Full-Time

Principal Data Engineer

Posted on 5/9/2026

LendingClub

LendingClub

1,001-5,000 employees

Online P2P lender matching borrowers, investors

Compensation Overview

$198k - $230k/yr

+ Equity + Bonus

San Francisco, CA, USA

Hybrid

In-office Tue–Thu; remote work not offered.

Category
Data & Analytics (1)
Required Skills
Bash
MLOps
Agile
Python
Airflow
Git
Apache Spark
Machine Learning
Data Engineering
AWS
JIRA
Jenkins
Observability
Hadoop
Databricks
Snowflake
Requirements
  • 8+ years of data engineering experience with deep hands-on experience with distributed data systems including Hadoop, Spark, Hive, DBT, and Airflow/Dagster
  • Bachelor’s degree in computer science or a related field, or equivalent work experience
  • 5+ years of production-quality Python experience, building and maintaining large-scale data pipelines
  • Strong experience building machine learning use cases through data engineering (e.g., feature engineering pipelines, training/inference data flows)
  • Experience working with public cloud platforms, preferably AWS
  • Experience with Databricks and/or Snowflake in production environments
  • Strong working knowledge of Git, JIRA, Jenkins, shell scripting
  • Familiarity with Agile methodologies, test-driven development, source control management, and test automation
  • Proven ability to work across cross-functional teams in a fast-paced, dynamic environment
  • You are highly fluent in modern AI data ecosystems and understand how to build the foundations required for AI and GenAI applications to succeed in production
  • You know how data quality, lineage, retrieval patterns, feature access, vector storage, governance, and real-time or batch serving architectures influence AI system performance and trustworthiness
  • You can evaluate tradeoffs, guide platform direction, and enable teams to build AI-ready data products responsibly and at scale
  • Excellent collaborative problem-solving and communication skills, with the ability to influence without authority
  • A track record of designing and delivering scalable, reliable, and high-quality data platforms
  • Nice to have: experience building data pipelines for Digital Marketing use cases
Responsibilities
  • Design, build, and own large-scale data and ML data pipelines that integrate directly with LendingClub’s products and external vendors
  • Design and operate data platforms where autonomous coding agents help maintain pipelines, schemas, and tests, while you own architecture and guardrails.
  • Lead the architecture and implementation of MLOps including feature stores, training datasets, batch and real-time inference pipelines
  • Work with modern data technologies such as Hadoop, Spark, DBT, Dagster/Airflow, Atlan, and modern data platforms like Databricks and Snowflake, across the AWS cloud stack
  • Partner with Data Scientists to productionize ML workflows and ensure data reliability, reproducibility, and performance
  • Identify, design, and implement automation of manual processes, optimizing data delivery, improving system reliability, and reducing cloud costs
  • Implement processes and systems to monitor Data Quality, Observability, Governance, Lineage, and ML data consistency
  • Define policies, workflows, and quality gates for using AI agents in production data systems.
  • Provide technical leadership and mentorship, influencing data engineering standards, best practices, and long-term platform strategy
  • Coach teams on decomposing work, supervising agents, and validating AI-generated changes.
  • Support operations to manage the production environment and lead root cause analysis (RCA) for complex data and ML pipeline issues
  • Write unit and integration tests, advocate for test-driven development, contribute to engineering documentation and design reviews
  • Build and govern data pipelines that support model training, feature generation, retrieval-augmented workflows, or AI-driven analytics
  • Enable secure, production-grade access patterns for AI use cases through curated datasets, semantic layers, metadata, monitoring, and policy-aware data services
Desired Qualifications
  • experience building data pipelines for Digital Marketing use cases

LendingClub operates an online lending platform that connects borrowers with individual investors in a peer-to-peer market, funding personal loans, small business loans, and auto refinancing. Borrowers apply on the platform and are evaluated based on credit history and financial factors; approved loans are funded when investors purchase notes that represent parts of the loan. The company earns origination fees from borrowers and service fees from investors, deriving revenue from both loan initiation and ongoing servicing. The goal is to provide accessible credit and investor opportunities through a scalable marketplace that pairs funding needs with capital.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2006

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 delivered $2.7B originations, 31% YoY growth, $67M pre-tax profit.
  • Wisetack partnership accesses 40,000 contractors for home improvement loans.
  • Analysts forecast $1.3B revenue and $269M earnings by 2028.

What critics are saying

  • Pagaya erodes personal loan share with AI underwriting in 12-24 months.
  • Upstart captures prime borrowers from DTC channel within 6-12 months.
  • Charge-offs normalize to 5%, eroding 60.4% margins in 6-12 months.

What makes LendingClub unique

  • LendingClub pioneered P2P lending with SEC-registered notes since 2007.
  • LCX platform offers API access, dynamic pricing, and same-day loan settlements.
  • Happen Bank rebrand leverages 40% superior underwriting vs peers over five years.

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Your Connections

People at LendingClub who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Unlimited Paid Time Off

Parental Leave

Hybrid Work Options

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Mar 23rd, 2026
LendingClub shares jump 5.9% on 4.15% CD rate and easing US–Iran tensions

LendingClub shares rose 5.9% this week after the digital lender launched a competitive 8-month certificate of deposit offering 4.15% APY, whilst broader financial stocks gained on reports of easing US-Iran tensions. The company's hybrid digital bank and marketplace model projects $1.3 billion in revenue and $269.5 million in earnings by 2028, requiring earnings growth of approximately $195.5 million from current levels of $74 million. Some analysts estimate fair value at $24.20, representing 65% upside from current prices. Whilst the headline-grabbing CD rate could help attract depositors and support balance sheet growth, the company remains exposed to risks around competition in personal loans and potential credit normalisation in its unsecured lending portfolio.

