Full-Time

Mid/Senior Software Engineer

API Integration

Confirmed live in the last 24 hours

Nova Credit

Nova Credit

51-200 employees

Translates international credit data for newcomers

Fintech
Financial Services

Compensation Overview

CA$153.4k - CA$192.9kAnnually

Mid, Senior

No H1B Sponsorship

Remote in Canada

Remote-friendly role; candidates from Latin America or Canada are welcome.

Category
Backend Engineering
Software Engineering
Required Skills
Datadog
Express.js
JavaScript
Software Testing
SQL
TypeScript
AWS
Kibana
Requirements
  • 4+ years of software engineering experience working for a U.S. or Canadian-based technology company.
  • 2+ years of experience integrating external APIs and leveraging related protocols (e.g., https, oauth, jwt, webhooks)
  • Proficient in Javascript or Typescript
  • Proficient with SQL; experienced with advanced queries, schema design, functions, indexes, partitioning)
  • Experience building JS-based web systems (e.g., Express.js)
  • Experience with observability tools like Grafana, Kibana, or Datadog
  • Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs.
  • Firm grasp of software testing methodologies and troubleshooting skills
  • Curious, self-driven, and eager to learn
Responsibilities
  • Own development of high-impact features and improvements to our API integration platform, which powers our suite of products.
  • Integrate new consumer-permissioned data APIs into our platform.
  • Improve observability around API integration and data ingestion for internal or customer needs.
  • Develop internal tooling, frameworks, and unit testing to improve developer experience, velocity, and quality.
  • Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies.

Nova Credit helps newcomers to the U.S. by translating their international credit histories into standardized credit reports through its service called Credit Passport®. This allows financial institutions to assess the creditworthiness of these individuals, enabling them to access products like credit cards and loans. Additionally, Nova Credit offers Cash Atlas™, which uses bank transaction data to improve risk prediction for consumers with limited credit histories. The company aims to enhance financial inclusion for newcomers by expanding their access to financial services.

Company Stage

Series C

Total Funding

$111.2M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

3%

1 year growth

14%

2 year growth

65%
Simplify Jobs

Simplify's Take

What believers are saying

  • Rising immigration rates increase demand for Nova Credit's cross-border credit solutions.
  • Partnership with MoneyLion enhances product offerings with cash flow underwriting capabilities.
  • Nichole Mustard's board addition may accelerate Nova Credit's growth and platform scaling.

What critics are saying

  • Equifax's foreign credit score program could reduce Nova Credit's market share.
  • Partnership with MoneyLion may expose Nova Credit to financial stability risks.
  • Canadian expansion may face regulatory challenges in the financial market.

What makes Nova Credit unique

  • Nova Credit's Credit Passport® translates international credit data for U.S. newcomers.
  • Cash Atlas™ uses bank transaction data to improve risk prediction for thin-file consumers.
  • Nova Credit partners with major banks like BMO and RBC for cross-border credit solutions.

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Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.