Full-Time

Staff Analyst

Growth Analytics

Confirmed live in the last 24 hours

Upstart

Upstart

1,001-5,000 employees

AI lending marketplace connecting consumers and banks

Fintech
AI & Machine Learning
Financial Services

Compensation Overview

$157k - $217.5kAnnually

+ Target Bonuses + Equity Compensation

Senior, Expert

Austin, TX, USA + 3 more

More locations: San Mateo, CA, USA | Remote in USA | Columbus, OH, USA

Role available in San Mateo, California; Columbus, Ohio; Austin, Texas; or Remote USA.

Category
Growth Marketing
Growth & Marketing
Required Skills
Python
Data Science
R
SQL
Tableau
Looker
Data Analysis
Requirements
  • Strong analytical and quantitative background with at least 6+ years professional experience, preferably with meaningful experience in marketing, growth or product analytics
  • Proficiency in data analysis tools (SQL, Python / R, Looker / Mode / Tableau, etc.)
  • Bachelor's or advanced degree in Analytics, Data Science, Economics, Engineering, Statistics, Mathematics or other quantitative field
  • Strong communication and analytical storytelling skills, experience deriving actionable insights from analysis, a well-balanced rigorous and creative approach to solving difficult and unstructured problems
  • Experience in technology, marketplace and/or fintech companies with knowledge of consumer financing.
  • Ability to craft executive-ready narratives around complex business or performance topics, leveraging visualization and dashboards to successfully influence and drive C-level decision-making.
  • Deep expertise in applying analytics and data science techniques to drive impacts in growth and marketing organizations, such as attribution models, customer lifetime values, ROI frameworks, A/B testing, etc.
  • Experience in coaching and mentoring junior team members on technical subjects.
Responsibilities
  • Partner cross-functionally with channel owners, product and engineering leaders to set the growth strategy and analytics roadmap for multiple products at Upstart.
  • Effectively use analytics tools to understand user behavior, funnel performance and the outcome of our growth efforts, and make proactive recommendations on how to grow effectively.
  • Develop appropriate analytical frameworks to drive better decision-making, such as attribution, lifetime value (CLV), ROI analyses, segmentation, etc.
  • Design experiments and conduct quantitative analysis to test hypotheses about our users and the way they interact with our product, and collaborate with partners to prioritize the right problems and opportunities.
  • Collaborate with analytics engineering and software engineering to continuously up-level our growth data capabilities, making new data available as the business expands, and accelerate time to insights.
  • Coach and mentor growth analysts on the team.

Upstart connects consumers with banks and credit unions through its AI-driven lending marketplace. The platform uses advanced AI models to assess borrowers' creditworthiness, allowing lenders to approve more loans at lower rates without bias based on race, age, or gender. Borrowers benefit from a digital-first experience, with over 80% receiving instant approval without needing to provide documentation. Upstart offers various financial products, including personal loans, automotive loans, home equity lines of credit, and small-dollar relief loans. What sets Upstart apart from its competitors is its focus on using AI to enhance the lending process, making it faster and more accessible. The company's goal is to improve access to credit for all consumers while ensuring a fair lending process.

Company Stage

IPO

Total Funding

$132M

Headquarters

San Mateo, California

Founded

2012

Growth & Insights
Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-4%
Simplify Jobs

Simplify's Take

What believers are saying

  • Recent partnerships with credit unions show growing trust in Upstart's AI models.
  • Blue Owl Capital's $2 billion loan acquisition boosts Upstart's liquidity and investment potential.
  • Convertible notes issuance provides capital for expansion and debt repayment, enhancing stability.

What critics are saying

  • Competition from other AI lending platforms may reduce Upstart's market share.
  • AI model reliance could face regulatory challenges if biases are detected.
  • Economic downturns may increase loan default rates, affecting financial stability.

What makes Upstart unique

  • Upstart uses AI to approve loans instantly, enhancing customer experience.
  • The platform considers non-traditional data like education and work experience for credit decisions.
  • Upstart partners with over 100 banks and credit unions, expanding its lending network.

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Benefits

Health Insurance

401(k) Company Match

Employee Stock Purchase Plan

Life Insurance

Paid Vacation

Parental Leave

Flexible Work Hours

Wellness Program