Full-Time

Mortgage Loan Originator

Bozeman

First Western Trust

First Western Trust

201-500 employees

Custom private banking and wealth management

Compensation Overview

$40k/mo

+ Commission

Bozeman, MT, USA

In Person

Category
Real Estate (1)
Required Skills
Customer Service
Requirements
  • Bachelor's Degree, Or equivalent work experience, Required
  • 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required
  • Active NMLS registration, Upon Hire, Required
  • Proficient in Microsoft Office Suite
  • Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
  • Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
  • Demonstrated success in cultivating and maintaining a quality referral network
  • Ability to analyze and calculate income from complex financial data
  • Solid understanding of mortgage loan processing, underwriting, and closing
  • Professional presentation, written and verbal communications skills
  • Detail-oriented
  • Ability to work independently and with an operations team
  • Focus on providing outstanding customer service and meeting critical deadlines
Responsibilities
  • Recognized as a trusted mortgage origination expert and trusted advisor in the market based on long standing relationships with a wide variety of referral partners.
  • Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business.
  • Extensive knowledge and experience with a wide variety loan program requirements and investor guidelines including FNMA, FHLMC, FHA, VA, USDA, DPA Programs, JUMBO and FHLB products.
  • On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.
  • Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners.
  • Conduct interviews with potential applicants to determine the appropriate loan programs/products.
  • Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs.
  • Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
  • Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations.
  • Meet volume goals as established by the sales management team.

First Western Trust provides customized private banking, commercial banking, wealth planning, and investment management for high-net-worth individuals, families, entrepreneurs, and business owners. Its private and commercial banking services are offered through First Western Trust Bank, FDIC insured, with equal housing lender status. Wealth management and investment services carry FDIC Not insured and not guaranteed by the bank, with the possibility of losing value. The product suite works by combining personal banking, credit and cash management with tailored investment strategies, fiduciary guidance, and integrated wealth planning to meet each client’s financial goals. The company differentiates itself through highly personalized service and bespoke solutions that unite banking and wealth management under one roof for a select client base. Its goal is to provide a deeply personal, sophisticated financial experience while helping clients protect and grow their wealth over time.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Denver, Colorado

Founded

2002

Simplify Jobs

Simplify's Take

What believers are saying

  • Teton acquisition expands to 18 offices across four states including California.
  • Reber Russell merger boosted assets under management over $1 billion in 2006.
  • Julie Courkamp promoted to President and COO in September 2025.

What critics are saying

  • Integration of Teton diverts management attention from core operations.
  • Competitive factors in Colorado, Arizona, Wyoming erode market position.
  • Economic downturns shrink high-net-worth client lending opportunities.

What makes First Western Trust unique

  • ConnectView integrates banking, wealth management, and well-being services holistically.
  • Tailored trust solutions preserve family legacies in Western communities.
  • Digital platform streamlines client access via email, phone, and appointments.

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Benefits

Strong Bonus Potential

401(k) Company Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Sponsorship for Obtaining Professional Certifications

Flex Spending Accounts

Health Savings Account

Health & Wellness Benefits

Paid Time-Off+ Bank Holidays