Underwriter Commercial Lines

**Ideal candidate will live and work remotely in Central or Eastern Time Zone.

Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Farm Underwriter in property casualty insurance, you’ll grow and maintain diversified books of business while working with agents to assess risks, determine premiums, set conditions, and negotiate to ensure profitability and meet business goals.

We encourage you to apply and bring your expertise if you’re a:

• Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Farm and Ranch business, growing successful agent and broker relationships and pursuing renewals
• Problem solver: You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification
• Clear communicator: You’ll maintain and nurture successful relationships with agents, while presenting proposals, negotiating deals and obtaining approvals
• Collaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both technical and professional skills, as well as share best practices and identify opportunities for continuous improvement
• Conscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines

What you’ve got:

Experience

• 2-5 years of commercial underwriting experience
• Experience with farm, auto and excess products

Skills

• Analytical, problem-solving capabilities
• Strong territory management skills
• Excellent communication skills
• An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants and junior underwriters

Knowledge

• Command of insurance finance and actuarial concepts
• Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories
• Understanding of contract language, including regulatory and policy differences among applicable states
• Familiarity with continuous improvement processes and tools

Education

• A bachelor’s degree in a related field
• Professional insurance designations (currently or in process)