Since 2011, we’ve had a clear mission: money without borders. Built by and for people who live global lives, we’re the fairest, easiest way to manage your money across borders.We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.

We’re looking for an Assurance Lead who will focus on developing and maintaining our regulatory compliance testing plan for the UK licenses.  You will work with colleagues from a wide variety of teams including Product, Treasury, Operations and Compliance to provide assurance and help strengthen Wise’s approach to managing the regulatory risks throughout a range of current and new products. You will work with global colleagues to share best practice and coordinate approaches.

Your mission:

• Develop and deliver a risk based monitoring and testing plan for the UK, including data-enabled and ad hoc monitoring
• Identify the root causes of compliance issues and work with stakeholders to agree proportionate, scalable solutions, tracking these through to completion.
• Support the wider monitoring and testing team strategy by collaborating with global colleagues. Adapt your focus depending on the regulatory agenda and business maturity

A bit about you:

• Communication. You can communicate clearly and concisely with teams both inside and outside of Compliance, minimising jargon and articulating the value of Compliance Assurance to all stakeholders.
• You have a good understanding of FCA expectations of a payments and e-money businesses and are comfortable navigating the FCA Handbook and explaining these requirements to business stakeholders (though you will be supported by the Compliance Oversight team should detailed regulatory analysis be required. 
• Technical skills. You have a thorough understanding of risk and control and have experience designing and carrying out risk-based controls testing and outcome testing in a Compliance, Internal Audit or consulting role. You are comfortable using basic analytical techniques to interrogate large datasets and are keen to develop these skills further.
• Flexible. You’re excited to work at a fast growing scale-up and you’ve considered the challenges and development opportunities that this brings. Here’s a taster of what it’s like working at Wise.

• Travel. You’ll work with our colleagues in other locations and will be ready to travel to meet your objectives, roughly once per quarter.

Team structure:

You’ll lead the UK Regulatory Compliance Monitoring and testing (CMT) team, which sits within the Compliance Oversight team in the 2nd Line of Defence. CMT is split between Financial Crime who provide assurance over AML, KYC and FinCrime regulatory risks, and Regulatory Compliance, who provide assurance over all other Compliance risk areas. Compliance Oversight colleagues are responsible for horizon scanning, regulatory interpretation, breach management and maintaining relationships with the regulator.

You’ll report to the UK and Global Compliance Assurance Lead, who manages both the Regulatory Compliance and Financial Crime CMT teams, as well as a small Global team responsible for supporting cross-regional collaboration and consistency.

Interested? Read more:

• Our story
• When it’s not just a job: Career development at Wise
• We offer some awesome Wise benefits and office perks

We’re people without borders — without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

Also, where and what you studied isn’t important to us. If you’ve got great experience, the right skills for the role and you’re great at articulating your thinking, we’d like to hear from you.