Full-Time

Senior Automation QA Engineer

Incard

Incard

11-50 employees

Multi-currency online payments platform

No salary listed

London, UK

In Person

Category
QA & Testing (1)
Required Skills
Distributed Systems
Software Testing
iOS/Swift
Android Development
DevOps
Data Analysis

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Requirements
  • At least 5 years of experience in quality assurance automation or software engineering in test.
  • Strong experience building automation frameworks from scratch.
  • Solid understanding of application programming interface testing, integration testing, and end-to-end testing.
  • Experience testing distributed systems and asynchronous workflows.
  • Familiarity with continuous integration and continuous delivery pipelines and automated release processes.
  • Strong understanding of software quality principles and risk-based testing.
  • Ability to communicate clearly and collaborate effectively with engineering teams.
Responsibilities
  • Design, build, and maintain Incard’s automation testing strategy.
  • Own test coverage across backend application programming interfaces, frontend, mobile, and integrations.
  • Treat test automation as first-class infrastructure.
  • Build and maintain automated test frameworks for application programming interface and backend services, web applications, mobile applications, and integrations with external providers such as banks, payment service providers, and partners.
  • Ensure tests are reliable, fast, maintainable, and easy to extend.
  • Integrate automated tests into continuous integration and continuous delivery pipelines.
  • Enforce quality gates before releases.
  • Reduce regressions and production incidents through automation.
  • Define test strategies across unit, integration, end-to-end, and regression testing.
  • Identify high-risk areas and design automation around critical flows.
  • Ensure strong coverage for money movement, cards, analytics, and workflows.
  • Work closely with Backend, Frontend, Mobile, and Product teams.
  • Help engineers write testable code and improve testability.
  • Participate in design reviews to anticipate edge cases and failure modes.
  • Monitor flaky tests and improve reliability.
  • Continuously improve test execution speed and signal quality.
  • Contribute to post-incident analysis with a quality lens.
Desired Qualifications
  • Experience testing fintech, payments, or other regulated systems.
  • Experience with mobile automation on iOS or Android.
  • Familiarity with performance or load testing.
  • Experience testing event-driven or workflow-based systems.

Incard is a fintech service that helps online businesses manage money across borders. It provides a multi-currency account (holding EUR, GBP, USD, HKD, and CHF) so customers can pay and receive money in local currencies, lowering conversion costs. The platform uses real foreign exchange rates and offers competitive exchange fees, faster payments, higher transaction limits, 24/7 support, and flexible financing with accelerated daily payouts to ease cash flow. Revenue comes from currency exchange fees, transaction fees, and optional premium plans. Incard stands out by targeting online sellers, dropshippers, and influencers with features designed for global ecommerce, such as rapid payouts and cash-flow tools, rather than a generic banking service. Its goal is to help online businesses grow internationally by providing seamless, cost-effective, and adaptable financial services.

Company Size

11-50

Company Stage

Series A

Total Funding

$19.8M

Headquarters

London, United Kingdom

Founded

2020

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Simplify Jobs

Simplify's Take

What believers are saying

  • Incard says it processed over £500 million by February 2026, proving real usage.
  • Its August 6, 2026 site advertises uncapped cashback, 42-day flex, and local rails.
  • The team is under 30 people, so automation can compound margins quickly.

What critics are saying

  • Currencycloud and Transact Payments control regulated rails, so partner disruption can kill revenue.
  • Incard's UK, EU, and US rollout stretches a sub-30-person compliance team thin by 2027.
  • A regulator or partner suspension would freeze accounts and trigger a bank-run style exit.

What makes Incard unique

  • Incard bundles banking, cards, FX, and automation for digital-first operators in one platform.
  • Its app store targets e-commerce, agencies, AI startups, creators, and resellers with vertical tools.
  • The February 2026 £10 million Smartfin round funds US and Europe expansion.

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Benefits

Health Insurance

Stock Options

Paid Vacation

Paid Holidays

Paid Sick Leave

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-7%

2 year growth

-10%
Fintech in Shorts
Feb 3rd, 2026
Incard raises $10M to build financial OS for digital entrepreneurs

Incard, a fintech startup, has secured $10 million in funding to develop a financial operating system designed for digital entrepreneurs. The platform aims to simplify financial management for users navigating the digital economy. The investment will be used to enhance the features and technology behind Incard's offerings, enabling the company to better cater to the needs of its target market.

Tech Funding News
Feb 2nd, 2026
Incard raises £10M to automate finances for digital-first businesses

Incard, a UK fintech platform that automates digital business finances, has raised £10 million in Series A funding led by Smartfin. Founders Capital, MountFund and several angel investors participated in the round. Founded in 2024 by Theo Cesarini, Soraya Tribouillois, Liam Seskis and Matteo Martino, Incard combines business banking, payments and spend management into a single platform. The company offers multi-currency accounts, corporate cards, real-time analytics and an app store with industry-specific tools for e-commerce, marketing agencies and digital resellers. Incard has processed over £500 million in transactions and serves clients including Azio Beauty and Aloe Paris. The funding will support expansion into Europe and the US, whilst enhancing AI-powered automation capabilities and building out engineering and compliance teams.