Senior Site Reliability Engineer

2026 1st Advantage Foundation Pickleball Tournament results. Serving for those who serve! The 2026 1st Advantage Foundation Pickleball Tournament presented by Fiserv brought together an amazing 203 players for competition, connection, and community impact. The event was not only about competition and fun, but also about giving back to the community by supporting the Foundation's mission of filling the unmet needs in all branches of its local military community. Over $46,000 raised! Over $46,000 was raised to further its mission of supporting the unmet needs of military members and their families right here in its local community. From providing baby bags and school supplies to helping fund travel for holiday visits, your support makes a real difference in the lives of those who serve. Thank you to its sponsors!

Fiserv vs. Swipe Aras: an honest 2026 comparison. Ben Rosenquist Co-Founder, Swipe Aras Fiserv is one of the largest payment processors in the world. If you accept cards in the United States, there is a meaningful chance Fiserv (or First Data, which it acquired, or Clover, which it owns) sits somewhere in your payment stack, whether you signed with them directly or through your bank. Scale is Fiserv's strength. Transparency is not. In 2026 Fiserv is defending lawsuits alleging it charged merchants fees that were hidden, inflated, or never properly disclosed, alongside a separate suit over alleged inadequate cybersecurity on a banking platform. For a merchant or a CFO, the headline is less interesting than the underlying question it raises: do you actually know what you pay Fiserv, and is it fair? This article runs the math and shows you how to find out. What each is. Fiserv is a global financial technology and payment processing company serving banks, ISOs, and merchants at massive scale. It processes through First Data rails and owns the Clover POS brand. Its strength is breadth and bank distribution. Its weakness is the bundled, reseller-driven pricing model that makes a merchant's true rate hard to see. Swipe Aras is a merchant-first processor on Adyen's global infrastructure with transparent interchange-plus pricing, built-in surcharging, no contracts, 196-country processing, and a revenue share back to partners and PE firms. Its strength is transparency and volume economics. Its weakness is that it is a focused processor, not a sprawling bank-tech conglomerate with every adjacent product. Side-by-Side comparison. | Factor | Fiserv (First Data) | Swipe Aras | | Pricing model | Bundled/tiered, reseller-driven | Interchange-plus (transparent) | | Rate transparency | Low | High; disclosed markup | | Contract required | Often, with early-termination fees | No | | Surcharging built-in | Varies/add-on | Yes | | Countries supported | Broad but US-centric distribution | 196 | | 2026 legal cloud | Fee-disclosure and security suits | None | | Best fit | Large enterprises wanting one bank-tech vendor | Volume merchants, multi-location, PE-backed | Fiserv pricing varies by channel and contract. Swipe Aras figures based on transparent interchange-plus; actual rate varies by card mix. The math. Take a mid-market merchant doing $500,000 a month in card volume, $6M a year. Fiserv (illustrative bundled effective rate of 2.5%): * 2.5% of $6M = $150,000 * Plus typical statement, PCI, and platform fees of ~$2,000 to $5,000 a year * Annual cost: ~$152,000 to $155,000 Swipe Aras (interchange-plus, ~2.1% blended effective rate): * 2.1% of $6M = $126,000 * Annual cost: ~$126,000 Annual difference: ~$26,000 to $29,000 in favor of Swipe Aras For a PE-backed company, that $26,000-plus is recurring EBITDA. At a 9x multiple it is worth roughly $234,000 or more in enterprise value. One documented sub-$100M company recovered about $500,000 a year after moving off bundled pricing; at 9x that became $4.5M in additional realized profit. The transparency problem at the center of the lawsuits. The Fiserv suits allege hidden, inflated, or undisclosed fees. Set the litigation aside and the structural issue remains: bundled pricing bundles the markup into a blended rate, and the statement is built to be hard to parse. A merchant cannot tell a fair markup from a padded one because the markup is never shown as its own number. Transparent interchange-plus fixes this by separating the two. You pay the actual interchange set by Visa and Mastercard, plus a disclosed processor markup you can see and benchmark. That is the difference between a vendor you can audit and one you simply trust. Who Fiserv is right for. Fiserv genuinely fits some buyers. It works for large enterprises and banks that want a single vendor across processing, core banking, and dozens of adjacent fintech products, organizations with the procurement muscle to negotiate hard and audit their own fees, and merchants who value the comfort of the largest incumbent over rate optimization. If you are a major institution that needs the full Fiserv product surface and can police your own contract, the scale is real. Who should consider switching. Consider Swipe Aras if you cannot get a clear answer about your effective rate, you are on a bundled or tiered contract and suspect a padded markup, you are a PE portfolio company where processing cost is a margin lever, you want surcharging built in where legal, or the 2026 lawsuit coverage made you want to verify your own fees for the first time. How to audit your Fiserv rate. * Pull three months of statements. One month is noise; three shows the pattern. * Calculate effective rate. Total fees divided by total volume, per month. Above 2.5% for a low-risk business is a flag. * Find the markup. If you cannot identify the markup over interchange, that opacity is the finding. * List every fixed fee. Statement, PCI, batch, monthly minimum, gateway. They add up. * Benchmark. Compare your effective rate to a transparent interchange-plus quote on the same volume and card mix. Frequently asked questions. What are the 2026 Fiserv lawsuits about? They allege Fiserv, First Data, and Clover charged merchants fees that were hidden, inflated, or improperly disclosed. A separate suit alleges inadequate cybersecurity on a banking platform. Is Fiserv the same as First Data and Clover? Fiserv acquired First Data and owns the Clover POS brand. Processing behind many bank and Clover relationships runs on Fiserv/First Data rails. Is Swipe Aras cheaper than Fiserv? For most merchants on bundled pricing, yes, because interchange-plus removes the hidden spread. Exact savings depend on your current rate and card mix. Will switching trigger an early-termination fee? Possibly, if your Fiserv contract has one. Swipe Aras can factor that into the analysis and show whether the savings still clear it, which for most volume merchants they do within months. The Fiserv news is a reminder, not a verdict: if you cannot see your markup, you cannot know your rate is fair. Swipe Aras will audit your Fiserv statements, calculate your true effective rate, and show the gap before you decide anything. [Internal link: Swipe Aras vs. Clover] [Internal link: How to read your processing statement] [Internal link: The hidden fees on your statement] Last updated · June 10, 2026