Full-Time

Full Stack Software Architect

Generative AI

Updated on 9/4/2026

Visa

Visa

10,001+ employees

Global digital payments network processing transactions

Compensation Overview

$173.1k - $276.8k/yr

+ Sales incentive payments + Bonus + Equity

Bellevue, WA, USA

Hybrid

At least three days in the office per week are required.

Bachelor's, Master's, MBA, PhD, JD, MD

Category
Software Engineering (2)
,
Required Skills
LLM
Kubernetes
Pinecone
Microsoft Azure
FastAPI
Python
JavaScript
Grafana
Distributed Systems
React.js
Git
Node.js
Machine Learning
Java
OpenAI
Postgres
ETL
Docker
RAG
AWS
Prometheus
LangGraph
Redis
Observability
DevOps
HTML/CSS

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Requirements
  • At least 8 years of relevant work experience with a Bachelor's Degree, or at least 5 years with an Advanced Degree such as a Master's, MBA, JD, or MD, or 2 years with a PhD.
  • At least 11 years of relevant work experience without a degree.
  • At least 8 years of experience designing, building, and operating complex distributed software systems in production environments.
  • Strong background in software architecture, distributed systems, API design, cloud-native platforms, and data-intensive applications.
  • Experience with cloud platforms, containerized environments, continuous integration and continuous delivery systems, and observability tooling.
  • Hands-on experience with React and backend development using Python, Node.js, Java, or similar languages.
  • Strong communication skills with the ability to translate complex technical concepts to business stakeholders.
Responsibilities
  • Design, build, and scale enterprise-grade generative artificial intelligence and agentic applications with maintainable, secure, scalable, reliable, and production-ready architecture.
  • Own the architecture and delivery of major generative artificial intelligence subsystems, lead design reviews, mentor I4/I5 engineers, and define reusable patterns and production standards.
  • Apply system design judgment to build full-stack, production-grade applications with robust API design, workflow orchestration, secure data flows, observability, and operational readiness.
  • Build frontend experiences using React and frontend patterns including component-based architecture, state management, reusable user interface components, accessibility, performance optimization, and integration with backend APIs and artificial intelligence services.
  • Design and implement scalable backend services using Python, Node.js, and/or Java, including secure APIs, asynchronous processing, background jobs, authentication, authorization, logging, error handling, and system resiliency.
  • Work with PostgreSQL, Redis, vector databases, and related technologies, including schema design, indexing, query optimization, transaction management, caching, migrations, and data access patterns.
  • Implement backend capabilities for artificial intelligence-enabled and agentic workflow automation, including intent routing, agent orchestration, tool execution, API integrations, data retrieval, multi-step execution, workflow state management, human approval flows, guardrails, auditability, and enterprise system integration.
  • Develop artificial intelligence-native capabilities using OpenAI and Anthropic large language model APIs and software development kits, including prompt orchestration, tool and function calling, structured outputs, streaming responses, model routing, and evaluation patterns.
  • Apply knowledge of modern large language model capabilities to make engineering decisions around model selection, context management, latency, cost, reliability, output quality, safety, and user experience.
  • Design and implement retrieval-augmented generation solutions, including ingestion pipelines, extract-transform-load workflows, embeddings, vector database integration, retrieval strategies, relevance ranking, grounding, and retrieval quality evaluation.
  • Build and deploy cloud-native applications using containers, DevOps practices, continuous integration and continuous delivery pipelines, automated testing, monitoring, and operational automation.
  • Collaborate with engineering teammates and cross-functional partners to translate ambiguous requirements into proofs of concept and evolve them into production-quality solutions.
  • Implement observability and operational excellence for generative artificial intelligence applications, including end-to-end tracing, workflow telemetry, model evaluation, and monitoring.
Desired Qualifications
  • Experience building artificial intelligence-enabled, data-driven, workflow automation, search, conversational, or machine learning-powered applications.
  • Direct experience with generative artificial intelligence technologies, large language models, retrieval-augmented generation architectures, or agentic systems.
  • Experience driving technical strategy and influencing architectural direction across organizations.
  • Expertise in system design tradeoffs involving scalability, security, reliability, performance, cost, and developer productivity.
  • Deep understanding of modern large language model ecosystems, agent frameworks, retrieval architectures, and enterprise artificial intelligence deployment patterns.
  • Familiarity with modern artificial intelligence architectures including agentic workflows, memory systems, tool orchestration, Model Context Protocol, and Agent-to-Agent frameworks.
  • Proven ability to lead cross-functional artificial intelligence initiatives, including proof-of-concept development, stakeholder alignment, and enterprise rollout.

Visa operates a global digital payments network that connects consumers, businesses, banks, and governments to enable electronic card payments. Its system moves money through a card-based flow: a merchant request, card authorization via Visa, funds settlement between banks, and data processing, with fees earned on transactions and services. The company differentiates itself with its worldwide network, large client base, and partnerships that expand access to digital payments while supporting sustainable commerce. Its goal is to widen financial inclusion and provide convenient, secure electronic payments for a growing share of global commerce.

Company Size

10,001+

Company Stage

N/A

Total Funding

$9.6M

Headquarters

San Francisco, California

Founded

1958

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Simplify Jobs

Simplify's Take

What believers are saying

  • July 28, 2026 layoffs cut 2,600 roles, freeing capital for higher-growth products.
  • May 2025 BVNK investment and January 14, 2026 partnership deepen stablecoin distribution.
  • OpenAI collaboration announced June 10, 2026 embeds Visa inside AI checkout flows.

What critics are saying

  • April 27, 2026 judge reviewed the $38 billion swipe-fee settlement, still uncertain.
  • June 2026 antitrust concessions let merchants reject premium cards, pressuring interchange economics.
  • Stablecoins and AI checkout rails can bypass Visa cards, shrinking the network’s core tollbooth.

What makes Visa unique

  • VisaNet clears payments across 200+ countries and billions of transactions with near-universal acceptance.
  • June 10, 2026 AI, stablecoin, and token tools position Visa for agentic commerce.
  • Visa Direct, plus seven-day onchain settlement pilots, extends network reach beyond cards.

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Benefits

Health Insurance.

Life Insurance.

Dental Insurance.

Disability Insurance.

Accidental Death & Dismemberment Insurance.

Company News

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.