entity LATAM Central America and the Caribbean and any other Entity that could be assigned from the existing portfolio of the bank. Review transactions to analyze credit data, legal and corporate structures to determine if the risk involved in extending credit or any other product type is in line with the bank’s risk appetite. Perform sovereign credit risk and cross-border risk analysis to identify, monitor, and provide solutions to current and emerging credit risks across business lines. Perform assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks and the effectiveness of credit risk controls. Evaluate the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial, and high-net worth relationships. Meet with stakeholders to conduct business reviews. Identify and define risk management strategies and credit risks; perform accounting, financial management, and financial modeling. Review and assess effectiveness of existing credit risk controls for assigned businesses. Evaluate business and risk staffing levels to assess the effects on assigned Review Entities. Prepare Credit Assessment Documents, Sample Rationale Documents, and Fundamental Credit Review Reports created for the assigned Review Entities. Support Credit Review Managers, Senior Credit Review Managers and Global Head of BICR on cluster and/or global tasks. Present findings and significant deficiencies to- Credit Review Portfolio Managers and BICR Senior Management. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Bachelor’s degree, or foreign equivalent, in, Finance, Economics, Accounting, or related field and 10 years of progressively responsible, experience as a Remedial Management Senior Officer, Credit Manager, Senior Credit Analyst, Credit Risk Manager, or related position involving credit risk management for the financial services industry. 10 years of experience must include: Knowledge of regulatory requirements from the Office of Comptroller of Currency, Federal Reserve, and Federal Deposit Insurance Corporation; Intra-agency regulatory classification; Assessing entities, customers, and transactions; Risk Rating Models; Analyzing credit limits, exposure components, risk rating, classifications, and collateral details; Credit risk analysis for distressed clients; and Evaluating Corrective Action Plans and developing remediation strategies. 7 years of experience must include: Project management, including planning and execution of Risk Differentiated Reviews/Audits. Up to 30% international and domestic travel required. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25862993. EO Employer.

Wage Range:                $186,988 to $203,400

Job Family Group:        Risk Management

Job Family:                  Credit Review Risk Management

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Jul 18, 2025

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