Bloom Credit
Mar 19th, 2026
Bloom Credit wins "Banking Infrastructure Software of the Year" Award.

Bloom Credit wins "Banking Infrastructure Software of the Year" Award. Bloom Credit Inc. is proud to announce today that Bloom Credit was named the winner of the "Banking Infrastructure Software of the Year" award as part of the 2026 FinTech Breakthrough Awards program. This annual awards program highlights companies making significant progress in financial services through technology. This year's program received over 4,500 nominations from around the globe, recognizing solutions that are reshaping everything from digital banking to lending and payments. Bloom Credit was selected for its role in building the infrastructure that powers modern credit data experiences. Through its platform, including the Bloom+ API, Bloom Credit Inc. provide scalable, API-driven systems that allow financial institutions to integrate credit-building and reporting directly into their existing products and workflows. "Winning Banking Infrastructure Software of the Year is a strong validation of the work we're doing to modernize credit data," said Christian Widhalm, CEO of Bloom Credit. "We've focused on building infrastructure that helps financial institutions move faster and deliver better outcomes for consumers, and it's exciting to see that work recognized at this level." At Bloom Credit, its mission has always been to simplify access to credit data and help financial institutions deliver more impactful, consumer-first products. This win underscores the importance of modern, flexible infrastructure in enabling banks, credit unions, and fintechs to better serve their customers while navigating an increasingly complex data landscape. Bloom Credit Inc. is honored to be recognized alongside companies like Mastercard, Fiserv, Capital One, and LendingClub as part of this year's FinTech Breakthrough Awards, and to be included among a broader group of organizations shaping the future of financial services. As the industry continues to invest in digital transformation, the underlying credit data layer remains a critical area for innovation. By modernizing how payment data is permissioned, furnished, and reported, Bloom is helping institutions unlock new capabilities while maintaining control of the customer experience. Bloom Credit Inc. is grateful to its clients and partners who trust Bloom Credit Inc. to be part of their stack, and Bloom Credit Inc. is excited to continue building solutions that support the next generation of financial services. Stay tuned, Bloom Credit Inc. can't wait to share what comes next! March 19, 2026

Yahoo Finance
Feb 27th, 2026
US wholesale inflation rises 0.5% in January, triggering sell-off in financial stocks

US stocks fell after January's Producer Price Index showed wholesale inflation rose 0.5%, significantly above the 0.3% consensus forecast. Year-over-year, the index increased 2.9%. The unexpectedly high reading suggests persistent inflationary pressures and has dampened investor optimism for near-term Federal Reserve interest rate cuts. The central bank is less likely to lower borrowing costs whilst inflation remains elevated. Financial services stocks were particularly impacted. Jefferies fell 10.4%, Interactive Brokers dropped 6.1%, and Evercore declined 6.5%. LendingClub tumbled 11.1%, whilst PROG fell 5.7%. The shift in expectations for monetary policy triggered a broad market sell-off as traders adjusted to the possibility of interest rates remaining higher for longer.

Yahoo Finance
Feb 26th, 2026
LendingClub beats Pagaya as better fintech bet despite rival's AI-driven loan model

Pagaya Technologies, an AI-powered fintech platform, reached profitability in 2025, posting net income of $81.4 million compared with a $401.4 million loss in 2024. Revenue grew 26.1% year over year, whilst adjusted EBITDA rose 76.3%. The company's capital-light model connects banks and fintech firms through its AI network, spreading risk across personal loans, auto loans and point-of-sale financing. However, Pagaya's management guidance signals slower near-term expansion due to tighter underwriting standards. Despite improving fundamentals, analysts favour LendingClub over Pagaya, citing LC's hybrid bank-backed lending model, which delivers steadier earnings and stronger cash flow visibility at a lower valuation. LendingClub reported 33% growth in loan originations and 23% revenue growth in 2025.

Ohio Statewide Development Corporation
Feb 18th, 2026
Borrower Spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro

Borrower spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro. | borrower spotlight: Nayosha Hospitality and the Quality Inn - Streetsboro | / |. Published February 18, 2026 Ownership transitions can open the door to new growth when structured strategically. Nayosha Hospitality LLC provides a strong example of how the right financing solution can support long-term stability and operational efficiency. About Nayosha Hospitality. Nayosha Hospitality LLC owns and operates the Quality Inn in Streetsboro, Ohio, located in Portage County. The 8,000 square foot hotel sits on two acres and includes 54 rooms. Originally acquired by three partners in September 2021, the ownership group later executed a purchase agreement allowing one owner to acquire 100 percent ownership. The hotel was fully renovated in 2017, with additional repairs and improvements completed in 2022 under current ownership. Today, the property is in like-new condition and benefits from strong regional demand. Demand generators include: * Kent State University * Blossom Music Center * Akron-Canton Airport * Cleveland Hopkins International Airport * Aurora Outlets Supporting a partner buyout with SBA 504 financing. OSDC partnered with LendingClub Bank to secure an SBA 504 loan that enabled the partner buyout and transition to full ownership. This financing structure allowed the business to: * Complete a smooth ownership transition * Increase operational efficiency * Retain all existing jobs * Create two new jobs By supporting the ownership transition, the SBA 504 structure helped position Nayosha Hospitality for continued growth in a competitive hospitality market. Strengthening local business through strategic financing. Partner buyouts require careful structuring to protect business stability. This project demonstrates how collaboration between borrower, lender, and OSDC can help facilitate smooth transitions while preserving jobs and strengthening the local economy. Ohio Statewide Development Corporation is proud to have partnered with LendingClub Bank and Nayosha Hospitality to support this next chapter of growth.