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Full-Time

Account Manager

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Entry, Junior

West Valley City, UT, USA

Onsite position in West Valley City, UT with no hybrid or remote opportunities.

Category
Customer Success Management
Sales & Account Management
Required Skills
Customer Service
Requirements
  • Customer Service: 1 year
  • High School Diploma or GED required.
  • Interpersonal skills promoting a team environment.
  • Six (6) months office experience or equivalent education and training.
  • Working knowledge of Microsoft Office Suite, including Excel and Word
  • Exceptional customer service skills.
  • Outstanding phone and negotiation skills.
Responsibilities
  • Reviews and monitors delinquent accounts daily and maintains losses at or below established guidelines for assigned job duties.
  • Collects debt with empathy, and customer situations in mind.
  • Properly and accurately documents all account activities Initiates contact with customers in an effort to satisfy any deficient balances.
  • Makes recommendations to management of accounts needing additional attention.
  • Maintaining a positive and mutually beneficial cohesion within your team.
  • May assist other related departments as required by business needs.
  • Ensures compliance with Foursight's policies & procedures as well as state and federal regulations.
  • Other duties as assigned.

OneMain Financial provides personal loans to individuals, particularly those who may not qualify for traditional banking services due to lower credit scores or financial challenges. The company offers both secured loans, which require collateral like a car or home, and unsecured loans that do not. This variety allows OneMain to meet diverse financial needs, such as debt consolidation and home improvements. Revenue is generated through interest and fees on loans, and the company also utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities, ensuring a steady flow of capital for further lending. OneMain distinguishes itself by focusing on customer-centric solutions, offering personalized financial support through its extensive branch network and online resources. The goal of OneMain Financial is to provide accessible financial solutions to clients across the U.S.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

N/A

Growth & Insights
Headcount

6 month growth

4%

1 year growth

0%

2 year growth

4%
Simplify Jobs

Simplify's Take

What believers are saying

  • OneMain's acquisition of Foursight Capital expands its reach into the auto lending market, diversifying its portfolio and growth opportunities.
  • The company's Build: Credit Fundamentals education program demonstrates a commitment to financial literacy, potentially fostering long-term customer loyalty.
  • Significant investments from firms like Adage Capital Partners and Benjamin F. Edwards & Company indicate strong market confidence in OneMain's business model and growth prospects.

What critics are saying

  • Facing a class action lawsuit over alleged Military Lending Act violations could damage OneMain's reputation and financial standing.
  • The competitive consumer lending market requires continuous innovation and adaptation to maintain market share.

What makes OneMain Financial unique

  • OneMain Financial specializes in serving nonprime consumers who often lack access to traditional banking services, setting it apart from many competitors.
  • The company's securitization platform, Springleaf Funding Trust, provides a unique method of capital generation through bundling and selling loans as securities.
  • OneMain's extensive branch network across 44 states enhances its customer-centric approach, offering personalized financial solutions both online and offline.