Full-Time

Mid/Senior Software Engineer

API Integration, Canada

Confirmed live in the last 24 hours

Nova Credit

Nova Credit

51-200 employees

Translates international credit data for newcomers

Fintech
Financial Services

Compensation Overview

CA$153.4k - CA$192.9kAnnually

Mid, Senior

Remote in Canada

Remote-friendly role; candidates from Latin America or Canada are welcome.

Category
Backend Engineering
Full-Stack Engineering
Software Engineering
Required Skills
Datadog
Express.js
JavaScript
Software Testing
SQL
TypeScript
AWS
Kibana
Requirements
  • 4+ years of software engineering experience working for a U.S. or Canadian-based technology company.
  • 2+ years of experience integrating external APIs and leveraging related protocols (e.g., https, oauth, jwt, webhooks)
  • Proficient in Javascript or Typescript
  • Proficient with SQL; experienced with advanced queries, schema design, functions, indexes, partitioning)
  • Experience building JS-based web systems (e.g., Express.js)
  • Experience with observability tools like Grafana, Kibana, or Datadog
  • Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs.
  • Firm grasp of software testing methodologies and troubleshooting skills
  • Curious, self-driven, and eager to learn
Responsibilities
  • Own development of high-impact features and improvements to our API integration platform, which powers our suite of products.
  • Integrate new consumer-permissioned data APIs into our platform.
  • Improve observability around API integration and data ingestion for internal or customer needs.
  • Develop internal tooling, frameworks, and unit testing to improve developer experience, velocity, and quality.
  • Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies.

Nova Credit helps newcomers to the U.S. by translating their international credit histories into standardized credit reports through its service called Credit Passport®. This allows financial institutions to assess the creditworthiness of these individuals, enabling them to access products like credit cards and loans. Additionally, Nova Credit offers Cash Atlas™, which uses bank transaction data to improve risk prediction for consumers with limited credit histories. The company aims to assist newcomers in integrating into the U.S. financial system and expanding their access to credit.

Company Stage

Series C

Total Funding

$111.2M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

3%

1 year growth

13%

2 year growth

65%
Simplify Jobs

Simplify's Take

What believers are saying

  • Nova Credit's recent $45 million Series C funding round indicates strong investor confidence and provides ample resources for growth and innovation.
  • The launch of the Nova Credit Platform signifies a commitment to redefining credit data onboarding and underwriting, potentially attracting more financial institutions.
  • Collaborations with global entities like Creditinfo and Nottingham Building Society expand Nova Credit's reach and influence in international markets.

What critics are saying

  • The reliance on international credit data may face regulatory challenges and data privacy concerns in different jurisdictions.
  • The competitive fintech landscape requires continuous innovation to maintain a unique value proposition and avoid being overshadowed by larger players.

What makes Nova Credit unique

  • Nova Credit's unique Credit Passport® service translates international credit data into a standardized U.S. credit report, a niche not widely addressed by competitors.
  • Their Cash Atlas™ product leverages consumer-permissioned bank transaction data to enhance risk prediction, providing a dual advantage for both thick-file and thin-file consumers.
  • Strategic partnerships with major financial institutions like RBC and HSBC highlight Nova Credit's credibility and market penetration.

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Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.