Full-Time

Management Development Program

Digital Product Business Analyst-Wilmington, DE

Posted on 11/1/2025

M&T Bank

M&T Bank

10,001+ employees

Full-service banking with mortgage, deposits, loans

Compensation Overview

$29.57 - $43.99/hr

No H1B Sponsorship

Wilmington, DE, USA

In Person

Category
Business & Strategy (2)
,
Requirements
  • Bachelor’s degree or equivalent experience in business, technology, or related field.
  • Exposure to low/no-code platforms or interest in learning them.
  • Strong communication and collaboration skills who enjoy working with diverse teams.
  • Curiosity and a growth mindset: eager to learn and contribute in a fast-paced environment.
Responsibilities
  • Participate in and complete a one-year long, non-rotational training program while creating and adding value to assigned department. Receive job specific training, general training in banking, communication and leadership, and personalized coaching and feedback.
  • Core Training - Participate in ten weeks of training throughout the one-year assignment to learn banking, basic financial skills, technical skills, and leadership/interpersonal skills. Develop a solid understanding of banking functions, processes, and operations.
  • Group Projects - Participate in two group project assignments, working with a team of their peers to build relationships within their teams as well as with project sponsors, internal and external contacts, and senior management. Teams make a presentation to senior management at the conclusion of each project providing recommendations and potential project solutions.
  • On-the-Job Training - The fundamental skills taught in core training are combined with On-the-Job training based on the incumbent's assignment. Job specific training teaches departmental policies, procedures, systems, and products.
  • Complete tasks in a manner that are compliant with applicable laws and regulations and/or that serve to help the Company be in compliance with laws and regulations that apply to the business line the position supports.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
  • Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
  • Support Digital Product Development.
  • Collaborate with senior product owners and cross-functional teams to understand business needs and translate them into digital workflows and app features.
  • Assist in documenting current and future-state business processes using visual tools and process modeling techniques.
  • Help define and maintain a prioritized backlog of features and enhancements using tools like Jira or Appian Composer.
  • Track and report on project progress, helping the team stay organized and focused.
  • Low/No-Code Solution Design.
  • Get hands-on with Appian Designer to build and test digital solutions – no deep coding required!
  • Participate in testing and validation of new features to ensure our solutions deliver real value.
  • Contribute ideas for process improvements and new digital features - your voice matters here.
  • Take ownership of small projects or initiatives, with support from senior team members.
  • Collaborate and Grow.
  • Work side-by-side with business, operations, and technology teams to gather requirements and feedback.
  • Help facilitate workshops and demos, showcasing your work and learning from others.
  • Participate in training sessions and knowledge-sharing meetings to build your expertise in digital product development and financial services.
  • Network with leaders across technology, business, and operations.
  • Client-Centric Mindset.
  • Advocate for end users by testing solutions and gathering feedback to ensure our products truly meet client needs.
  • Support documentation and training materials to help colleagues adopt new digital tools.
  • Learn Risk, Compliance, and Vendor Management.
  • Develop your understanding of risk and regulatory standards and help keep our solutions safe and compliant.
  • Support platform administration tasks like user onboarding and issue tracking.
Desired Qualifications
  • Experience with business process modeling tools (e.g., Lucidchart, Visio).
  • Familiarity with Agile delivery and tools like Jira or Confluence.
  • Understanding financial services, trust operations, or capital markets.
  • Certifications or coursework in business analysis, Agile, or low-code platforms.

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

Simplify Jobs

Simplify's Take

What believers are saying

  • Q1 2026 revenue hit $2.45B from commercial loan surge.
  • Fee income grew 13% YoY in Q1 2026 via treasury services.
  • United Bank merger expands footprint across Eastern U.S.

What critics are saying

  • CRE office vacancies exceed 15% in New York, Maryland, Pennsylvania.
  • Loan growth outpaces deposits, forcing costly wholesale funding.
  • Fintechs like Chime erode Northeast retail deposit base.

What makes M&T Bank unique

  • M&T Bank profitable every quarter since 1976, unlike peers.
  • Top SBA lender nationally, #1 in key Eastern markets.
  • Owns Wilmington Trust, largest U.S. personal trust providers.

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Benefits

401(k) Company Match

401(k) Retirement Plan

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

-5%

1 year growth

-5%

2 year growth

-5%
Yahoo Finance
Mar 27th, 2026
M&T Bank Q1 2026 earnings preview: analysts expect $4.03 per share, up 19.2%

M&T Bank Corporation is expected to announce its fiscal Q1 2026 earnings on 15 April, with analysts forecasting earnings of $4.03 per share, up 19.2% year-over-year. The Buffalo-based bank holding company has beaten Wall Street estimates in three of the past four quarters. For full-year 2026, M&T Bank is projected to deliver earnings per share of $18.77, representing 9.1% growth from fiscal 2025. The company's shares have risen 11.9% over the past 52 weeks, outperforming the financial sector but trailing the broader S&P 500. The bank's recent performance has been driven by higher net interest income, improved margins and disciplined cost control. Analysts maintain a "Moderate Buy" rating, with a mean price target of $234.55, suggesting 14.6% upside potential.

Yahoo Finance
Mar 23rd, 2026
M&T Bank projects $7.2B-$7.35B net interest income for 2026 as loan growth accelerates

M&T Bank has demonstrated solid revenue growth driven by its core lending business and fee-based operations. Net interest income grew at a 7.9% compound annual growth rate over seven years through 2025, supported by loan expansion and a strong deposit franchise. Loans and leases grew at a 12.9% CAGR over the same period, whilst deposits rose 9.2%. The bank has also strengthened non-interest income through treasury management, capital markets and mortgage banking, which grew at a 3.9% CAGR between 2018 and 2025. For 2026, management projects net interest income of $7.2-$7.35 billion and non-interest income of $2.67-$2.77 billion, up from $6.95 billion and $2.74 billion respectively in 2025. Average loans are expected to reach $140-$142 billion, with deposits at $165-$167 billion.

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Mar 20th, 2026
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PR Newswire
Mar 16th, 2026
M&T Bank posts record $2.88B earnings as CEO details technology transformation

M&T Bank chairman and CEO René Jones released his annual shareholder letter highlighting the bank's record $2.88 billion in earnings for 2025 and its technology transformation efforts. The letter emphasises how M&T outperformed peers despite an uncertain operating environment. Jones described the past year as a "Rorschach Economy", where different communities experienced varying economic conditions. He stressed the bank's focus on generating consistent, high-quality earnings rather than chasing short-term growth. The letter details M&T's investments in technology and talent development, whilst reinforcing the bank's commitment to traditional banking fundamentals. Jones credited the company's success to its employees, noting their adaptability and judgement in navigating industry changes. M&T operates across the eastern US from Maine to Virginia.

Benzinga
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~ Proactive Step, Strengthens Liquidity, Reduces Borrowing Costs by ~$3.7 Million While Accelerating Growth ~CHARLES TOWN, W.Va., March 12, 2026 /PRNewswire/ -- American Public Education, Inc. (the "Company")

INACTIVE