Full-Time

Treasury Management Officer 3

Deadline 9/23/26
Fifth Third Bank

Fifth Third Bank

10,001+ employees

Banking, loans, mortgages, and wealth management

No salary listed

Memphis, TN, USA

In Person

Bachelor's, Master's

Category
Sales & Account Management (1)
Required Skills
Microsoft Office
Sales
CRM

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Requirements
  • A Bachelor's or Master's degree in Business, such as Business Administration, Finance, or Accounting, or equivalent work experience is preferred.
  • CTP certification is required.
  • Six years of experience in treasury management or commercial banking sales is required.
  • A demonstrated record of consistently exceeding performance goals is required.
  • Strong client interaction skills and the demonstrated ability to influence the outcome of a sales process are required.
  • The role requires presentation and negotiation skills with internal and external clients.
  • The candidate must be able to articulate the benefits of working capital management solutions to clients.
  • Product and sales knowledge sufficient to help mentor new team members is required.
  • Knowledge of a wide array of treasury management products is required.
  • Excellent oral and written communication skills are required.
  • Basic proficiency in personal computer software, including Microsoft Office, is required.
  • Technical treasury management competencies are required.
  • Understanding of treasury management, payments, and commerce products and solutions is required.
  • The ability to build new and existing client relationships is required.
  • The ability to evaluate client needs is required.
  • Advanced understanding of financial statement analysis is required.
  • The ability to provide strategic treasury advisory services is required.
  • Understanding of investment management techniques is required.
  • Basic understanding of loan structuring is required.
  • Understanding of financial management principles is required.
  • Advanced understanding of accounting techniques is required.
Responsibilities
  • Drive business development through new business and cross-selling, client service excellence, client retention, and client consultation.
  • Self-source, network externally, and partner with key team members to drive business.
  • Prospect with internal partners and work with a One Bank team to understand clients' and prospects' business environments, strategies, industries, financial needs, and appropriate working capital management solutions.
  • Persuasively articulate Fifth Third's value proposition to internal and external clients to influence sales-process outcomes.
  • Identify client needs and present working capital solutions to clients and prospects.
  • Understand payment processes and the benefits of strategic treasury management solutions.
  • Understand competitors' capabilities and gaps and position Fifth Third's services against them.
  • Prepare and deliver quarterly client service reviews.
  • Develop personal relationships with C-suite and senior-management decision makers at client and prospect organizations.
  • Devise and execute a plan to exceed sales goals.
  • Develop and manage a sales pipeline of new and cross-sell opportunities through win/loss decisions.
  • Actively manage the pipeline using the customer relationship management tool.
  • Maintain communication with relationship managers individually and as a group.
  • Review sales goals with relationship managers and advise them on calling strategies.
  • Educate and advise relationship managers about new treasury management product development initiatives.
  • Assess individual relationship managers' knowledge levels and bring each to a minimum standard.
  • Partner with relationship managers to recommend sales opportunities involving new prospects and cross-sell opportunities for existing clients.
  • Work closely with assigned client specialists to ensure ongoing client service.
  • Assist with general bank communications to clients.
  • Take ownership of and deliver timely resolution of client issues.
  • Develop knowledge of internal resources to respond accurately to client issues.
  • Understand and communicate implementation timelines to align with client expectations.
  • Ensure proper account documentation and execution of all required agreements.
  • Communicate recurring or serious product issues to management.
  • Recommend viable solutions to improve client service.

Fifth Third Bank offers banking products and services for individuals, small businesses, and commercial clients, including deposits, loans, mortgages, insurance, and wealth management. Customers access these offerings through branches and online platforms (53.com), with advisory services for investment and retirement planning. The bank earns revenue from interest on loans, banking fees, and commissions from insurance and investment products. Its goal is to provide comprehensive financial solutions and support community financial education while growing through a mix of fees, interest, and advisory revenue.

Company Size

10,001+

Company Stage

IPO

Headquarters

Cincinnati, Ohio

Founded

1858

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 Newline deposits rose $2.1 billion, with fee revenue up 35%.
  • Fifth Third opened Texas branches in April 2026 and targets 250 locations by 2029.
  • Comerica conversion finished September 8, 2026, unlocking synergies and deposit gathering immediately.

