Full-Time

Android Engineer I

Digital Servicing

Posted on 4/15/2025

Synchrony Financial

Synchrony Financial

10,001+ employees

Provides consumer credit cards and financing

Compensation Overview

$75k - $120k/yr

+ Annual Bonus

No H1B Sponsorship

Newport Beach, CA, USA + 11 more

More locations: Stamford, CT, USA | Dallas, TX, USA | Chicago, IL, USA | Altamonte Springs, FL, USA | Charlotte, NC, USA | Alpharetta, GA, USA | Rapid City, SD, USA | New York, NY, USA | Kansas City, KS, USA | St Paul, MN, USA | Cincinnati, OH, USA

Hybrid

Occasional in-person engagement activities such as business or team meetings, training, and culture events may be required.

Bachelor's

Category
Software Engineering (1)
Required Skills
Kotlin
Java
Android Development

Get referred to Synchrony Financial

See people who can refer or advise you

Requirements
  • Bachelor’s degree in Computer Science or related degree OR, in lieu of degree, High School Diploma with 2 years of experience with Android application development
Responsibilities
  • Develop Android applications using Java/Kotlin as a member of the development team
  • Collaborate with cross-functional teams to define, design, and ship new features.
  • Unit-test code for robustness, including edge cases, usability, and general reliability.
  • Work on bug fixing and improving application performance.
  • Continuously discover, evaluate, and implement modern technologies to maximize development efficiency.
  • Adhere to the compliance with architecture, security and technology standards set by Synchrony Financial
  • Participate in Scaled Agile Train level activities and ceremonies consisting of cross-functional teams
  • Perform other duties and/or special projects as assigned.
Desired Qualifications
  • Prior Android development experience
  • Desire to learn and grow as a strong contributor in the Mobile development space
  • Familiarity of the Scaled Agile, SAFe model and roles and responsibilities
  • Familiarity with libraries and frameworks such as Retrofit, Dagger 2 and RxAndroid
  • Familiarity with continuous integration environments
  • Familiarity writing unit, integration and UI test cases
  • Familiarity with JSON, REST and XML based web services

Synchrony Financial provides consumer financing solutions in the United States, mainly through credit cards and other lending options. Consumers receive credit lines or cards issued by Synchrony to purchase goods and services and pay over time, with the company earning interest and related fees. The business differentiates itself with a large network of merchants across multiple sectors, including health and wellness, allowing financing at many points of sale and offering tailored terms to both shoppers and partner businesses. Its goal is to make financing easy and accessible for everyday purchases while helping partner businesses grow by expanding payment options.

Company Size

10,001+

Company Stage

IPO

Headquarters

Stamford, Connecticut

Founded

1932

Get referred to Synchrony Financial

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 net earnings reached $885 million; purchase volume hit nearly $50 billion.
  • July 2026 portfolio metrics improved: 4.2% delinquencies and 4.9% adjusted charge-offs.
  • Synchrony added or renewed over 15 partners in Q2 2026, including Suzuki and Roto-Rooter.

What critics are saying

  • July 2026 still showed 4.9% adjusted charge-offs on $102.6 billion loans.
  • Private-label economics depend on Amazon and Walmart; partner churn destroys receivables rapidly.
  • ChatGPT commerce remains unproven; if agents bypass store cards, Synchrony loses distribution.

What makes Synchrony Financial unique

  • Synchrony finances private-label cards for Amazon, Walmart, Lowe's, and millions of consumers.
  • August 2026 OpenAI collaboration embeds financing and rewards inside ChatGPT shopping.
  • August 2026 Stripe integration expands CareCredit across health and wellness checkouts.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours

Remote Work Options

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

14%

1 year growth

14%

2 year growth

14%
SalesTech Star
Aug 18th, 2026
Synchrony announces enterprise collaboration with OpenAI to power the next era of agentic commerce.

