Full-Time

Operations Lead

Fraud & Disputes Resolution

Confirmed live in the last 24 hours

Mission Lane

Mission Lane

201-500 employees

Provides transparent credit card solutions

Fintech
Financial Services

Compensation Overview

$59k - $65kAnnually

+ Annual Incentive Program + Equity

Junior

No H1B Sponsorship

Remote in USA

Candidates must be based in the United States.

Category
Quality Control & Compliance
Supply Chain Management
Operations & Logistics
Required Skills
Data Analysis

You match the following Mission Lane's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • 1+ years of supervisory experience in Fraud Operations, in the credit or banking industry
  • Solid understanding of fraud detection and investigation practices in a frontline setting
  • Strong leadership and coaching skills, with a proven ability to inspire and influence others
  • Excellent communication skills, including written, verbal, and listening abilities
  • Advanced problem-solving, prioritization, and time management skills to navigate a fast-paced environment
  • Ability to collaborate with cross-functional teams and ensure alignment with policies, goals, and objectives.
Responsibilities
  • Provide continuous feedback, conduct performance reviews, and support team members' development, helping them excel in their roles and prepare for future opportunities
  • Create a culture of trust, collaboration, and accountability by promoting open communication, recognizing achievements, and supporting individual and team well-being
  • Analyze team and individual data to identify improvement areas, coaching team members to drive efficiency and achieve goals
  • Lead local initiatives, identify opportunities for process enhancement, and contribute to cross-functional projects that enhance the customer experience
  • Keep the team informed of company updates, priorities, and changes, while managing schedules, time-off requests, and project updates seamlessly
  • Act as a resource for escalations, assist with complex cases, and provide guidance whenever team members require additional support.

Mission Lane provides accessible and transparent credit solutions, primarily through credit cards aimed at individuals looking to build or rebuild their credit. Their credit cards come with no hidden fees, no security deposits, and no activation fees, making them attractive to consumers who are cautious about traditional credit card fees. The application process offers instant decisions, allowing users to know their approval status right away. Additionally, Mission Lane offers free access to credit scores, educational resources on credit building, and reports to major credit bureaus, helping clients improve their creditworthiness. Unlike many competitors, Mission Lane emphasizes clear pricing and rewards responsible credit use with higher credit limits over time. The company's goal is to empower individuals to achieve better credit health through fair and transparent financial products.

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$687.8M

Headquarters

Richmond, Virginia

Founded

2018

Simplify Jobs

Simplify's Take

What believers are saying

  • Recent $150 million investment supports aggressive expansion and product development.
  • Credit Builder Account offers unique value with no fees or interest for credit improvement.
  • Brandon Black's appointment as CEO brings strategic growth and operational excellence.

What critics are saying

  • Increased competition from fintechs could erode Mission Lane's market share.
  • Economic downturns may lead to higher default rates, impacting profitability.
  • Rapid tech advancements require continuous updates, straining Mission Lane's resources.

What makes Mission Lane unique

  • Mission Lane offers credit cards with no hidden fees or security deposits.
  • Instant credit card application decisions reduce customer anxiety and waiting times.
  • Partnership with Plaid enhances access to over 7,000 financial apps and services.

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Benefits

Full health, dental, and vision benefits

FSA

Paid parental leave

401k with company match

Generous PTO

Flexible work schedule

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-1%

2 year growth

-4%
Bizjournals
Feb 16th, 2024
Richmond fintech names new CEO

Richmond fintech Mission Lane has named Brandon Black is new chief executive.

Business Wire
Feb 15th, 2024
Mission Lane Names Brandon Black As Ceo

RICHMOND, Va.--(BUSINESS WIRE)--Mission Lane, a purpose-driven consumer fintech company, today announced that its Board of Directors has appointed Brandon Black as Chief Executive Officer. Black has served on the board since 2019. The company concurrently announced that it has closed on additional funding from Invus Opportunities and QED Investors. In the last five years, Mission Lane has served over three million customers and built a high-quality portfolio of over $2 billion, all while becoming profitable and consistently earning industry-leading customer Net Promoter Scores and strong financial returns on capital. Black, who has nearly three decades’ experience in financial services, started his career at Capital One, leading various operating units – including credit, customer service, fraud, and collections – as the company grew from a unit within Signet Bank into an enduring market leader. Subsequently, he served as COO and CEO of Encore Capital Group

Daily Sports Global
Dec 2nd, 2023
Legit Affiliate Marketing Course For 1K Daily Income From Home In 2024 Launched

$100M Mission has launched a training program for aspiring entrepreneurs to learn affiliate marketing and scale their businesses quickly.

