Full-Time

Technical Principal Product Owner

Capital Markets Risk, Treasury

Posted on 9/25/2025

Deadline 10/18/25
Fifth Third Bank

Fifth Third Bank

10,001+ employees

Banking, loans, mortgages, and wealth management

No salary listed

Cincinnati, OH, USA

In Person

Category
Product (1)
Required Skills
Product Management
Risk Management
Data Analysis
Requirements
  • Bachelor's degree in a related field or equivalent education and related work experience.
  • 8+ years of related experience.
  • Proven experience collaborating with technical teams to translate business needs into clear, actionable technical requirements and scalable solutions.
  • Demonstrated application management experience with a focus on delivering secure, stable, and operationally resilient products.
  • Prior technical experience in data engineering and or managing applications/platforms
  • Expertise in strategic development and program execution.
  • Solid product management background required; Strong presence with ability to interact with and influence all levels of the organization.
  • Advanced consultative and well-articulated communication and writing skills with the ability to interact and influence at all levels of the organization.
  • Deep business acumen and understanding of business processes related to your product and customers.
  • Ability to self-motivate and work well independently and with different teams; A self-starter with the ability to work in a fast-paced environment with minimal supervision.
Responsibilities
  • Inspire and motivate teams to deliver on the strategy and roadmap for continuous growth and improvement of product outcomes and experience.
  • Partner with other business functions, IT, Risk, Finance, Operations, and other key partners to define and execute on the product strategies.
  • Establish annual goals, objectives and outcomes for product(s) and customer satisfaction; Track and monitor key performance indicators and outcomes.
  • Collaborate with cross-functional teams to gain agreement/approval/guidance, including Lines of Business, Operations, Legal, Compliance, Information Security, Fraud, Architecture, and related functions.
  • Act as a subject matter expert in the domain, providing guidance and support to business partners.
  • Provide transparency and ongoing communications with line of business partners/key stakeholders.
  • Make decisions in complex situations to drive key outcomes in support of regulatory and compliance needs, new revenue growth, process optimization, and other business-wide analytics needs.
  • Solve very complex problems and make decisions in support of the team, with a focus on driving the greatest outcome for the product and the Bank.
  • Partner closely with third parties to cultivate the relationship, understand product releases, remediate defects/outages, and ensure a seamless experience for our employees and customers.
  • Maintain and provide product information to users and partners for training and other documentation.
  • Actively monitor industry trends; participate in industry forums, professional associations, conferences, etc.
Desired Qualifications
  • Lean Six Sigma certification (Green Belt, Black Belt) desired.
  • Experience working in Agile or SAFE development preferred.

Fifth Third Bank offers banking products and services for individuals, small businesses, and commercial clients, including deposits, loans, mortgages, insurance, and wealth management. Customers access these offerings through branches and online platforms (53.com), with advisory services for investment and retirement planning. The bank earns revenue from interest on loans, banking fees, and commissions from insurance and investment products. Its goal is to provide comprehensive financial solutions and support community financial education while growing through a mix of fees, interest, and advisory revenue.

Company Size

10,001+

Company Stage

IPO

Headquarters

Cincinnati, Ohio

Founded

1858

Simplify Jobs

Simplify's Take

What believers are saying

  • Newline fee revenue grows 53% in 2025 via fintech partnerships.
  • $700M Texas expansion targets 250 branches by 2029, averaging $25M deposits.
  • Comerica acquisition boosts assets to $297B, revenue up 33% year-over-year.

What critics are saying

  • Comerica integration disrupts systems in September 2026, causing deposit outflows.
  • Multifamily lending triggers credit losses from rising vacancies in 6-12 months.
  • Texas branches underperform versus JPMorgan Chase, writing down $700M investment.

What makes Fifth Third Bank unique

  • Fifth Third's Newline platform enables embedded banking for Stripe and Trustly.
  • Acquired $1.8B Fannie Mae DUS business, joining 24 authorized multifamily lenders.
  • Ranked best mobile banking app in 2025 J.D. Power survey.

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Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours

Company News

Business Wire
Apr 7th, 2026
FCPT Announces New Seven-Year $200 Million Term Loan Facility

Four Corners Property Trust (NYSE:FCPT), a real estate investment trust primarily engaged in the ownership and acquisition of high-quality, net-leased restau...

Yahoo Finance
Apr 3rd, 2026
Fifth Third's embedded banking platform Newline grows fee revenue 53% in 2025

Fifth Third's embedded banking platform Newline generated 53% year-over-year fee revenue growth in 2025, making it the fastest growing segment of the bank's commercial payments business. The platform allows fintechs and third-party clients to build payment and banking products on Fifth Third's infrastructure. Key partnerships added in 2025 included Stripe, Trustly, ADP and Corepay. Stripe uses Newline for its treasury platform, whilst Trustly relies on it for digital payment infrastructure including ACH and real-time payments. Corepay receives BIN sponsorship and card programme services. Founded in 2021, Newline defines its services across three tiers: embedded payments for payment capabilities, embedded banking for fund storage, and embedded finance for credit facilities. JPMorgan analysts identified cross-selling opportunities with Comerica's clients following its acquisition as a significant growth prospect.

Yahoo Finance
Apr 3rd, 2026
Fifth Third Bancorp down 4.2% after Q4 results as regional banks face fintech and commercial real estate headwinds

Regional banks reported a satisfactory fourth quarter, with the 95 stocks tracked beating revenue consensus estimates by 1.6%. However, the sector has collectively declined 2.5% on average since earnings results. Fifth Third Bancorp reported revenues of $2.35 billion, up 5% year-on-year, meeting analysts' expectations. The quarter delivered mixed results, with the company beating tangible book value per share estimates but missing net interest income forecasts. Shares have fallen 4.2% since reporting and currently trade at $47.12. Regional banks face headwinds from fintech competition, deposit outflows and credit deterioration during economic slowdowns. The sector benefits from rising interest rates improving net interest margins and digital transformation reducing operational expenses. Recent concerns about regional bank stability following high-profile failures present additional challenges.

Business Live
Mar 27th, 2026
£175m refinancing deal for GB Group

ID verification group backed by syndicate of banks

Yahoo Finance
Mar 26th, 2026
Fifth Third Bancorp Q1 earnings preview: analysts expect $0.87 EPS, up 19% YoY

Fifth Third Bancorp, a Cincinnati-based bank with a $41.5 billion market cap, is set to report fiscal Q1 2026 results on 17 April. Analysts expect earnings of $0.87 per share, up 19.2% year-over-year, with the company having exceeded estimates in its last four quarters. For fiscal 2026, analysts project EPS of $4.07, rising 12.1% from the previous year, with further growth to $4.97 expected in fiscal 2027. FITB shares have gained 13.2% over the past 52 weeks, outperforming the Financial Select Sector SPDR ETF's nearly 2% decline. The stock rallied in January following strong Q4 2025 results and optimistic net interest income guidance of $8.6 billion to $8.8 billion. Analysts maintain a "Strong Buy" consensus rating with an average price target of $57.14.

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