Full-Time

Relationship Manager II

Confirmed live in the last 24 hours

M&T Bank

M&T Bank

10,001+ employees

Full-service banking for individuals and businesses

Financial Services

Compensation Overview

$87.1k - $145.1kAnnually

Mid

Minneapolis, MN, USA

Category
Customer Success Management
Sales & Account Management
Required Skills
Sales
Financial analysis
Risk Management
Data Analysis

You match the following M&T Bank's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Bachelor's degree and a minimum of 2 years’ client service experience in Global Capital Markets products or markets
  • OR in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ client service experience in Global Capital Markets products or markets
  • High level of proficiency with personal computers as well as pertinent software
  • Prior experience reading, analyzing and interpreting legal documents
  • Prior experience calculating amounts such as discounts, interest, commissions and percentages
  • Familiarity with corporate structures, relevant laws and regulations
  • Proven problem-solving skills
  • Strong verbal and written communication skills
  • Strong analytical skills
Responsibilities
  • Monitor relevant administrative and operational systems, databases and activity related to accounts of moderate to significant intricacy, complexity and level of risk, to ensure accounts are setup and operating within established policies, procedures and guidelines.
  • Review, analyze and provide comments to counsel related to negotiation and drafting of operative documents and agreements for assigned accounts.
  • Coordinate activities related to monitoring risks and ensuring regulatory compliance for assigned accounts with Legal, Risk, Compliance and/or Audit as required.
  • Research and resolve issues related to control and client service aspects of assigned accounts in a timely manner to maintain customer satisfaction, working with appropriate internal and external resources as required.
  • Work with external parties, including attorneys, financial advisors, interested parties and alliance/service partners, to structure and close GCM transactions in a timely manner.
  • Complete various account administration activities of moderate to significant intricacy, complexity and risk including, timely cash flow execution and fee billing, internal and external reporting and tickler processing.
  • Participate, along with GCM Sales, in sales calls to current and prospective clients, either in-person or over the phone and prepare fee proposals to support new business opportunities. Evaluate fees for suitability and conformance with fee schedules. Partner with Fee Billing to monitor and timely collect aged receivables.
  • Manage relationships, cultivating current and prospective clients and referral sources to uncover opportunities and potential sources of new business including representing GCM at transaction closings, attending and chairing client meetings and presentations and preparing relevant documentation to support the attraction, retention and expansion of client relationships.
  • Identify areas, based on transaction knowledge and fees charged, where revenues can be increased by charging additional fees when services change; advise management of these opportunities. Implement approved fee increases, fee discounts and waivers as identified or instructed and per established controls and procedure.
  • Provide coverage and support for other Relationship Managers within assigned Section/Unit as required by absence.
  • Represent GCM and/or lead departmental projects and Corporate initiatives on a periodic basis.
  • Assist management with the development and operation of business products and processes.
  • May supervise and/or mentor less experience associates.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Desired Qualifications
  • CCTS (Certified Corporate Trust Specialist) certification
  • Working knowledge of pertinent specialized internal software applications
  • Managerial or leadership experience
  • Demonstrated sense of ownership in jobs or projects

M&T Bank provides a variety of banking services to individuals, small businesses, and larger enterprises. Its offerings include mortgage assistance programs, personal and business checking accounts, and mobile banking solutions. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a customer-focused approach. M&T Bank's business model is based on traditional banking services such as loans, deposits, and investment products, generating revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded its services and market presence.

Company Stage

IPO

Total Funding

N/A

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • M&T Bank's share repurchase program reflects strong earnings and capital management.
  • The bank's focus on digital banking solutions enhances customer experience and efficiency.
  • M&T's community engagement initiatives strengthen its brand and customer loyalty.

What critics are saying

  • Integration challenges from the United Bank merger could disrupt operations and customer satisfaction.
  • Decreased prime lending rate may reduce interest income, affecting profitability.
  • Increased competition from fintechs could erode M&T Bank's market share.

What makes M&T Bank unique

  • M&T Bank emphasizes community engagement through its charitable foundation and volunteer initiatives.
  • The bank offers a comprehensive range of traditional and digital banking services.
  • M&T's recent merger with United Bank expands its market reach and service offerings.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account