Full-Time
Risk Investigator
Posted on 11/23/2025
TSYS
5,001-10,000 employees
Payment processing, gateways, and card services
No salary listed
Leicester, UK
In Person
 Legal & Compliance (2) |
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- High School Diploma or equivalent
- 1 year of GPI Risk experience and performing at a Meets Expectations OR 2 years of Risk/Fraud industry experience or 5 years of experience in Payment Processing
- Analyze various reports, financial statements, bank records, and other sources to identify fraud or other instances of financial crime.
- Sifts through large amounts of data to isolate pertinent information and determine accounts that need further investigation.
- Utilizes numerous internal and external resources to identify ID theft, fraud, money laundering, collusion, bust out and other nefarious activities.
- Performs comprehensive investigations and research to calculate the potential loss / exposure associated with the account.
- Works with Financial Institutions, legal departments and Industry contacts to recover funds.
- Works with law enforcement at local and Federal level to assist with Investigations
- Write investigative summaries for all levels of leadership, law enforcement and regulators.
- Provide post-mortem analysis of cases and make recommendations to prevent future losses.
- Present investigation findings to peers and leadership.
- Partner with Internal departments to collect or distribute sensitive information regarding merchant accounts.
- Update internal systems with investigation findings and resolutions.
- Update, maintain and release ongoing merchant reserves and deposits.
- Obtain and maintain Industry certifications (CFCI)
- Stay up to date on fraud trends through continuous education via industry conferences, training courses and periodical reviews.
- Maintain a working knowledge of all Risk related card brand rules and regulations.
- Maintain a working knowledge of local and company AML guidelines.
- Identify and file suspicious activity reports with regulatory agencies.
- Work with external partners to reach resolutions on non-direct accounts that are identified as problematic.
- Timely and consistent messaging to clients/merchants while delivering superior client experience.
- Work with Sponsor banks and the card brands to resolve risk related items (card testing, identified fraud programs, chargeback programs etc)
- Prepare reports for governing Institutions and agencies (Sponsor Banks, local government, Audit)
- Performs other related duties as required
- Associates or Bachelors Degree
- Financial Crimes Investigator certification (CFCI, CFE, CFCS)
TSYS provides payment processing and related solutions to banks, merchants, and consumers. It works through three segments—Issuer Solutions, Merchant Solutions, and Consumer Solutions (Netspend)—to handle card and POS processing, mobile payments, and online gateways such as MultiPASS and Authorize.Net, with fraud management and analytics to support secure transactions. The company moves electronic payments between card networks, issuers, merchants, and consumers across in-person, online, and mobile channels. It differentiates itself with a large North American footprint (about 40% market share for third-party issuer processing), an integrated ecosystem built through acquisitions and a merger, and scale serving millions of merchants and hundreds of institutions worldwide. Its goal is to provide a complete, secure payments infrastructure that enables broad reach and omnichannel payment options for issuers, merchants, and consumers.
Company Size
5,001-10,000
Company Stage
Acquired
Total Funding
$35B
Headquarters
Columbus, Georgia
Founded
1983
Simplify's Take
What believers are saying
- Infonox $50M acquisition boosts transaction software for volume surge.
- AWS partnership enables cloud migration with AI-driven secure innovation.
- Long-term RBS deal secures UK, Irish, US payment processing revenue.
What critics are saying
- Global Payments integration fails, eroding synergies through 2027.
- Fintechs Stripe, Square capture SMB acquiring share by 2028.
- Visa, Mastercard direct acquiring disintermediates Merchant Solutions.
What makes TSYS unique
- TSYS holds 40% North American market share in issuer solutions processing.
- Netspend prepaid cards target underbanked consumers since 2013 acquisition.
- TS2 processing system developed in 1992 powers core issuer operations.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Mental Health Support
Paid Vacation
401(k) Retirement Plan
Employee Referral Bonus
Paid Holidays
Company News
FIS®, a global leader in financial technology, today announced the completion of its acquisition of Global Payments' Issuer Solutions business, formerly known as TSYS.
Merger of equals creates the preeminent technology-enabled payments company with extensive scale and unmatched global reach
With its $50-million acquisition of Sunnyvale, Calif.-based software house Infonox Inc., TSYS Inc. h
A $22 billion acquisition is a tough act to follow. But TSYS-parent Global Payments is betting big on its $600 million synergy target as it pushes forward with the $22.7 billion acquisition of Worldpay, a move that is expected to shake up the competitive dynamics in merchant services and payments technology. The acquisition, announced in April and expected to close in the first half of 2026, will see Global Payments divest its Issuer Solutions business to FIS for $13.5 billion, sharpening its focus as a pure-play merchant solutions provider. The combined entity will serve more than 6 million customers in 175 countries, processing $3.7 trillion in annual payment volume and 94 billion transactions — a scale that positions the company among the world’s largest payment processors. Central to the strategic rationale is an ambitious plan to realize $600 million in annual run-rate cost synergies within three years of closing. According to Global Payments, roughly a third of these savings will come from consolidating technology infrastructure and eliminating duplicative vendor and software spend
Fidelity National Information Services (FIS) reported strong demand from banks for modernizing core banking systems during its Q1 earnings report. The company highlighted its pending acquisition of Global Payments' issuing solutions unit, which is expected to enhance cross-selling opportunities with banks.