What critics are saying

  • Fifth Third cut 502 Farmington Hills jobs; more Comerica integration pain hits through 2026.
  • CFPB auto-lending and credit-card actions still shadow compliance, scrutiny, and remediation costs.
  • Tricolor noteholder litigation and legacy credit issues threaten capital, reputation, and management attention.

What makes Fifth Third Bank unique

  • Fifth Third pairs a Midwest retail bank with Newline, a trillion-dollar embedded-payments engine.
  • The Comerica deal created 1,500 branches across 17 of 20 fastest-growing U.S. metros.
  • Wealth, commercial payments, and consumer banking diversify revenue beyond spread income.

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Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Performance Bonus

Flexible Work Hours

Company News

Associated Press
Sep 8th, 2026
Fifth Third completes Comerica conversion, creating $300B bank with 1,500 branches across US

Fifth Third Bancorp has completed the technical conversion of approximately 600,000 customer accounts and 293 banking centres from Comerica across Arizona, California, Florida, Michigan, and Texas. The integration, executed over Labour Day weekend, finalises the merger that began on 1 February 2026. The combined entity is now the ninth-largest US bank with over $300 billion in assets and operations in 17 of the 20 fastest-growing large US metropolitan areas. Its retail footprint reaches more than half of the US population through approximately 1,500 branches and 21,300 ATMs. In Texas, Fifth Third operates 107 financial centres and plans to invest nearly $1 billion over the next five years, including opening 150 new centres by 2029. By 2030, the bank expects to operate approximately 1,750 branches.

FinanzNachrichten.de
Sep 7th, 2026
Collinson Group secures £350 million financing to accelerate £500 million growth strategy

Collinson has secured £350 million of new financing, reflecting strong confidence in the Group's performance and strategyWith record financial results and growing global demand across travel

MarketScreener
Aug 31st, 2026
Deckers Outdoor amends credit agreement, increases revolving facility to $500M

Deckers Outdoor Corporation and its subsidiaries have amended their credit agreement, increasing their unsecured revolving credit facility to $500 million. The amendment extends the maturity date to 27 August 2031 and removes Deckers Benelux B.V. as a borrower. The amended facility, arranged by Citibank, HSBC, and Fifth Third Bank, will be used for working capital and general corporate purposes. Interest rates are based on various benchmarks plus a margin of 1.00% to 1.50% per annum, depending on the company's leverage ratio. Commitment fees have been reduced to 0.10% to 0.175% per annum on unused amounts. The original credit agreement was established in December 2022 with Citibank as administrative agent.

Yahoo Finance
Aug 21st, 2026
Fifth Third invests in Payload to expand embedded payments beyond simple transactions

Fifth Third has invested in Payload, an embedded finance company specialising in complex multi-party payments for sectors like real estate, law firms, and construction. The investment amount was not disclosed. The bank operates its own embedded payments division, Newline, which generated over $1 billion in fee revenue in 2025. Newline serves major clients including Stripe, Trustly, and ADP, expecting to process more than $25 trillion in payment volume in 2026, up from $9 trillion in 2016. JPMorgan notes that Newline drives significant deposit growth for Fifth Third, with the bank targeting annual deposit increases of 35-50% through the division. The Payload investment expands Fifth Third's embedded payments reach without an acquisition.

Yahoo Finance
Aug 4th, 2026
Super-regional banks show CRE loan divergence as credit costs improve but nonperforming assets rise

Super-regional banks reported commercial loan growth and higher net interest income in Q2 2026, according to Trepp. Net interest income rose sequentially at all 11 banks, with Citizens and PNC each up 4%. Major acquisitions affected year-over-year comparisons. Fifth Third absorbed Comerica, Huntington added Veritex and Cadence, and PNC acquired FirstBank of Lakewood. Net charge-off ratios declined at eight banks, whilst credit loss allowances fell at 10 of 11 institutions. However, commercial real estate performance diverged. Citizens reduced its CRE charge-off rate to 0.36% from 0.64%, and PNC cut nonperforming CRE balances by 10%. Truist, U.S. Bancorp, and KeyCorp each recorded higher CRE nonperforming assets despite overall charge-off declines, suggesting uneven stress from legacy office and multifamily exposure.