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Full-Time

Software Engineer

Mobile

Posted on 7/19/2023

Kikoff

Kikoff

51-200 employees

Credit building services for individuals

Fintech
Financial Services

Mid

San Francisco, CA, USA

Category
Software Engineering
Required Skills
iOS/Swift
Android Development
Requirements
  • B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
  • Expertise in Android and/or iOS with experience shipping production-ready apps
  • 4+ years of industry experience, with demonstrated breadth and depth of product impact
  • Ability to analyze data and distill information for business purposes
  • Effectiveness as demonstrated by problem-solving skills in areas outside your expertise
  • Desire to form strong professional bonds with startup-forward coworkers
  • Scrappy. We had a product goal and put out the MVP, collecting our first users with steady growth via paid channels in four months. We don't cut corners when we know we'll need them but we don't build things without that need. We don't like inefficiency but we dislike operationalizing one-off tasks even more
  • Risk-oriented. Everything has risk, but a mature team knows how to make these tradeoffs. That's why we built the MVP fast--because time is your most valuable asset and is practically fungible with money in the startup world
  • Data-obsessed. We all look at data and pull it, and we believe that understanding the mechanics can yield valuable insights. Complex systems require elegant, not just simple solutions. You absolutely need to be interested in data if you want to leverage your knowledge of systems
  • Lucky. That's how we look at this journey so far. From our timing of fundraising, to the circumstances in which we came together, to the initial product traction we're getting, there's no other word to describe it. We are grateful you are reading this, and we know that if you're meant to be with us on this journey, then we will see you soon
Responsibilities
  • This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We are backed by some of Silicon Valley's top VCs. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact
  • šŸ„ Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!
  • šŸ“ˆ Stock Options
  • šŸ Generous unlimited vacation policy to help you recharge
  • šŸ’° US salary range for this full-time position consists of base + equity + benefits
  • Our salary ranges are determined by role and experience:
  • 135k - 260k base + equity
  • Please reference the following information for more information:
  • Https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdfhttps://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf

Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools like easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature to help clients manage their payments. The company's goal is to empower users to enhance their credit scores and financial literacy.

Company Stage

Series B

Total Funding

$54.5M

Headquarters

San Francisco, California

Founded

2019

Growth & Insights
Headcount

6 month growth

ā†‘ 15%

1 year growth

ā†‘ 37%

2 year growth

ā†‘ 113%
Simplify Jobs

Simplify's Take

What believers are saying

  • Kikoff's rapid user growth, with over a million users, indicates strong market demand and potential for further expansion.
  • The significant funding of $42.5 million provides a solid financial foundation for continued innovation and scaling of services.
  • Customer testimonials showing significant credit score improvements suggest high effectiveness and positive user outcomes.

What critics are saying

  • The competitive fintech landscape requires Kikoff to continuously innovate to maintain its market position.
  • Reliance on user fees for revenue could be a vulnerability if customers find alternative, cheaper solutions.

What makes Kikoff unique

  • Kikoff's no credit checks or hard pulls policy makes it uniquely accessible to individuals with low or no credit, unlike traditional financial institutions.
  • The company's focus on financial education and user-friendly tools, such as easy disputing and rent reporting, sets it apart from competitors who may not offer such comprehensive support.
  • Kikoff's #1 rating in the iOS App Store's 'Finance' chart category for credit building products highlights its strong market presence and user satisfaction.

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