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Brickflow and Together launch instant automated DIPs for brokers. The AutoDIP functionality is available for Together's bridging loans and commercial term products through the Brickflow platform. Brickflow and Together have launched an automated decision in principle (DIP) capability, enabling brokers to receive instant DIPs for selected commercial property finance cases. Developed through an integration between the two firms, the AutoDIP functionality is available for Together's bridging loans and commercial term products through the Brickflow platform. The firms said brokers can submit case details through Brickflow, with eligible Together products appearing alongside other matching lenders. Once Together is selected, brokers can request a DIP directly within the platform, with an automated decision returned in seconds without manual intervention. Brickflow said the new functionality is designed to reduce duplication, minimise manual errors and speed up the early stages of the lending process. Glenn Franklin-Jones, director of lender relations at Brickflow, said: "This launch represents a meaningful step forward in modernising the broker application journey. "By delivering instant DIPs through automation, we're providing brokers with faster certainty, reducing friction, and helping them progress cases more efficiently for their clients." Tanya Elmaz, managing director of intermediary sales at Together, added: "Working with Brickflow allows The Intermediary to deliver faster, clearer outcomes for brokers at the very start of the lending journey. "Instant automated DIPs help brokers move with confidence and provide borrowers with certainty sooner."

Together launches lower-rate portfolio lending proposition for larger buy-to-let landlords. Published on 14 July 2026 Together has introduced a new lower-rate lending proposition for portfolio landlords seeking more than £1 million in finance, as demand grows for structured funding solutions across larger buy-to-let portfolios. The specialist lender said the new proposition is aimed at landlords with two or more properties who are looking to restructure borrowing as they adapt to a changing buy-to-let market. The launch comes as landlords continue to contend with higher interest rates, increased tax pressures and the impact of the Renters' Rights Act, prompting many to review how their portfolios are financed. Available on loans of more than £1 million, the proposition offers lower rates than Together's standard buy-to-let products, with first charge two-year fixed rates starting from 4.69%. Under the new structure, landlords benefit from a single monthly payment across their portfolio through one direct debit, one affordability assessment, one maturity date and one personal guarantee. The proposition is available across both first and second charge buy-to-let lending. Automated valuation models are available for fully residential properties, while the lender said the product can support portfolios containing non-standard or mixed-use assets, with no maximum portfolio size. Second charge rates are priced at 25bps above first charge rates, while arrangement fees operate on a sliding scale to provide greater flexibility over monthly repayments. Together said it has seen growing demand for larger loans exceeding £1 million as landlords look to optimise their portfolios through structured finance. The lender, which has a loan book of £8.4 billion, said enquiries for portfolio restructuring have increased as borrowers seek more efficient funding models. Russell Anderson (pictured), chief strategy director at Together, said: "Mortgage Soup know from the feedback that Mortgage Soup has had from brokers that landlords are proactively seeking innovative ways to maximise future opportunities, moving away from individual property loans and turning to lenders who can restructure debt at a portfolio level. "The move is a clear signal to lenders that those able to help with complex financial solutions will be best placed to offer the added levels of support that landlords seek from their finance partner. "We're pleased to launch our new portfolio proposition at a lower rate than our standard buy-to-let products across first and second charges to allow landlords to release equity across their assets to grow their portfolios."

Together launches new lower-rate portfolio buy-to-let range. The new range features lower rates than standard buy-to-let products. Rozi Jones | Editor, Financial Reporter 14th July 2026 Together has launched a new, lower-rate proposition for portfolio landlords with two or more properties who are seeking finance of more than £1 million. The new range features lower rates than standard buy-to-let products, starting at 4.69% for a first charge two-year fixed rate. The proposition also features standardised single monthly payments across the overall portfolio via one direct debit, one affordability assessment and one maturity date, and one personal guarantee. The newly launched proposition for loans over £1 million is available for both first and second charge buy-to-let products with automated valuation models (AVMs) offered on all fully residential property. The proposition enables brokers to offer structured funding solutions to clients including non-standard or mixed asset types, regardless of maximum portfolio size. Second charge rates are available for portfolio landlords at 25bps above first charge, with lender arrangement fees on a sliding scale to allow for extra flexibility in terms of monthly repayments. Together says it has seen growing demand for larger loans of £1m+ as landlords navigate an environment of rising rates and tax hikes. Russell Anderson, chief strategy director at Together, said: "Financial Reporter know from the feedback that Financial Reporter has had from brokers that landlords are proactively seeking innovative ways to maximise future opportunities, moving away from individual property loans and turning to lenders who can restructure debt at a portfolio level. "The move is a clear signal to lenders that those able to help with complex financial solutions will be best placed to offer the added levels of support that landlords seek from their finance partner. We're pleased to launch our new portfolio proposition at a lower rate than our standard BTL products across first and second charges to allow landlords to release equity across their assets to grow their portfolios." Popular this week Latest from Property Reporter Latest from Protection Reporter