PYMNTS
May 11th, 2023
Plaid Signs Agreements To Migrate Traffic To Financial Institutions’ Apis

Plaid is expanding its application programming interface (API)-based data sharing network.The firm is now migrating 100% of its traffic to APIs for financial institutions, including Capital One, J.P. Morgan Chase, USAA and Wells Fargo, Plaid Head of U.S. Financial Institution Partnerships Christy Sunquist wrote in a Thursday (May 11) blog post.Plaid has also signed agreements with RBC, Citibank and M&T, and it will migrate its traffic to their APIs in the coming months, according to the post.“Our goal is to remove the need to rely on screen scraping in order for consumers to use the apps and services they want, and the momentum across our API integrations will help the industry get there faster,” Sunquist wrote.Plaid has been working with financial institutions to set up an API-based data-sharing network for a decade, according to the blog post.Last year, the company launched Core Exchange, which helps community banks, credit unions, FinTechs and digital banking platforms plug into Plaid’s network via the Financial Data Exchange (FDX) API specification. To date, more than 2,100 such organizations have done so, the post said.By participating in Core Exchange, they can adopt open banking and enable their customers to connect their accounts to apps in Plaid’s network via API, per the post.“It’s exciting to see all corners of the industry come together to embrace open finance and unlock exponential value for consumers as they move their financial lives online,” Sunquist wrote.Partnerships recently announced by Plaid illustrate the benefits open finance can offer to consumers.For example, Buddy, a budgeting app for Generation Z, partnered with Plaid in April to allow its users to securely connect their financial accounts and track their spending.In February, Mission Lane expanded its collaboration with Plaid to offer underbanked consumers access to digital payments, financial planning and investment tools, and other resources powered by the Plaid network.In December, Australian FinTech Airwallex teamed up with Plaid to offer its customers faster automated clearing house (ACH) payments and a safer, cost-efficient way to authorize debits from their bank accounts

FF News
Feb 22nd, 2023
Mission Lane And Plaid Expand Open Finance Partnership To Offer Additional Connected Solutions To Underbanked Customers

Purpose-driven fintech Mission Lane today announced it is expanding its partnership with the data network Plaid to bring secure open finance solutions to its two million-plus customers.The expanded partnership leverages Plaid’s innovative open finance API data connectivity solution, which allows customers to securely connect their Mission Lane branded accounts to more than 7,000 apps and services powered by the Plaid network, such as digital payments and financial planning and investment tools to help them improve their financial outcomes.Ensuring all consumers have access to modern financial tools has never been more critical. Facing inflation, market volatility and risk of recession, consumers are more reliant than ever on digital financial tools. Plaid’s 2022 Fintech Effect Report found that more than half of Americans (53%) say that their financial stress increased over the past year, and 77% say accessing their finances from anywhere is helping them navigate a challenging economy.“In today’s world, consumers expect their finances to be seamless and at their fingertips. This is especially true for the many customers we work with who are trying to build or rebuild their financial lives and want to have a full picture of where they stand,” said Shane Holdaway, CEO of Mission Lane. “We are so excited to expand our partnership with Plaid, which will help us serve more consumers and offer a connected, open finance solution across our products.”“Plaid is excited to expand our partnership with Mission Lane to ensure that even more people will benefit from financial inclusion,” said Eric Sager, COO of Plaid. “The expanded partnership with Mission Lane will help millions of customers securely connect their accounts to the apps and services which will help those customers build the credit they need to lead healthier financial lives.”Plaid and Mission Lane have a shared vision to advance financial access to all