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Full-Time

Senior Software Engineer

Compliance & Money Operations, New York City

Posted on 8/14/2024

January

January

51-200 employees

Tech-enabled debt collection platform prioritizing compliance

AI & Machine Learning
Financial Services

Compensation Overview

$160k - $210kAnnually

+ Equity Package

Senior, Expert

New York, NY, USA

Hybrid work model, requiring in-office presence 3 times a week.

Category
Backend Engineering
Software Engineering
Requirements
  • 5+ years experience as a software engineer
  • Strong experience in internal API design and deployment is crucial.
  • Experience with internal tooling and a strong interest in B2B software will be valuable.
  • Experience in brownfield development.
  • A strong background in finance and accounting is highly advantageous for this role.
Responsibilities
  • Perform thorough code reviews and manage technical debt to maintain a robust, scalable codebase that propels our products forward.
  • Champion innovation and best practices, pushing the boundaries of technical and product excellence.
  • Partner with our users, legal and compliance, customer success, and other engineering teams to foster a culture of teamwork and shared success.
  • Tackle complex projects, deliver impactful solutions, and bring your ideas to life while aligning with our company goals.

January is a tech-enabled platform that improves the debt collection process by focusing on human interaction and compliance. It serves creditors, like banks, and borrowers, ensuring that debt recovery is efficient and respectful. By using machine learning, January helps creditors recover more money while reducing risks, and it charges creditors for access to its services. The company's goal is to set a new standard in debt collection by combining advanced technology with a personalized approach.

Company Stage

Series B

Total Funding

$28M

Headquarters

New York City, New York

Founded

2016

Growth & Insights
Headcount

6 month growth

18%

1 year growth

50%

2 year growth

140%
Simplify Jobs

Simplify's Take

What believers are saying

  • Securing $12M in Series B funding indicates strong investor confidence and provides resources for further innovation and growth.
  • Partnerships with companies like Fairplay highlight January's commitment to ethical and humane debt collection practices.
  • The platform's ability to deliver higher recovery rates and reduced risks makes it highly attractive to creditors, potentially leading to rapid client acquisition.

What critics are saying

  • The debt collection industry is highly regulated, and any failure in compliance could result in significant legal and financial repercussions.
  • Relying heavily on machine learning algorithms may pose risks if the technology fails to adapt to changing regulatory environments or borrower behaviors.

What makes January unique

  • January leverages machine learning to enhance debt recovery rates, setting it apart from traditional debt collection agencies.
  • The company's focus on personalized, respectful interactions with borrowers contrasts sharply with the impersonal methods of conventional collection agencies.
  • January's automated compliance system ensures adherence to all relevant regulations, reducing legal and reputational risks for creditors.

Benefits

Hybrid and remote work policy

Pet-friendly offices

Unlimited PTO

Flexible work hours

Generous New Parent Leave

Equity

Annual learning and development stipend

401k

Gym membership reimbursement

Medical, dental, and vision

Commuter benefits

Fun team events

INACTIVE