Full-Time

Residential Loan Processor

Operations Team

First National Bank of America

First National Bank of America

Community bank; personal and commercial

No salary listed

No H1B Sponsorship

East Lansing, MI, USA

In Person

Category
Finance & Banking (1)
Requirements
  • Excellent verbal and written communication skills to engage with brokers and internal teams effectively.
  • Strong problem-solving abilities to address transactional challenges.
  • Exceptional organizational and time management skills to manage multiple responsibilities efficiently.
  • Competence in income calculation.
Responsibilities
  • Accurately condition a new loan submission within 24 hours, including credit, income, and assets.
  • Provide regular updates to the broker partner.
  • Review records to ensure accuracy.
Desired Qualifications
  • Experience with Encompass Loan Origination System.
First National Bank of America

First National Bank of America

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First National Bank of America operates as a community bank serving customers in Michigan with branches in East Lansing, Grand Rapids, and Traverse City. It offers personal banking, commercial loans, and mortgage loans, delivering tailored financial products and services to individuals, small businesses, and commercial clients. Its products are built around deposits, loans, and related banking services, paired with expert financial guidance and a focus on long-term relationships to help clients build value and equity. The bank earns revenue from interest on loans, banking fees, and investment income, and emphasizes resilience and prioritizing the interests of customers, staff, and shareholders. Its goal is to make banking a personal experience by delivering careful, client-specific financial decisions and strong local service that stands apart from larger, impersonal institutions.

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

East Lansing, Michigan

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • July 8, 2026 CDs advertised 4.05% APY, supporting deposit gathering.
  • The bank posted a 2.71% ROA and $3.2 billion East Lansing deposits in Q1 2026.
  • Branch hiring in Grand Rapids signals modest expansion despite a lean operating footprint.

What critics are saying

  • Three branches in East Lansing, Grand Rapids, and Traverse City create severe geographic concentration.
  • Mortgage pages enforce 15% to 25% down payments, shrinking demand versus looser rivals.
  • Online CD rate competition can squeeze spreads; sustained outflows threaten earnings by 2027.

What makes First National Bank of America unique

  • FNBA runs only three Michigan branches, but offers nationwide mortgage and CD sales.
  • Q1 2026 call reports showed $6.76 billion assets and 15.17% CET1.
  • Its 1955 heritage and relationship-driven service fit niche borrowers, not mass-market depositors.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Pet Insurance

Childcare Support

Paid Vacation

401(k) Company Match

Company News

Crain's Grand Rapids Business
Mar 8th, 2024
FNBA announces Angie Hanks as Branch Manager

FNBA is excited to announce that Angie Hanks has joined our Grand Rapids branch, assuming the role of Branch Manager.