Full-Time

Distinguished Engineer

Posted on 9/5/2025

Early Warning

Early Warning

1,001-5,000 employees

Payments network and risk management solutions

Compensation Overview

$260k - $348k/yr

+ Discretionary incentive plan

No H1B Sponsorship

San Francisco, CA, USA + 3 more

More locations: Chicago, IL, USA | Scottsdale, AZ, USA | New York, NY, USA

Hybrid

Category
Software Engineering (2)
,
Requirements
  • Education or experience typically obtained through completion of a Bachelor’s degree in Computer Information Systems, Information Technology, Information Systems, Computer Science or equivalent professional experience.
  • Minimum 15 or more years of software engineering experience
  • Minimum 10 years or more experience in leading efforts or processes in a Technology organization.
  • Minimum 5 or more years of software engineering experience dealing with large scale systems in the cloud.
  • Minimum 5 or more years of experience implementing application solutions/ services in Cloud using Containerization, CI/CD, Automated testing and in compliance security guidelines.
  • Demonstrated ability to provide technical leadership through large-scale system designs, upgrades, and releases.
  • Superior leadership and management skills together with strong business acumen.
  • Demonstrated ability to mentor and energize people showcasing technical and leadership skills.
  • Demonstrated experience with state- of- the- art technology, architecture and design concepts, open-source operating systems, database systems, computer networking, and security.
  • A deep understanding of executing highly scalable, distributed applications in cloud environments.
  • Demonstrated ability to work effectively in cross-functional groups and generate results.
  • Excellent interpersonal, oral, and written communication skills. Must convey responsiveness and competence when dealing with internal customers, staff, peers, senior management, and vendors.
  • Work experience that demonstrates a strong sense of ownership, urgency, and drive.
  • Background and drug screen
Responsibilities
  • Leads Early Warning Services to the cloud.
  • Drives best practices, architectures, and technology decisions inside the organization utilizing knowledge and lessons-learned from building enterprise-scale systems in the cloud.
  • Collaborates closely with Engineering leaders, Architecture, Security, and potentially external collaboration partners (FIs) that may be engaged with us on key efforts over the years.
  • Maintains a very high bar for execution and excellence in the Engineering team, fostering leadership and executive presence throughout; can ‘coach up’ team members and leaders for a highly engaged, high-performing team, and participates in hiring top talent into the team to support these large-scale efforts.
  • Identifies opportunities to ship value to Production quickly and in incremental chunks to avoid “big bang” delivery; complex environments benefit from incremental delivery.
  • Builds and delivers well-considered scaling solutions via strong relationships with key stakeholders in the Data, Architecture and Operations organizations.
  • Ensures software development follows effective quality guidelines and best practices in line with the rest of the Engineering organization.
  • Ensures accurate/reliable information is provided within company standards including all service level agreements, and audit regulations.
  • Ensures solutions are built following our Engineering best practices (e.g., Quality, CI/CD, scalability, etc.).
  • Keeps executive-level management informed of department progress and problems.
  • Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained.
  • The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.
Desired Qualifications
  • Additional related education and/or related work experience preferred.
  • Experience with large-scale enterprises scaling out operations in Amazon Web Services is highly favorable.
  • Experience with migrating application & data services from on-prem to Cloud.

Early Warning Services, LLC builds and operates risk, fraud and payment technologies that protect financial transactions and expand access to financial services. It leverages network intelligence and collaborations with more than 2,500 banks and credit unions to secure payments for consumers and small businesses, and to enable convenient payment options. Its well-known products include Zelle®, a person-to-person electronic payments network, and Paze℠, an online checkout solution, integrated within a broad financial ecosystem. The company differentiates itself through its extensive partner network, decades of experience, and a dedicated focus on risk, fraud prevention and payments infrastructure. Its goal is to empower and protect the U.S. financial services ecosystem by making financial services more accessible while keeping transactions safe.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Simplify Jobs

Simplify's Take

What believers are saying

  • Partners with over 2,500 banks and credit unions for vast network access.
  • Leverages big data analytics from thousands of institutions for ACH fraud prevention.
  • Submitted five-point fraud plan to OCC, Fed, FDIC RFI on September 19, 2025.

What critics are saying

  • CFPB sued Early Warning and banks on December 20, 2024, for Zelle fraud violations.
  • Bank ownership by BofA, JPMorgan, Wells Fargo invites DOJ antitrust scrutiny.
  • Paze faces displacement by Apple Pay, Google Pay in saturated e-commerce market.

What makes Early Warning unique

  • Early Warning screened $10.8 trillion in payments in 2024, stopping $3 billion fraud.
  • Predict New Account Risk delivers predictive intelligence beyond binary risk decisions.
  • Operates Zelle and Paze, expanding from fraud detection to e-commerce payments.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Parental Leave

Family Planning Benefits

Flexible Work Hours

Company News

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

Cision
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub

NYC Politics
Aug 14th, 2025
NY Attorney General Letitia James Targets Zelle's Parent Company Over Massive Fraud Losses

While EWS promoted Zelle as safe and reliable, the complaint contends the company failed to deliver on those promises.

Early Warning Services, LLC
Jul 9th, 2025
Payfinia brings Paze digital wallet to community financial institutions

PORTLAND, Ore., July 9 - Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer Paze[SM], an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions.

Boland Hill Media, LLC
Dec 20th, 2024
The CFPB Sues Early Warning, BofA, Chase, And Wells Over Zelle Fraud

Zelle, which Early Warning launched in 2017 to compete with services such as PayPal Holdings Inc. and its Venmo network, has been the subject of controversy for several years over scams in which users allege they were gulled into transferring funds to fraudsters.

INACTIVE