Full-Time

Senior Compliance Analyst

Posted on 1/6/2025

Lead Bank

Lead Bank

51-200 employees

Full-service banking with digital solutions

Compensation Overview

$80k - $137.5kAnnually

Senior

Remote in USA

Company has offices in Kansas City, Missouri; San Francisco, California; Sunnyvale, California; and New York City, New York.

Category
Risk & Compliance
Legal & Compliance
Requirements
  • Minimum of 3-5 years’ banking compliance experience
  • Have knowledge of applicable federal and state laws, regulations and guidance, including, but not limited to Reg E, TILA, ECOA, FCRA, SCRA/MLA, Regulation CC, TISA, and other federal consumer protection legislation and regulations
  • Demonstrate exceptional communication skills
  • Ability to make judgements based on information provided
  • Ability to work and complete tasks with minimal direct supervision
  • Eager to learn and achieve proficiency
  • Ability to motivate and lead
  • Are curious, have humility, are open to learning and approach your work with a growth mindset
  • Thrive working in a fluid environment with high autonomy
  • Love to collaborate to get to the best, most efficient outcome
  • Embody the growth mindset and bring a self-driven and self-starter mentality to your work
Responsibilities
  • Work closely with the Director of Compliance, Compliance Lead, other business lines, and Fintech partners to ensure consideration and accurate implementation of controls and processes necessary to meet regulatory compliance requirements
  • Maintain proficient knowledge of applicable federal and state laws, regulations and guidance, including, but not limited to, Reg E, TILA, ECOA, FCRA, SCRA/MLA, Reg CC, TISA, and other federal consumer protection legislation and regulations
  • Conduct interviews and meetings with responsible Fintech Partner key stakeholders to gain an overall understanding of their Compliance Management System
  • Review business unit and Fintech partner policies and procedures for adherence to laws and regulations and recommends changes based on risks identified or changes in laws and regulations
  • Responsible for monitoring of compliance related partner controls and key risk indicators by identifying weaknesses, investigating issues, and providing actionable recommendations for remediation as needed
  • Perform transaction, account, and loan level testing as needed to verify adherence to applicable FinTech partner control requirements
  • Develop in collaboration with the business unit/Fintech partner, action plans and corrective action associated with monitoring/review findings, as necessary
  • Develop effective working relationships with department employees, other business units, and key stakeholders of the Banks Fintech partners
  • Work with Compliance DRI to review Fintech partner policies and procedures for adherence to laws and regulations and recommend changes based on risks identified or changes in laws and regulations
  • Contribute to the completion of annual compliance risk assessments for the bank and BaaS partners, as needed
  • Assist in the coordination of, and preparation for, regulatory agency exams, and external audits/reviews
  • Participate in bank initiatives and projects to ensure compliance with federal, state, and local laws and regulations
  • Assist other Compliance staff as necessary
  • Demonstrate the values of Lead Bank and set a personal example for team members to follow
  • Perform all other duties as assigned

Lead Bank provides banking services that combine expertise, experience, and technology to support businesses in their growth. Their products include advanced online banking features and remote deposit technology, allowing customers to manage their finances conveniently from anywhere. Unlike many traditional banks, Lead Bank focuses on building strong relationships with clients, ensuring that financial solutions are customized to meet individual business needs. The goal of Lead Bank is to empower businesses to thrive, contributing to the economic strength of the Kansas City metropolitan area.

Company Size

51-200

Company Stage

Growth Equity (Non-Venture Capital)

Total Funding

$150M

Headquarters

Kansas City, Missouri

Founded

1928

Simplify Jobs

Simplify's Take

What believers are saying

  • Embedded finance trend boosts Lead Bank's Partner Platform opportunities.
  • Rising demand for personalized services aligns with Lead Bank's technology capabilities.
  • Partnerships with fintechs enhance Lead Bank's digital offerings and market reach.

What critics are saying

  • Revolut's U.S. entry could increase competition in the fintech space.
  • Luna Parent acquisition may lead to strategic shifts affecting operations.
  • Class action lawsuit over payday lending scheme could harm Lead Bank's reputation.

What makes Lead Bank unique

  • Lead Bank's Partner Platform enables fintechs to scale financial solutions efficiently.
  • The bank combines regulatory expertise with modern technology for seamless financial services.
  • Lead Bank has strong community ties and a history of supporting local businesses.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Company Match

Unlimited Paid Time Off

Paid Parental Leave

Health Savings Account/Flexible Spending Account

Company News

PYMNTS
Nov 20th, 2024
Revolut Ceo: Growing Without Banking License Was ‘Wrong Decision’

Is U.K. FinTech startup Revolut pursuing a banking license in the U.S?. CEO Nik Storonsky reportedly hinted as much when speaking to an audience of investors in Helsinki, Finland, on Wednesday (Nov. 20), noting that the U.S. market is more credit card-centic, making it tougher to compete without that option. “In the U.S., you need to be credit-driven

Lead Bank
Nov 6th, 2024
Luna Acquires Kansas City’s Lead Bank

Luna Parent, Inc. announced today that it has acquired Lead Bank, an independent community bank headquartered in Kansas City, Missouri.

Bizjournals
Jan 19th, 2024
Former KC bank exec pleads guilty to evading anti-money laundering rules

McVey joined Kansas City-based Lead Bank in 2014 as vice president of treasury services.

ClassAction.org
Nov 20th, 2023
Helix Financial, Lead Bank Facing Class Action Over Alleged 'Rent-A-Bank' Payday Lending Scheme

Helix Financial, Lead Bank facing class action over alleged 'rent-a-bank' Payday Lending scheme.

Lead Bank
Jan 18th, 2023
Kris Dickson

Lead Bank welcomes Kris Dickson as their new Chief Financial Officer.

INACTIVE