Full-Time

Commercial Lending Credit Manager

Posted on 9/3/2024

Lead Bank

Lead Bank

51-200 employees

Full-service banking with digital solutions

Fintech
Financial Services

Senior, Expert

Lee's Summit, MO, USA + 2 more

More locations: Kansas City, MO, USA | Blue Springs, MO, USA

Hybrid model requires in-office presence.

Category
Commercial Banking
Finance & Banking
Required Skills
Communications
Financial analysis
Requirements
  • A minimum of 5 years experience managing teams of analysts
  • A minimum of 8 years experience in credit analysis, commercial lending, credit risk assessment and/or financial analysis, preferably at a financial institution
  • Strong analytical and problem-solving skills, with the ability to synthesize and communicate complex financial situations
  • Excellent communication and organizational skills, and the proven ability to manage projects, work collaboratively across functions, and manage multiple time-sensitive projects simultaneously
  • Willingness to take on new challenges in a fast-paced environment
  • Self starter, engaged, proactive and ready to roll up your sleeves
Responsibilities
  • Manage the credit analysis / underwriting function, including the supervision of credit analysts who spread financials and assess current and prospective borrowers’ credit worthiness / risk
  • Oversee the preparation of credit analysis, annual loan/borrower reviews and credit presentations to the Chief Lending Officer and Loan Committee, including recommending updates and enhancements to the bank’s analysis templates, rating methodologies, and software tools
  • Develop and review reports to manage and monitor the performance and growth of the community bank loan portfolio for presentation to lenders, Loan Committee, the Board of Directors, and regulators
  • Review and update policies and procedures related to credit underwriting, risk ratings, and loan portfolio reporting
  • Manage and develop a team of analysts as a proactive ‘player-coach’, including workflow assignments, ongoing professional training, and performance appraisals
  • Perform all other duties as assigned

Lead Bank provides banking services that combine expertise, experience, and technology to support businesses in their growth. Their products include advanced online banking features and remote deposit technology, allowing customers to manage their finances conveniently from anywhere. Unlike many traditional banks, Lead Bank focuses on building strong relationships with clients, ensuring that financial solutions are customized to meet individual business needs. The goal of Lead Bank is to empower businesses to thrive, contributing to the economic strength of the Kansas City metropolitan area.

Company Stage

Growth Equity (Non-Venture Capital)

Total Funding

$150M

Headquarters

Kansas City, Missouri

Founded

1928

Simplify Jobs

Simplify's Take

What believers are saying

  • Embedded finance trend boosts Lead Bank's Partner Platform opportunities.
  • Rising demand for personalized services aligns with Lead Bank's technology capabilities.
  • Partnerships with fintechs enhance Lead Bank's digital offerings and market reach.

What critics are saying

  • Revolut's U.S. entry could increase competition in the fintech space.
  • Luna Parent acquisition may lead to strategic shifts affecting operations.
  • Class action lawsuit over payday lending scheme could harm Lead Bank's reputation.

What makes Lead Bank unique

  • Lead Bank's Partner Platform enables fintechs to scale financial solutions efficiently.
  • The bank combines regulatory expertise with modern technology for seamless financial services.
  • Lead Bank has strong community ties and a history of supporting local businesses.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Company Match

Unlimited Paid Time Off

Paid Parental Leave

Health Savings Account/Flexible Spending Account

INACTIVE