Credit Specialist II

How will you drive value within the organization a Credit Specialist II ?

• Work in conjunction with senior leadership to establish, document, continuously evaluate, and modify as necessary the criteria for loans that may qualify for an exception
• Review all requests for exceptions to established credit policy to ensure such exceptions meet company tolerance
• Provide meaningful and timely coaching and feedback related to exception requests that are not within company tolerance
• Track, document, and report to senior leadership trends related to policy exceptions
• Act as the primary resource in the development and delivery of departmental training
• Foster a collaborative culture that facilitates the achievement of business plan objectives by working closely with other associates and members of management

What should you already know to be successful as a Credit Specialist II?

• Minimum of bachelor’s degree required
• A minimum of five (5) years of underwriting experience required
• Thorough knowledge of credit-related laws, consumer lending/underwriting concepts, practices, and procedures required
• Ability to multi-task, prioritize, and effectively manage and work within a team
• Ability to solve problems under pressure and provide creative solutions when necessary
• Proficient computer skills with working knowledge of internet and standard business applications such as Microsoft Office; ability to quickly learn new computer applications as required
• Commitment to exemplifying the organizational core values and key competencies

Employment Requirements:

• Talk and hear to exchange accurate information
• Have close visual acuity to perform activities such as: preparing and analyzing data and figures; viewing a computer terminal; extensive reading
• This is an exempt-level position whereby business needs will dictate the exact work schedule which should be expected to vary, at times coverage until 8:00p may be necessary
• The position does not require travel