Full-Time

VP – Leveraged Finance Credit Risk

Posted on 4/16/2025

Santander

Santander

10,001+ employees

Provides banking, investment, and insurance services

Compensation Overview

$101.3k - $185k/yr

Expert

Company Historically Provides H1B Sponsorship

New York, NY, USA

Category
Risk Management
Finance & Banking
Required Skills
Risk Management
Financial Modeling
Requirements
  • Bachelor's Degree or equivalent work experience
  • 9-12 years of experience in Risk Management, Credit Risk, or Internal Audit
  • Minimum of 5 years within a Leveraged Finance Risk role
  • Advanced knowledge of financial statement analysis, accounting, credit, modeling financial projections, discounted cash flow analysis, and regulatory risks within Financial Industry
  • Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s)
  • Demonstrated credit analysis skills for evaluating new transactions, formulating an opinion, and providing a recommendation
  • Deep understanding of banking products including derivatives, treasury products
  • Excellent written and verbal communication skills
  • Ability to interact with all levels of management, work independently and in a team environment
Responsibilities
  • Setting of appropriate internal credit risk ratings and regulatory risk ratings on assigned portfolio
  • Ability to multi-task while covering multiple transactions simultaneously
  • Partnering with 1LOD, other 2LOD teams, and 3LOD to ensure meeting both internal and external expectations
  • Join client due diligence discussions and form an opinion on a transaction
  • Provides appropriate check and challenge to 1LOD on transactions, risk ratings, etc.

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, contributing to community development and inclusive growth.

Company Size

10,001+

Company Stage

IPO

Headquarters

Boston, Massachusetts

Founded

1902

Simplify Jobs

Simplify's Take

What believers are saying

  • Santander's partnership with Verizon offers a high-yield savings account with competitive rates.
  • The launch of Openbank in the U.S. expands Santander's digital banking presence.
  • Santander's restructuring aims to streamline operations and enhance global efficiency.

What critics are saying

  • Telecom and digital bank partnerships could attract customers away from traditional banks like Santander.
  • Santander's internal restructuring may disrupt operations and affect efficiency during the transition.
  • High-yield savings accounts by competitors may pressure Santander's profit margins.

What makes Santander unique

  • Santander offers a comprehensive suite of financial services, including loans and investment products.
  • The bank's Inclusive Communities Plan pledges $13.6 billion to support community initiatives.
  • Santander's Cultivate Small Business program aids early-stage entrepreneurs in the food industry.

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Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

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