Full-Time

Principal AI Engineer

Payments

Goodleap

Goodleap

1,001-5,000 employees

Sustainable home upgrades via POS marketplace

Compensation Overview

$202k - $237k/yr

Roseville, CA, USA

Hybrid

Category
Software Engineering (2)
,
Required Skills
LLM
gRPC
MLOps
Microsoft Azure
Python
webhooks
Apache Kafka
GraphQL
TypeScript
C#
AWS
REST APIs
DevOps
Google Cloud Platform
Requirements
  • 8+ years of experience in backend development, with at least 2+ years working with AI/ML solutions or LLMs
  • Experience developing and deploying MCP Servers and working with the Model Context Protocol ecosystem
  • Hands-on experience designing and implementing agentic workflows using LLMs, including orchestration across APIs, tools, and data sources
  • Experience working with vector databases, embeddings, and semantic search
  • Familiarity with MLOps, CI/CD for AI pipelines, and AI observability tools
  • Strong experience in one or more of the following languages: Node.js, Python, C#, TypeScript
  • Strong experience designing and building APIs, including REST, GraphQL, gRPC, and event-driven architectures (Webhooks, Pub/Sub, Kafka)
  • Strong experience with cloud architecture on at least one major provider (AWS, GCP, or Azure)
Responsibilities
  • Design and lead backend architecture that supports AI/ML-powered features across Web, Mobile, SMS/Voice, and API surfaces
  • Own end-to-end technical strategy for embedding LLMs, embedding stores, MCP Servers, and personalized content delivery
  • Architect and implement agentic workflows, enabling LLM-powered Agents to orchestrate tools, APIs, and data sources to deliver intelligent, adaptive payment experiences
  • Partner with product and design to scope features, validate feasibility, and ensure execution aligns with business impact
  • Build tools and services (including MCP Server integrations) to help other team members experiment and ship AI-enhanced features responsibly and efficiently
  • Influence engineering standards and promote excellence in observability, performance, and security
  • Mentor engineers across teams, helping them level up in areas of backend architecture, AI integration, and delivery quality
  • Collaborate with cross-functional partners across QA, Mobile, Data, Product, and Marketing
Desired Qualifications
  • Experience with frameworks for Agent orchestration (e.g., LangChain, Semantic Kernel, Haystack, or custom-built frameworks)
  • Familiarity with Retrieval-Augmented Generation (RAG) patterns in production systems
  • Knowledge of payments infrastructure, PCI compliance, and financial-grade security practices is a plus
  • Track record of technical leadership, including mentoring and influencing engineering culture
  • Experience with AWS Bedrock
  • Strong collaboration skills with a willingness to mentor junior developers and contribute to code reviews
  • Problem-solving ability: capable of breaking down complex problems and taking ownership of tasks from start to finish
  • Customer-centric mindset: ability to align development decisions with delivering an excellent user experience

GoodLeap operates a sustainable home solutions marketplace with a single point-of-sale platform that connects homeowners with over 18,000 green home improvement professionals. Customers can finance upgrades through flexible payment options, while GoodLeap earns commissions from professional partners. Its platform streamlines payments and financing in one flow, making transactions simple for homeowners and pros. Its goal is to expand access to affordable sustainable home upgrades and fund sustainable energy projects through GivePower with every transaction.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$3.3B

Headquarters

Roseville, California

Founded

2003

Simplify Jobs

Simplify's Take

What believers are saying

  • 20 securitizations exceed $3.5B, unlocking capital for lending expansion.
  • FICO 757 borrowers support $63B financed volume across diversified products.
  • $1.5B Tactical partnership generates recurring lease and PPA revenues.

What critics are saying

  • 12.56% rates trigger defaults, collapsing GDLP 2026-1 ABS values.
  • Sunrun erodes GoodLeap's $140M Tactical PPA market share.
  • Fannie Mae excludes high-LTV loans, blocking GDLP 2025-3 pipeline.

What makes Goodleap unique

  • GoodLeap's point-of-sale tech enables frictionless financing for 18,000 professionals.
  • GoodGrid aggregates customer batteries for California's virtual power plant since August 2024.
  • Partnerships with GivePower donate per transaction to sustainable energy projects.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

0%

2 year growth

0%
American Banker
Apr 1st, 2026
GoodLeap raises $408.9M in ABS from home improvement loan portfolio

GoodLeap Home Improvement Solutions Trust will raise $408.9 million through its fifth securitisation backed by home improvement loans. The GDLP 2026-1 series will sell asset-backed securities through three tranches of notes with a legal final maturity date of 20 December 2049. The supporting portfolio finances LED lighting, HVAC systems, windows, doors, generators and other improvements. Goldman Sachs, BofA Securities, CIBC World Markets and Citigroup Global Markets are managing the deal. The collateral pool contains 37,987 loans with an average current balance of $11,960 and an average interest rate of 12.56%. Borrowers have a weighted average FICO score of 757. The structure includes initial credit enhancement levels of 21.89%, 1.89% and 5.74% for the A-, BBB and BB- notes respectively, according to Kroll Bond Rating Agency.

TradingView
Dec 12th, 2025
GoodLeap and Tactical close $140M securitisation backed by renewable energy leases

GoodLeap, a renewable energy loan provider, and Tactical Infrastructure Partners have closed a $140.2 million securitisation backed by leases and power purchase agreements from GoodLeap's platform. ATLAS SP Partners served as sole structuring agent. This marks the second issuance from the partnership, which has acquired over $1.5 billion of residential solar and storage products. The transaction aims to unlock capital for future growth and expand deployment of third-party owned solar and storage systems. The companies previously closed a $183.3 million securitisation in October, comprising a $165.3 million Class A tranche at 6.40% interest and an $18 million Class B tranche at 8.50%, both maturing in October 2055.

American Banker
Nov 18th, 2025
GoodLeap backs $522.9M in ABS

GoodLeap has backed a $522.9 million asset-backed security (ABS) named GDLP 2025-3, featuring a vertical risk retention structure. In this structure, 95% of the collateral balance is allocated to noteholders, while retained interest noteholders hold the remaining 5%.

PR Newswire
Jun 13th, 2024
GoodLeap Announces Closing of $311.6 Million Securitization Bringing the Company's Total to 20

/PRNewswire/ -- GoodLeap, LLC, America's leading digital marketplace for sustainable solutions, today announced the closing of GoodLeap Sustainable Home...

PR Newswire
Aug 31st, 2023
Goodleap Announces Closing Of $470 Million Securitization Bringing The Company'S Total To 18

The transaction is the third securitization backed by GoodLeap loans in 2023, totaling approximately $1.39 billion for the year.SAN FRANCISCO, Aug. 31, 2023 /PRNewswire/ -- GoodLeap, LLC, America's leading digital marketplace for sustainable solutions, today announced the closing of GoodLeap Sustainable Home Solutions Trust 2023-3, a securitization sponsored by Citigroup. The securitization is backed by approximately $470 million principal balance of residential solar and sustainable home improvement loans originated on the GoodLeap platform. The securitization received ratings from Fitch Ratings Agency and Kroll Bond Rating Agency. Joint bookrunners included Citigroup Global Markets, Inc., Goldman Sachs & Co. LLC, Bank of America Securities, Inc., Barclays Capital Inc., and ATLAS SP Securities.The latest securitization is the third in 2023 of GoodLeap loans