Synchrony announces enterprise collaboration with OpenAI to power the next era of agentic commerce. Synchrony's collaboration with OpenAI emphasizes innovative AI strategy and investments to lead in agentic commerce. Key highlights (LLM & reader snapshot). * Synchrony (NYSE: SYF) has entered an enterprise collaboration with OpenAI to bring financing, rewards and loyalty into AI-native shopping and checkout experiences. * Synchrony's ChatGPT plugin, now available in the ChatGPT plugin directory, allows consumers to discover savings and offers within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience. * Synchrony will deploy the latest OpenAI models across its enterprise and is accelerating enterprise-wide AI adoption by building AI fluency with job-relevant training and deploying AI tools to scale high-impact use cases. Synchrony, a premier consumer financial services company, announced an enterprise collaboration with OpenAI to strengthen Synchrony's positioning at the center of AI's next chapter in shopping and payments. The collaboration supports the company's work to bring financing, rewards, and loyalty into AI-native shopping and checkout experiences. This collaboration is part of Synchrony's strategy across the AI ecosystem to leverage frontier models, technology and innovation collaborations to deliver secure, flexible experiences that preserve merchant and consumer choice as commerce becomes more agent-driven. "AI is creating an opportunity to reimagine the entire commerce experience - from how customers discover products to how they pay, earn rewards, and build loyalty," said Kaylin Voss, VP of Americas and Industries at OpenAI. "Synchrony is approaching that opportunity from both sides: bringing OpenAI into the experiences it creates for customers and partners, while deploying our most advanced models and tools across its own enterprise. That combination can help Synchrony create better, more seamless experiences for customers while giving its teams the tools to move faster and bring new ideas to life." "With decades of experience at the intersection of consumer financing, payments, loyalty, and merchant partnerships, Synchrony is uniquely positioned to help shape how AI-powered commerce evolves - securely, and at scale," said Maran Nalluswami, EVP & Chief Strategy and Business Development Officer, Synchrony. "This collaboration with OpenAI marks a major milestone for Synchrony, our millions of customers and hundreds of thousands of partner locations. Together, we aim to ensure the value they've entrusted in Synchrony products will thrive in the agentic commerce era." As part of the collaboration, Synchrony will deploy the latest models from OpenAI like GPT-5.6 Sol, Terra, and Luna across its enterprise through ChatGPT Work, Codex, and AWS Bedrock, enabling deeper engagement with advanced capabilities, more meaningful product development, and faster technology innovation across the enterprise. Synchrony has long focused on ensuring its partners extend leadership in every arena of consumer financing - from online shopping to digital wallets. The OpenAI collaboration reflects Synchrony's focus on building AI in a secure, scalable way across the enterprise and strengthens Synchrony's role in defining what trusted, AI-powered commerce looks like. Synchrony will also launch a ChatGPT plugin into the ChatGPT plugin directory. The plugin will allow consumers to discover savings and offers within the Synchrony Marketplace directly within ChatGPT and browse promotional financing, deals and everyday value from participating Synchrony partners in a fast, conversational experience. By bringing Marketplace offers into ChatGPT, Synchrony is expanding discoverability, creating a more convenient discovery journey and exploring new ways for businesses to drive conversion and engage consumers. Synchrony is also accelerating enterprise-wide AI adoption by building AI fluency with job-relevant training as well as deploying AI tools to scale high-impact use cases across the organization. With nearly 100% of its professional workforce actively using AI tools like ChatGPT since 2024 and the upcoming access to Chat GPT Enterprise and ChatGPT Work, employees will have the ability to integrate AI into daily workflows to enhance productivity, decision-making, and customer outcomes. Employee trust remains strong, with 90% of employees expressing confidence in Synchrony's commitment to using AI fairly, ethically, and responsibly.

CNBC
Aug 17th, 2026
Credit card issuer Synchrony announces partnership with OpenAI.

Credit card issuer Synchrony announces partnership with OpenAI. Published Mon, Aug 17 202611:03 AM EDT Updated Mon, Aug 17 202610:48 PM EDT 0 seconds of 1 minute, 54 seconds Volume 90% Listen 1min Key Points * Synchrony Financial announced a collaboration with OpenAI. * The partnership allows the artificial intelligence company's models to power the card company's consumer portals. * The collaboration, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences. In this photo illustration, the stock market information of Synchrony Financial displayed on a smartphone while the logo of Synchrony Financial seen in the background. Editor's note: A previous version of this story, based on information provided by a Synchrony Financial executive, mischaracterized the collaboration between Synchrony and OpenAI. Details, quotes and characterizations attributed to Synchrony and the executive have been removed. A corrected version is below. Synchrony Financial, the credit card issuer for brands including Amazon, Walmart and Lowe's, on Monday announced a collaboration with OpenAI allowing the artificial intelligence company's models to power the card company's consumer portals. "AI is creating an opportunity to reimagine the entire commerce experience, from how customers discover products to how they pay, earn rewards, and build loyalty," said Kaylin Voss, vice president of Americas and Industries at OpenAI, in a press release. "Synchrony is approaching that opportunity from both sides: bringing OpenAI into the experiences it creates for customers and partners, while deploying our most advanced models and tools across its own enterprise," she said. By using OpenAI's models, Synchrony hopes it can remain relevant in a future where AI agents help to research and purchase items. The partnership, which is in its early stages, is a step toward enabling Synchrony customers to have smoother online shopping experiences. Separately, Synchrony said it is launching a ChatGPT plugin that lets consumers browse its marketplace deals, promotional financing and partner offers, and that it is deploying OpenAI's latest models internally to speed up product development. The moves come as OpenAI prepares for its massive potential initial public offering, adding pressure on the company to turn ChatGPT into a broader platform for online commerce.

