Full-Time

Loan Officer

Posted on 7/15/2025

Mesa

Mesa

11-50 employees

Homeowner rewards platform for mortgages

No salary listed

San Francisco, CA, USA + 2 more

More locations: Austin, TX, USA | New York, NY, USA

Hybrid

Category
Finance & Banking (1)
Requirements
  • NMLS License (Active)
  • Sales Instinct or Potential: You’re motivated by goals, but focused on doing right by the customer.
  • Strong Communication Skills: You can build rapport, simplify the complex, and earn trust quickly.
  • Empathy: A passion for helping people navigate financial decisions with empathy and clarity.
  • Adaptability: Comfort with change and an eagerness to learn in a fast-paced, tech-driven environment.
  • A collaborative, mission-driven mindset.
Responsibilities
  • Promote the significant advantages of Mesa’s mortgage experience including the benefits of Mesa’s integrated rewards platform and how it enhances the traditional mortgage process.
  • Build trust with the clients by providing clear, client-first advice through every step of the homebuying or refinance journey and guiding members from inquiry to close.
  • Manage pipeline activity with speed and accuracy—collecting documents, verifying information, and ensuring a seamless experience.
  • Respond to warm leads generated through Mesa’s marketing and member engagement programs.

Mesa is a fintech company that makes homeownership more affordable by rewarding homeowners through a loyalty ecosystem. Its Mesa Mortgage Marketplace allows homeowners to earn 1% of the loan value in Mesa Points when they obtain or refinance a loan with partner lenders, while the Mesa Homeowners Visa Signature Preferred Credit Card lets members earn points on everyday spending including mortgage payments (subject to a cap). Mesa Points can be redeemed for travel, statement credits, home improvements with partners like Lowe’s, or applied toward mortgage balances, with plans to expand to rewards for home warranties, HELOCs, and other insurance products. The company earns revenue by charging advertising fees to lenders and brokers in its marketplace, and differentiates itself by tying rewards to home-related spending and mortgage activity to directly target housing costs; its goal is to improve affordability for homeowners by delivering value through its rewards program and marketplace.

Company Size

11-50

Company Stage

Debt Financing

Total Funding

$33.2M

Headquarters

Austin, Texas

Founded

2023

Simplify Jobs

Simplify's Take

What believers are saying

  • $24M funding from Lowe's, PRMG, Trinity Capital expands loyalty platform.
  • Mortgage Marketplace operational post-card shutdown earning $5,000 on $500k loans.
  • Points redeemable for travel, credits, Lowe's upgrades despite card closure.

What critics are saying

  • Celtic Bank partnership ended December 12, 2025, eroding lender trust.
  • Bilt Rewards outcompetes with scale, capturing Mesa's homeowners in 6-12 months.
  • $33M runway exhausts in 9-15 months without card revenue or marketplace scale.

What makes Mesa unique

  • Mesa offers 1% rewards on mortgage loans via Marketplace with partners.
  • Homeowners earn points on utilities, HOA, insurance, and repairs.
  • Founded 2023 by fintech veterans Halpin and Hayslette targeting housing gap.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Fertility Treatment Support

401(k) Retirement Plan

Unlimited Paid Time Off

Growth & Insights and Company News

Headcount

6 month growth

14%

1 year growth

18%

2 year growth

45%
Startup Ecosystem Canada
Dec 15th, 2025
Mesa Fintech Startup Shuts Down Homeowners Card Program

Mesa fintech startup shuts down Homeowners Card program. News summary. Fintech startup Mesa has announced the closure of its Homeowners Card, a credit card program that awarded points to cardholders for paying their mortgages. The decision, described as a business move, was implemented on December 12, when all card accounts were closed, and credit cards deactivated. Mesa, which launched in November 2024 with $9.2 million in funding, had structured its rewards program to incentivize spending on home-related expenses, as opposed to traditional travel and dining rewards. Despite initial success, the startup has faced challenges, leading to the abrupt shutdown of the program. The closure has left cardholders with limited options for redeeming their points, now only available through statement credits at a reduced rate. Story coverage.

HousingWire
Aug 13th, 2025
Mesa, a membership platform for homeowners, announces $24M funding round

Mesa, a membership platform for homeowners, announces $24M funding round.

WN.com
Aug 13th, 2025
Mesa Secures $24M Strategic Investment

Mesa has secured a $24 million strategic investment in debt and equity from key partners in the housing, lending, and home improvement sectors. This funding round aims to enhance Mesa's loyalty platform for homeowners, making home ownership more rewarding.

PR Newswire
Aug 13th, 2025
Mesa Adds $24M Strategic Investment from Leading Industry Partners to Make Home Ownership More Rewarding

/PRNewswire/ -- Mesa, the membership platform built for homeowners, today announced a strategic funding round of $24M in debt and equity from key partners in...

CardRates.com
May 14th, 2025
New PRMG Credit Card Rewards Clients for Mortgage Payments

Novel rewards solutions, such as those PRMG is partnering with Mesa to offer, may draw further industry accolades, but they can also help a company stand out in a competitive market.

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