Senior Portfolio Manager/Commercial Underwriter

Amegy Bank is seeking a Senior Portfolio Manager to join the International Banking team in Houston or San Antonio, TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.

The ideal candidate will possess the skills and experience necessary to\:

• Manage all phases of the credit approval process.
• Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
• Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
• Collaborate effectively with clients, peers, credit officers, and senior management.
• Stay informed on financial and market trends affecting the portfolio and assess their impact.
• Identify early warning signs and proactively manage deteriorating credits or emerging risks.
• Perform additional duties as assigned.

Qualifications\:

Bachelor’s degree in Finance, Accounting, Business, or a related field. Minimum of five years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.

• Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation is required.
• Formal credit training is preferred.
• Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
• Proficiency in underwriting, financial modeling, valuation, and policy compliance.
• Excellent communication skills—both written and verbal.
• Strong organizational, analytical, and problem-solving abilities.
• Ability to manage deadlines and prioritize effectively.
• Proficiency in Microsoft Office applications, including Word and Excel.
• Fluency in Spanish is preferred.

Benefits\:

At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.

• Medical, Dental and Vision Insurance - START DAY ONE! 
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

Amegy Bank is seeking a Senior Portfolio Manager to join the International Banking team in Houston or San Antonio, TX. International Banking is a full-service lending group specializing in financing solutions for exporters, importers, U.S. subsidiaries of foreign companies, and international corporates.

The ideal candidate will possess the skills and experience necessary to\:

• Manage all phases of the credit approval process.
• Prepare comprehensive credit memos analyzing financial statements, market risks, guarantor strength, and loan structure to assess creditworthiness, while ensuring compliance with internal credit policies and regulatory requirements.
• Oversee an assigned portfolio, including monitoring for delinquencies, matured loans, collateral, financial statements, borrowing base and covenant compliance, risk grading, and monthly reporting.
• Collaborate effectively with clients, peers, credit officers, and senior management.
• Stay informed on financial and market trends affecting the portfolio and assess their impact.
• Identify early warning signs and proactively manage deteriorating credits or emerging risks.
• Perform additional duties as assigned.

Qualifications\:

Bachelor’s degree in Finance, Accounting, Business, or a related field. Minimum of five years of experience in commercial loan underwriting, credit analysis, or a related area. Equivalent combinations of education and experience may be considered.

• Strong knowledge of commercial lending, credit analysis, financial statement interpretation, risk assessment, credit monitoring, and loan documentation is required.
• Formal credit training is preferred.
• Familiarity with banking products, services, policies, procedures, and regulatory frameworks.
• Proficiency in underwriting, financial modeling, valuation, and policy compliance.
• Excellent communication skills—both written and verbal.
• Strong organizational, analytical, and problem-solving abilities.
• Ability to manage deadlines and prioritize effectively.
• Proficiency in Microsoft Office applications, including Word and Excel.
• Fluency in Spanish is preferred.

Benefits\:

At Amegy Bank, we strive to create value for our customers, communities, employees, and shareholders. As a member of our team, we recognize the essential role you will play in our success. Our benefit plans are designed to help protect the health and well-being of you and your families, while helping you grow in your career.

• Medical, Dental and Vision Insurance - START DAY ONE! 
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products