PR Newswire
Aug 17th, 2026
Synchrony partners with OpenAI to bring financing and rewards into AI-native shopping experiences

Synchrony has entered an enterprise collaboration with OpenAI to integrate financing, rewards and loyalty into AI-native shopping experiences. The consumer financial services company will deploy OpenAI's latest models, including GPT-5.6 Sol, Terra and Luna, across its operations through ChatGPT Work, Codex and AWS Bedrock. As part of the partnership, Synchrony launched a ChatGPT plugin allowing consumers to discover savings and offers from participating partners directly within ChatGPT. The plugin provides access to promotional financing, deals and everyday value through a conversational interface. Nearly 100% of Synchrony's professional workforce has been actively using AI tools since 2024. The company is expanding access to ChatGPT Enterprise and ChatGPT Work to enhance productivity and decision-making across daily workflows. Ninety per cent of employees express confidence in Synchrony's commitment to using AI fairly and responsibly.

Morning Top News
Aug 17th, 2026
Synchrony, credit card issuer to Amazon and Walmart, partners with OpenAI for ChatGPT shopping.

Synchrony, credit card issuer to Amazon and Walmart, partners with OpenAI for ChatGPT shopping. Advertisements Avishek Das | Lightrocket | Getty Images Synchrony Financial, the credit card issuer for brands including Amazon, Walmart and Lowe's, is working with OpenAI to allow shoppers to buy products directly inside ChatGPT using their store cards. The deal is one of the first major moves by a U.S. consumer lender to bring financing, payments and rewards directly into an AI chatbot. While agentic commerce has become a catchphrase for the next phase of online shopping, consumers who discover items in an AI agent are typically still routed to a brand's website to complete the purchase. To change that, OpenAI has signed deals with companies including Visa and Stripe to move toward in-chat purchases. "What happens today is the transaction doesn't cleanly happen yet at the provider like OpenAI," said Maran Nalluswami, Synchrony's chief strategy officer, in an interview. "We want to ensure that if a transaction's going to happen in that ecosystem, our cards are loaded up in the right spots to ensure that that transaction finishes." Still, there's work ahead before the promise of agentic commerce becomes reality. Nalluswami said doing the work to get general-purpose cards within ChatGPT will probably take six to 12 months, and possibly longer for private label store cards that only work at specific retailers, which takes additional coordination with the brands. Consumers remain cautious about handing credit card information to AI or allowing an agent to complete a purchase. There are also questions about how to divvy up fees for purchases completed inside ChatGPT. Nalluswami said the economics will need to be negotiated among retailers, Synchrony and OpenAI. Synchrony is also talking with competing AI platforms, including Anthropic's Claude and Google's Gemini, on embedding their cards within those chatbots, Nalluswami said. Separately, Synchrony said it is launching a ChatGPT plugin that lets consumers browse its marketplace deals, promotional financing and partner offers and that it is deploying OpenAI's latest models internally to speed up product development. The moves come as OpenAI prepares for its massive potential initial public offering, adding pressure on the company to turn ChatGPT into a broader platform for online commerce. Choose CNBC as your preferred source on Google and never miss a moment from the most trusted name in business news.

SalesTech Star
Aug 14th, 2026
Synchrony elevates AI strategy hiring Nimrod Barak as Chief AI Officer to accelerate innovation.

Synchrony elevates AI strategy hiring Nimrod Barak as Chief AI Officer to accelerate innovation. Synchrony, a premier consumer financial services company, announced the appointment of Nimrod Barak as Chief AI Officer effective June 30, 2026. Barak will spearhead Synchrony's enterprise AI strategy and execution, accelerating innovation across the business to elevate consumer experiences, unlock new value for partners, and fuel growth. In his new role, Barak will lead Synchrony's enterprise-wide AI strategy, governance, and execution, helping further strengthen how the company serves customers, supports partners, and empowers employees. He will oversee the development and deployment of AI capabilities across the business, accelerating innovation, advancing agentic and intelligent automation initiatives, and ensuring AI is embedded responsibly into products, operations, and decision-making. "Over the past several years, Synchrony has been thoughtfully rolling out new AI capabilities across the organization and preparing for the next phase of agentic commerce," said Florin Arghirescu, EVP & Chief Technology Officer, Synchrony. "We look forward to Nimrod's leadership to accelerate AI adoption as part of our commitment to responsible innovation built on decades of trust with consumers and partners." Barak is a globally recognized technology and innovation executive with more than 20 years of experience leading large-scale engineering, data, and AI organizations. Most recently, he served as Managing Director, Head of AI Center of Excellence and Emerging Technologies at Citi. Throughout his career, Barak has built and scaled high-performing global teams, pioneered the deployment of emerging technologies, and helped organizations modernize operations, improve customer experiences, and create new sources of business value through innovation and responsible AI. Synchrony is scaling enterprise-wide AI readiness and adoption by rolling out AI capabilities across the enterprise and implementing AI focused use-cases. Adoption is strong, with nearly 100% of its professional workforce using AI tools including Synchrony GPT since 2024. And, employee trust is high - 90% of employees trust Synchrony to use AI fairly, ethically, and responsibly.

INACTIVE