Full-Time

Senior Specialist

s/l

Posted on 12/13/2025

Intact

Intact

10,001+ employees

Underwrites insurance and manages claims

No salary listed

Toronto, ON, Canada

Hybrid

Hybrid role; in-office presence in Toronto as required.

Category
Finance & Banking (1)
Required Skills
Risk Management
Requirements
  • University degree and CIP or FCIP designation, or any combination of equivalent education and experience.
  • Minimum 10 years of relevant experience.
  • Can handle multiple, competing priorities and projects.
  • Team player.
  • Strong project management skills, including the ability to lead, initiate, monitor and close projects.
  • Can make decisions in time sensitive situations, address complex problems, provide recommended course of action and take calculated risks.
  • Highly organized, with the ability to work towards goals while adapting to change in a fast-paced environment.
  • Self-starter with the ability to work independently and in collaboration with cross-departmental teams.
  • No Canadian work experience required however must be eligible to work in Canada.
Responsibilities
  • Provide research, development and project management support on strategic Specialty Lines projects.
  • Provide technical support and training to ensure a consistent application of corporate guidelines, quality and timely service, as well as effective control of insurance risks.
  • Review, approve, modify or decline referrals that are made on accounts beyond the authorities of our underwriting teams.
  • Conduct business and underwriting due diligence including regulatory and compliance research.
  • Prepare underwriting filings on behalf of Intact Insurance for submission to provincial regulators.
  • Participate in regulatory and industry meetings.
  • Participate in audits of accounts written by Specialty Solutions for quality control purposes.
  • Provide recommendations and report on the findings.
  • Develop, review and update technical policy wording and manuals, as required.
  • Establish and maintain productive business relationships with internal departments and external partners.
  • Manage day-to-day underwriting activities of strategic partnerships.
  • Contribute to the development of new products and corporate guidelines to effectively control insurance risks and positively impact profitability.
  • Research, implement and manage technology-based solutions for pricing, underwriting and risk managing commercial automobiles.
  • Support growth and profitability analysis.
  • Assist with the planning, development and maintenance of computer software and database information.

Intact Financial Corporation operates as a Canadian insurer offering home, auto, and business coverage, with a notable presence in the UK and Ireland. It underwrites policies, processes claims, and earns revenue from premiums plus investment income. The company emphasizes climate resilience, digital engagement, and community well‑being, with about three-quarters of customers engaging digitally and a focus on using data and AI through external investments. Its goals include 10% NOIPS growth per year, 500 basis points in ROE, outperforming the industry combined ratio by 5 points, and improving customer experience while supporting community resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1809

Simplify Jobs

Simplify's Take

What believers are saying

  • Intact’s scale and diversified mix across personal auto, property, commercial, and specialty lines support stable premium and investment income growth.
  • Digital engagement and AI-driven underwriting can materially improve the combined ratio and help Intact exceed its 5‑point industry target.
  • The Jiffy acquisition and climate‑resilience positioning create opportunities to monetize home maintenance data and proactive risk mitigation in property insurance.

What critics are saying

  • Intact’s climate‑resilience stance risks adverse selection in flood‑ and wildfire‑prone regions, which can deteriorate combined ratios and trigger premium hikes and customer churn.
  • The company’s 500‑basis‑point ROE and 5‑point combined‑ratio targets are unlikely to hold if investment yields stay low and competitors match its digital and AI capabilities.
  • Intact’s preferred share issuance, Nordic exit, and concentrated early‑stage AI/data portfolio expose it to capital strain, regulatory divergence in the UK/Ireland, and venture‑style write‑downs.

What makes Intact unique

  • Intact is Canada’s largest property and casualty insurer with leading positions in UK and Ireland personal and commercial lines.
  • The company combines broad P&C underwriting with global specialty insurance and a growing suite of digital and climate-resilience services.
  • Intact’s acquisition of Jiffy and investments in early-stage data and AI firms differentiate its risk and customer engagement stack from peers.

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Benefits

Health Insurance

Flexible Work Hours

Remote Work Options

Paid Vacation

Hybrid Work Options

401(k) Company Match

Employee Stock Purchase Plan

Wellness Program

Mental Health Support

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-3%

2 year growth

-3%
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