Full-Time

Senior Software Engineer

Growth Experience

Confirmed live in the last 24 hours

Earnest

Earnest

201-500 employees

Provides student loan refinancing and personal loans

Fintech
Financial Services

Compensation Overview

$189k - $214kAnnually

Senior

San Francisco, CA, USA + 1 more

More locations: Oakland, CA, USA

Requires onsite presence in Oakland for three consecutive days a month.

Category
FinTech Engineering
Full-Stack Engineering
Software Engineering
Required Skills
Mixpanel
Amplitude
JavaScript
React.js
Node.js
SQL
SEO
TypeScript
Google Analytics
Requirements
  • A strong background in full-stack development, ideally within Growth or Product Engineering.
  • Proven experience with A/B testing tools (such as Optimizely, Google Optimize, or similar) and analytics platforms (like Google Analytics, Amplitude, or Mixpanel).
  • Skilled in JavaScript, React, and Node.js (or comparable front- and back-end frameworks), with a focus on performance and scalability.
  • Experience with SQL or similar querying languages, enabling you to pull and analyze data directly.
  • Proficient in Typescript, enabling you to build safer and more reliable code.
  • Strong collaboration skills and the ability to work in fast-paced environments where iterative improvements and rapid testing cycles are essential.
  • Willingness to travel to the Oakland office monthly to collaborate with other Earnies.
Responsibilities
  • Drive the end-to-end implementation of Growth-focused A/B tests and experiments to optimize the user journey, increase conversion rates, and enhance customer retention.
  • Instrument code to fire analytics events (e.g., Amplitude) and work closely with Product and Data teams to ensure proper instrumentation, enabling high-quality data for decision-making.
  • Build and maintain performance-focused front-end and back-end features, prioritizing SEO, accessibility, and load times on our public-facing website.
  • Conduct code reviews and ensure high standards of code quality and maintainability across the team.
  • Rapidly experiment and develop new features to enhance user engagement, support business goals, and improve product metrics.
  • Support the Marketing team by developing self-service features, assisting with new page layouts, and creating additional CMS blocks.
  • Collaborate on the continuous improvement of our experimentation framework, enhancing automation, tracking accuracy, and reporting processes.
  • Troubleshoot and optimize code and processes to reduce friction points in the product funnel and increase the velocity of experimentation.

Earnest provides financial solutions focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer personalized low-interest rates. Clients can select flexible repayment plans that suit their needs, making it easier to manage their educational and personal debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to ensure they remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their debt while providing them with tailored financial options.

Company Stage

Acquired

Total Funding

$123.5M

Headquarters

San Francisco, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for refinancing due to rising traditional banking interest rates.
  • Growing preference for digital-first banking among millennials and Gen Z.
  • Expansion of AI-driven credit scoring models enhances underwriting.

What critics are saying

  • Increased competition from fintech startups with innovative features.
  • Rising U.S. interest rates may reduce refinancing demand.

What makes Earnest unique

  • Earnest uses data-driven underwriting beyond traditional credit scores.
  • Offers flexible repayment plans tailored to individual financial situations.
  • Maintains a strong brand identity under Navient's ownership.

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